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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net cash provided by operating activities $ 1,904,880 $ 8,104,137
Cash flows from investing activities:    
Purchases of fixed maturity securities (54,885,176) (34,437,326)
Sales, calls and maturities of fixed maturity securities 36,743,084 65,265,141
Purchases of equity securities (1,602,500) (2,658,514)
Sales of equity securities 1,529,484 1,996,963
Purchases of restricted assets (2,397,575) (1,116,336)
Sales, calls and maturities of restricted assets 1,330,555 483,871
Purchases of cemetery perpetual care trust investments (144,567) (49,443)
Sales, calls and maturities of perpetual care trust investments 955,014 122,773
Mortgage loans held for investment, other investments and policy loans made (446,677,580) (364,394,871)
Payments received for mortgage loans held for investment, other investments and policy loans 412,639,393 352,904,166
Purchases of property and equipment (884,076) (423,139)
Sales of property and equipment 1,200 377,521
Purchases of real estate (38,492,419) (27,823,031)
Sales of real estate 19,442,304 23,136,542
Net cash provided by (used in) investing activities (72,442,859) 13,384,317
Cash flows from financing activities:    
Investment contract receipts 6,230,904 6,775,570
Investment contract withdrawals (8,421,749) (7,864,720)
Proceeds from stock options exercised 81,246 46,182
Purchases of treasury stock (1,203,684) (1,629,135)
Repayment of bank loans (18,012,268) (939,619)
Proceeds from bank loans 32,000,000
Net change in warehouse line borrowings for loans held for sale 2,164,373 (1,114,584)
Net cash provided by (used in) financing activities 12,838,822 (4,726,306)
Net change in cash, cash equivalents, restricted cash and restricted cash equivalents (57,699,157) 16,762,148
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period 150,102,620 139,923,399
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of year 92,403,463 156,685,547
Cash paid during the year for:    
Interest 2,422,711 2,107,045
Income taxes (net of refunds) 2,228,099 3,024,742
Non Cash Operating, Investing and Financing Activities:    
Transfer from fixed maturity securities available for sale to other investments 1,185,603
Right-of-use assets obtained in exchange for operating lease liabilities 1,069,880 1,130,610
Benefit plans funded with treasury stock 499,468 735,930
Loans held for sale foreclosed into real estate held for sale 380,000 858,977
Transfer of loans held for sale to mortgage loans held for investment 828,063 1,867,552
Cash and cash equivalents 79,317,770 143,632,984
Restricted assets 12,680,488 11,849,488
Cemetery perpetual care trust investments $ 405,205 $ 1,203,075