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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 58,190 $ 71,290
Interest bearing deposits in banks 13,345 11,778
Cash and cash equivalents 71,535 83,068
Investment securities - available-for-sale (at fair value) 297,010 223,273
Investment securities - held to maturity (at cost) 3,900 4,040
Restricted investment in bank stock, at cost 7,913 8,349
Loans 836,208 874,829
Allowance for loan losses (15,151) (16,047)
Net loans 821,057 858,782
Premises and equipment, net 27,333 29,455
Goodwill and other intangible assets, net 11,004 11,004
Bank owned life insurance 32,160 31,407
Deferred tax assets 31,435 28,882
Other real estate owned 16,982 17,513
Accrued interest receivable and other assets 21,759 25,010
Total Assets 1,342,088 1,320,783
Liabilities:    
Non-interest bearing deposits 182,052 161,500
Interest bearing deposits 792,341 815,384
Total deposits 974,393 976,884
Short-term borrowings 59,106 39,257
Long-term borrowings 182,688 182,735
Accrued interest payable and other liabilities 26,405 23,002
Total Liabilities 1,242,592 1,221,878
Shareholders' Equity:    
Preferred stock - no par value; Authorized 2,000 shares of which 30 shares of Series A, $1,000 per share liquidation preference, 5% cumulative increasing to 9% cumulative on February 15, 2014, were issued and outstanding on September 30, 2013 and December 31, 2012 (discount of $23 and $75, respectively) 29,977 29,925
Common Stock - par value $.01 per share; Authorized 25,000 shares; issued and outstanding 6,211 shares at September 30, 2013 and 6,199 share at December 31, 2012 62 62
Surplus 21,639 21,573
Retained earnings 73,442 69,168
Accumulated other comprehensive loss (25,624) (21,823)
Total Shareholders' Equity 99,496 98,905
Total Liabilities and Shareholders' Equity $ 1,342,088 $ 1,320,783