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Loans And Related Allowances For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2013

Loans and Related Allowances for Loan Losses [Abstract]

Primary Segments Of The Loan Portfolio [Table Text Block]

The following table summarizes the primary segments of the loan portfolio as of December 31, 2013 and December 31, 2012:

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
December 31, 2013
Total loans	$	267,978	$	107,250	$	59,788	$	350,906	$	24,318	$	810,240
Individually evaluated for impairment	$	11,740	$	11,703	$	2,299	$	7,546	$	21	$	33,309
Collectively evaluated for impairment	$	256,238	$	95,547	$	57,489	$	343,360	$	24,297	$	776,931
December 31, 2012
Total loans	$	298,851	$	128,391	$	69,013	$	346,919	$	31,655	$	874,829
Individually evaluated for impairment	$	15,941	$	24,112	$	3,449	$	4,304	$	36	$	47,842
Collectively evaluated for impairment	$	282,910	$	104,279	$	65,564	$	342,615	$	31,619	$	826,987

Schedule of Related Party Transactions [Table Text Block]

(in thousands)		2013
Balance at January 1	$	11,731
Loans or advances		690
Repayments		(2,550)
Balance at December 31	$	9,871

Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating [Table Text Block]

(in thousands)	Pass		Special Mention		Substandard		Total
December 31, 2013
Commercial real estate
Non owner-occupied	$	103,556	$	9,243	$	24,745	$	137,544
All other CRE		100,461		8,479		21,494		130,434
Acquisition and development
1-4 family residential construction		8,764		0		4,497		13,261
All other A&D		73,198		1,787		19,004		93,989
Commercial and industrial		55,768		140		3,880		59,788
Residential mortgage
Residential mortgage - term		261,735		752		11,980		274,467
Residential mortgage – home equity		73,901		628		1,910		76,439
Consumer		24,143		5		170		24,318
Total	$	701,526	$	21,034	$	87,680	$	810,240
December 31, 2012
Commercial real estate
Non owner-occupied	$	126,230	$	6,464	$	18,840	$	151,534
All other CRE		110,365		9,072		27,880		147,317
Acquisition and development
1-4 family residential construction		9,284		1,101		5,967		16,352
All other A&D		79,136		1,073		31,830		112,039
Commercial and industrial		60,234		2,029		6,750		69,013
Residential mortgage
Residential mortgage - term		255,993		751		11,885		268,629
Residential mortgage – home equity		75,935		195		2,160		78,290
Consumer		31,376		22		257		31,655
Total	$	748,553	$	20,707	$	105,569	$	874,829

Loan Portfolio Summarized By The Past Due Status [Table Text Block]

(in thousands)	Current		30-59 Day Past Due		60-89 Days Past Due		90 Days+ Past Due		Total Past Due and still accruing		Non-Accrual		Total Loans
December 31, 2013
Commercial real estate
Non owner-occupied	$	136,462	$	191	$	145	$	65	$	401	$	681	$	137,544
All other CRE		121,985		1,490		207		0		1,697		6,752		130,434
Acquisition and development
1-4 family residential construction		12,018		0		139		0		139		1,104		13,261
All other A&D		88,071		1,075		33		282		1,390		4,528		93,989
Commercial and industrial		59,320		87		57		133		277		191		59,788
Residential mortgage
Residential mortgage - term		259,239		8,258		2,541		634		11,433		3,795		274,467
Residential mortgage – home equity		74,917		656		439		96		1,191		331		76,439
Consumer		23,802		350		128		24		502		14		24,318
Total	$	775,814	$	12,107	$	3,689	$	1,234	$	17,030	$	17,396	$	810,240
December 31, 2012
Commercial real estate
Non owner-occupied	$	146,796	$	321	$	64	$	0	$	385	$	4,353	$	151,534
All other CRE		143,108		2,368		0		0		2,368		1,841		147,317
Acquisition and development
1-4 family residential construction		16,280		61		0		0		61		11		16,352
All other A&D		100,232		619		221		200		1,040		10,767		112,039
Commercial and industrial		68,228		580		29		0		609		176		69,013
Residential mortgage
Residential mortgage - term		251,673		7,446		5,244		1,639		14,329		2,627		268,629
Residential mortgage – home equity		77,224		583		130		249		962		104		78,290
Consumer		30,434		800		327		58		1,185		36		31,655
Total	$	833,975	$	12,778	$	6,015	$	2,146	$	20,939	$	19,915	$	874,829

Primary Segments Of The Allowance For Loan Loss [Table Text Block]

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
December 31, 2013
Total ALL	$	4,052	$	4,172	$	766	$	4,320	$	284	$	13,594
Individually evaluated for impairment	$	236	$	1,967	$	0	$	80	$	0	$	2,283
Collectively evaluated for impairment	$	3,816	$	2,205	$	766	$	4,240	$	284	$	11,311
December 31, 2012
Total ALL	$	5,206	$	5,029	$	906	$	4,507	$	399	$	16,047
Individually evaluated for impairment	$	126	$	1,506	$	0	$	0	$	0	$	1,632
Collectively evaluated for impairment	$	5,080	$	3,523	$	906	$	4,507	$	399	$	14,415

Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]

		Impaired Loans with Specific Allowance				Impaired Loans with No Specific Allowance		Total Impaired Loans
(in thousands)		Recorded Investment		Related Allowances		Recorded Investment		Recorded Investment		Unpaid Principal Balance
December 31, 2013
Commercial real estate
Non owner-occupied	$	257	$	59	$	922	$	1,179	$	1,191
All other CRE		1,080		177		9,481		10,561		10,689
Acquisition and development
1-4 family residential construction		2,651		634		7		2,658		2,704
All other A&D		4,037		1,333		5,008		9,045		13,394
Commercial and industrial		0		0		2,299		2,299		2,299
Residential mortgage
Residential mortgage - term		988		80		5,979		6,967		7,372
Residential mortgage – home equity		0		0		579		579		579
Consumer		0		0		21		21		21
Total impaired loans	$	9,013	$	2,283	$	24,296	$	33,309	$	38,249
December 31, 2012
Commercial real estate
Non owner-occupied	$	0	$	0	$	5,309	$	5,309	$	7,929
All other CRE		1,019		126		9,613		10,632		10,785
Acquisition and development
1-4 family residential construction		2,052		471		10		2,062		2,062
All other A&D		5,410		1,035		16,640		22,050		26,232
Commercial and industrial		0		0		3,449		3,449		3,449
Residential mortgage
Residential mortgage - term		0		0		3,755		3,755		4,086
Residential mortgage – home equity		0		0		549		549		549
Consumer		0		0		36		36		36
Total impaired loans	$	8,481	$	1,632	$	39,361	$	47,842	$	55,128

Allowance For Loan Losses Summarized By Loan Portfolio Segments [Table Text Block]

Activity in the ALL is presented for the years ended December 31, 2013 and December 31, 2012:

(in thousands)	Commercial Real Estate		Acquisition and Development		Commercial and Industrial		Residential Mortgage		Consumer		Total
ALL balance at January 1, 2013	$	5,206	$	5,029	$	906	$	4,507	$	399	$	16,047
Charge-offs		(233)		(2,200)		(1,066)		(485)		(590)		(4,574)
Recoveries		1,004		100		79		199		359		1,741
Provision		(1,925)		1,243		847		99		116		380
ALL balance at December 31, 2013	$	4,052	$	4,172	$	766	$	4,320	$	284	$	13,594
ALL balance at January 1, 2012	$	6,218	$	7,190	$	2,190	$	3,430	$	452	$	19,480
Charge-offs		(2,289)		(809)		(9,402)		(1,314)		(650)		(14,464)
Recoveries		156		420		464		177		424		1,641
Provision		1,121		(1,772)		7,654		2,214		173		9,390
ALL balance at December 31,2012	$	5,206	$	5,029	$	906	$	4,507	$	399	$	16,047

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]

	December 31, 2013						December 31, 2012
(in thousands)	Average investment		Interest income recognized on an accrual basis		Interest income recognized on a cash basis		Average investment		Interest income recognized on an accrual basis		Interest income recognized on a cash basis
Commercial real estate
Non owner-occupied	$	3,564	$	39	$	1,454	$	7,237	$	34	$	0
All other CRE		10,670		314		46		9,385		318		49
Acquisition and development
1-4 family residential construction		2,958		77		0		2,248		87		0
All other A&D		16,700		494		575		24,018		481		0
Commercial and industrial		2,735		112		0		5,747		150		0
Residential mortgage
Residential mortgage - term		5,245		102		11		4,755		117		38
Residential mortgage – home equity		559		22		1		828		17		7
Consumer		64		0		0		46		0		0
Total	$	42,495	$	1,160	$	2,087	$	54,264	$	1,204	$	94

Modification of Troubled Debt Restructuring By Class [Table Text Block]

	Temporary Rate Modification			Extension of Maturity			Modification of Payment and Other Terms
	Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment
(Dollars in thousands)			(1)		(1)			(2)
For the year ended December 31, 2013
Commercial real estate
Non owner-occupied	0	$	0	0	$	0	0	$	0
All other CRE	0		0	2		268	0		0
Acquisition and development
1-4 family residential construction	0		0	0		0	0		0
All other A&D	0		0	0		0	1		1,381
Commercial and industrial	0		0	5		669	0		0
Residential mortgage
Residential mortgage – term	4		437	2		636	0		0
Residential mortgage – home equity	0		0	0		0	0		0
Consumer	0		0	0		0	0		0
Total (3)	4	$	437	9	$	1,573	1	$	1,381
For the year ended December 31, 2012
Commercial real estate
Non owner-occupied	0	$	0	0	$	0	0	$	0
All other CRE	1		3,110	0		0	4		2,634
Acquisition and development
1-4 family residential construction	0		0	0		0	1		2,125
All other A&D	0		0	1		134	1		1,889
Commercial and industrial	0		0	0		0	1		247
Residential mortgage
Residential mortgage – term	2		584	2		765	1		284
Residential mortgage – home equity	0		0	0		0	0		0
Consumer	0		0	0		0	0		0
Total (3)	3	$	3,694	3	$	899	8	$	7,179

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