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Consolidated Statements of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest income    
Interest and fees on loans $ 42,258 $ 46,690
Interest on investment securities: Taxable 5,557 4,307
Interest on investment securities: Exempt from federal income tax 1,756 1,805
Total investment income 7,313 6,112
Other 343 309
Total interest income 49,914 53,111
Interest expense    
Interest on deposits 5,076 6,559
Interest on short-term borrowings 62 133
Interest on long-term borrowings 6,594 7,273
Total interest expense 11,732 13,965
Net interest income 38,182 39,146
Provision for loan losses 380 9,390
Net interest income after provision for loan losses 37,802 29,756
Other operating income    
Changes in fair value on impaired securities 4,173 850
Portion of gain recognized in other comprehensive income (before taxes) (4,173) (850)
Net securities impairment losses recognized in operations 0 0
Net gains - other 229 1,708
Total net gains 229 1,708
Service charges 3,416 3,639
Trust department 5,007 4,608
Debit card income 1,954 2,010
Bank owned life insurance 1,006 1,778
Brokerage commissions 806 778
Other 853 817
Total other income 13,042 13,630
Total other operating income 13,271 15,338
Other operating expenses    
Salaries and employee benefits 19,946 19,481
FDIC premiums 1,875 1,985
Equipment 2,595 2,624
Occupancy 2,628 2,719
Data processing 3,069 2,886
Professional services 1,495 1,292
Other real estate owned expenses 2,909 890
Miscellaneous loan fees 505 580
Other 7,383 7,061
Total other operating expenses 42,405 39,518
Income before income tax expense 8,668 5,576
Applicable income tax expense 2,222 913
Net Income 6,446 4,663
Accumulated preferred stock dividends and discount accretion (1,778) (1,691)
Net Income Available to Common Shareholders $ 4,668 $ 2,972
Basic and diluted net income per common share $ 0.75 $ 0.48
Weighted average number of basic and diluted shares outstanding 6,206,819 6,193,774