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Loans And Related Allowances For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2013

Loans and Related Allowances for Loan Losses [Abstract]

Primary Segments Of The Loan Portfolio [Table Text Block]

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
June 30, 2013
Total loans	$	285,984	$	118,356	$	63,844	$	346,636	$	27,030	$	841,850
Individually evaluated for impairment	$	15,622	$	20,594	$	2,261	$	5,182	$	107	$	43,766
Collectively evaluated for impairment	$	270,362	$	97,762	$	61,583	$	341,454	$	26,923	$	798,084
December 31, 2012
Total loans	$	298,851	$	128,391	$	69,013	$	346,919	$	31,655	$	874,829
Individually evaluated for impairment	$	15,941	$	24,112	$	3,449	$	4,304	$	36	$	47,842
Collectively evaluated for impairment	$	282,910	$	104,279	$	65,564	$	342,615	$	31,619	$	826,987

Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating [Table Text Block]

The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of June 30, 2013 and December 31, 2012:

(in thousands)	Pass		Special Mention		Substandard		Doubtful		Total
June 30, 2013
Commercial real estate
Non owner-occupied	$	109,273	$	9,364	$	30,036	$	0	$	148,673
All other CRE		107,258		8,733		21,320		0		137,311
Acquisition and development
1-4 family residential construction		8,584		0		5,115		0		13,699
All other A&D		75,486		1,899		27,272		0		104,657
Commercial and industrial		59,407		1,873		2,564		0		63,844
Residential mortgage
Residential mortgage - term		257,009		733		11,561		0		269,303
Residential mortgage - home equity		74,922		523		1,888		0		77,333
Consumer		26,781		19		230		0		27,030
Total	$	718,720	$	23,144	$	99,986	$	0	$	841,850
December 31, 2012
Commercial real estate
Non owner-occupied	$	126,230	$	6,464	$	18,840	$	0	$	151,534
All other CRE		110,365		9,072		27,880		0		147,317
Acquisition and development
1-4 family residential construction		9,284		1,101		5,967		0		16,352
All other A&D		79,136		1,073		31,830		0		112,039
Commercial and industrial		60,234		2,029		6,750		0		69,013
Residential mortgage
Residential mortgage - term		255,993		751		11,885		0		268,629
Residential mortgage - home equity		75,935		195		2,160		0		78,290
Consumer		31,376		22		257		0		31,655
Total	$	748,553	$	20,707	$	105,569	$	0	$	874,829

Loan Portfolio Summarized By The Past Due Status [Table Text Block]

The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and non-accrual loans as of June 30, 2013 and December 31, 2012:

(in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days+ Past Due		Total Past Due and Accruing		Non-Accrual		Total Loans
June 30, 2013
Commercial real estate
Non owner-occupied	$	143,956	$	395	$	213	$	0	$	608	$	4,109	$	148,673
All other CRE		135,008		259		0		0		259		2,044		137,311
Acquisition and development
1-4 family residential construction		12,159		0		0		0		0		1,540		13,699
All other A&D		96,293		121		479		0		600		7,764		104,657
Commercial and industrial		63,635		44		22		2		68		141		63,844
Residential mortgage
Residential mortgage - term		262,325		776		2,126		513		3,415		3,563		269,303
Residential mortgage - home equity		76,598		499		14		114		627		108		77,333
Consumer		26,204		508		192		18		718		108		27,030
Total	$	816,178	$	2,602	$	3,046	$	647	$	6,295	$	19,377	$	841,850
December 31, 2012
Commercial real estate
Non owner-occupied	$	146,796	$	321	$	64	$	0	$	385	$	4,353	$	151,534
All other CRE		143,108		2,368		0		0		2,368		1,841		147,317
Acquisition and development
1-4 family residential construction		16,280		61		0		0		61		11		16,352
All other A&D		100,232		619		221		200		1,040		10,767		112,039
Commercial and industrial		68,228		580		29		0		609		176		69,013
Residential mortgage
Residential mortgage - term		251,673		7,446		5,244		1,639		14,329		2,627		268,629
Residential mortgage - home equity		77,224		583		130		249		962		104		78,290
Consumer		30,434		800		327		58		1,185		36		31,655
Total	$	833,975	$	12,778	$	6,015	$	2,146	$	20,939	$	19,915	$	874,829

Primary Segments Of The Allowance For Loan Loss [Table Text Block]

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
June 30, 2013
Total ALL	$	5,261	$	4,875	$	753	$	4,304	$	329	$	15,522
Individually evaluated for impairment	$	35	$	2,612	$	0	$	78	$	0	$	2,725
Collectively evaluated for impairment	$	5,226	$	2,263	$	753	$	4,226	$	329	$	12,797
December 31, 2012
Total ALL	$	5,206	$	5,029	$	906	$	4,507	$	399	$	16,047
Individually evaluated for impairment	$	126	$	1,506	$	0	$	0	$	0	$	1,632
Collectively evaluated for impairment	$	5,080	$	3,523	$	906	$	4,507	$	399	$	14,415

Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]

The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of June 30, 2013 and December 31, 2012:

						Impaired
						Loans with No
		Impaired Loans with				Specific
		Specific Allowance				Allowance		Total Impaired Loans
										Unpaid
		Recorded		Related		Recorded		Recorded		Principal
(in thousands)		Investment		Allowances		Investment		Investment		Balance
June 30, 2013
Commercial real estate
Non owner-occupied	$	132	$	35	$	4,902	$	5,034	$	7,664
All other CRE		0		0		10,588		10,588		10,892
Acquisition and development
1-4 family residential construction		3,219		669		8		3,227		3,315
All other A&D		5,805		1,943		11,562		17,367		21,841
Commercial and industrial		0		0		2,261		2,261		2,277
Residential mortgage
Residential mortgage - term		706		78		3,923		4,629		5,223
Residential mortgage – home equity		0		0		553		553		553
Consumer		0		0		107		107		107
Total impaired loans	$	9,862	$	2,725	$	33,904	$	43,766	$	51,872
December 31, 2012
Commercial real estate
Non owner-occupied	$	0	$	0	$	5,309	$	5,309	$	7,929
All other CRE		1,019		126		9,613		10,632		10,785
Acquisition and development
1-4 family residential construction		2,052		471		10		2,062		2,062
All other A&D		5,410		1,035		16,640		22,050		26,232
Commercial and industrial		0		0		3,449		3,449		3,449
Residential mortgage
Residential mortgage - term		0		0		3,755		3,755		4,086
Residential mortgage – home equity		0		0		549		549		549
Consumer		0		0		36		36		36
Total impaired loans	$	8,481	$	1,632	$	39,361	$	47,842	$	55,128

Allowance For Loan Losses Summarized By Loan Portfolio Segments [Table Text Block]

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
ALL balance at January 1, 2013	$	5,206	$	5,029	$	906	$	4,507	$	399	$	16,047
Charge-offs		(184)		(262)		(1,004)		(256)		(275)		(1,981)
Recoveries		127		21		51		119		192		510
Provision		112		87		800		(66)		13		946
ALL balance at June 30, 2013	$	5,261	$	4,875	$	753	$	4,304	$	329	$	15,522
ALL balance at January 1, 2012	$	6,218	$	7,190	$	2,190	$	3,430	$	452	$	19,480
Charge-offs		(2,280)		(670)		(9,141)		(665)		(347)		(13,103)
Recoveries		58		403		332		123		241		1,157
Provision		1,860		(714)		7,479		569		42		9,236
ALL balance at June 30, 2012	$	5,856	$	6,209	$	860	$	3,457	$	388	$	16,770

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
ALL balance at April 1, 2013	$	5,789	$	4,760	$	645	$	4,483	$	348	$	16,025
Charge-offs		(184)		(258)		(128)		(101)		(132)		(803)
Recoveries		27		13		2		88		89		219
Provision		(371)		360		234		(166)		24		81
ALL balance at June 30, 2013	$	5,261	$	4,875	$	753	$	4,304	$	329	$	15,522
ALL balance at April 1, 2012	$	6,635	$	5,879	$	929	$	3,377	$	393	$	17,213
Charge-offs		(1,119)		(424)		(50)		(382)		(174)		(2,149)
Recoveries		58		391		2		24		119		594
Provision		282		363		(21)		438		50		1,112
ALL balance at June 30, 2012	$	5,856	$	6,209	$	860	$	3,457	$	388	$	16,770

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]

The following tables present the average recorded investment in impaired loans by class and related interest income recognized for the periods indicated:

	Six months ended						Six months ended
	June 30, 2013						June 30, 2012
			Interest		Interest				Interest		Interest
			income		income				income		income
			recognized		recognized				recognized		recognized
	Average		on an		on a cash		Average		on an		on a cash
(in thousands)	investment		accrual basis		basis		investment		accrual basis		basis
Commercial real estate
Non owner-occupied	$	5,194	$	23	$	0	$	8,170	$	12	$	0
All other CRE		10,657		178		46		8,110		134		0
Acquisition and development
1-4 family residential construction		2,961		42		0		2,351		46		0
All other A&D		20,022		269		303		22,909		207		0
Commercial and industrial		3,042		66		0		7,022		72		0
Residential mortgage
Residential mortgage - term		4,174		33		2		5,112		67		36
Residential mortgage – home equity		566		12		0		1,013		7		3
Consumer		86		0		0		47		0		0
Total	$	46,702	$	623	$	351	$	54,734	$	545	$	39

	Three months ended						Three months ended
	June 30, 2013						June 30, 2012
			Interest		Interest				Interest		Interest
			income		income				income		income
			recognized		recognized				recognized		recognized
	Average		on an		on a cash		Average		on an		on a cash
(in thousands)	investment		accrual basis		basis		investment		accrual basis		basis
Commercial real estate
Non owner-occupied	$	5,136	$	11	$	0	$	7,467	$	6	$	0
All other CRE		10,670		89		0		8,483		54		0
Acquisition and development
1-4 family residential construction		3,410		18		0		2,282		22		0
All other A&D		19,008		127		303		22,759		102		0
Commercial and industrial		2,838		31		0		4,009		38		0
Residential mortgage
Residential mortgage - term		4,384		14		0		5,151		32		21
Residential mortgage – home equity		575		6		0		979		3		0
Consumer		112		0		0		60		0		0
Total	$	46,133	$	296	$	303	$	51,190	$	257	$	21

Modification of Troubled Debt Restructuring By Class [Table Text Block]

The following table presents the volume and recorded investment at the time of modification of TDRs by class and type of modification that occurred during the periods indicated:

	Temporary Rate						Modification of Payment
	Modification			Extension of Maturity			and Other Terms
	Number of	Recorded		Number of	Recorded		Number of	Recorded
(in thousands)	Contracts	Investment		Contracts	Investment		Contracts	Investment
Six months ended June 30, 2013
Commercial real estate
Non owner-occupied	0	$	0	2	$	268	0	$	0
All other CRE	0		0	0		0	0		0
Acquisition and development
1-4 family residential construction	0		0	0		0	0		0
All other A&D	0		0	4		567	0		0
Commercial and industrial	0		0	0		0	0		0
Residential mortgage
Residential mortgage – term	1		172	0		0	0		0
Residential mortgage – home equity	0		0	0		0	0		0
Consumer	0		0	0		0	0		0
Total	1	$	172	6	$	835	0	$	0

	Temporary Rate						Modification of Payment
	Modification			Extension of Maturity			and Other Terms
	Number of	Recorded		Number of	Recorded		Number of	Recorded
(in thousands)	Contracts	Investment		Contracts	Investment		Contracts	Investment
Three months ended June 30, 2013
Commercial real estate
Non owner-occupied	0	$	0	0	$	0	0	$	0
All other CRE	0		0	0		0	0		0
Acquisition and development
1-4 family residential construction	0		0	0		0	0		0
All other A&D	0		0	2		315	0		0
Commercial and industrial	0		0	0		0	0		0
Residential mortgage
Residential mortgage – term	0		0	0		0	0		0
Residential mortgage – home equity	0		0	0		0	0		0
Consumer	0		0	0		0	0		0
Total	0	$	0	2	$	315	0	$	0

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