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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Operating activities    
Net Income $ 6,446 $ 4,663
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 380 9,390
Depreciation 2,043 1,992
Stock compensation 88 73
Gain on sales of Insurance assets 0 (88)
Gain on sales of other real estate owned (205) (995)
Write-downs of other real estate owned 3,079 1,489
Gain on loan sales (176) (167)
Loss on disposal of fixed assets 25 92
Net amortization of investment securities discounts and premiums 1,561 1,565
Gain on sales of investment securities - available-for-sale (78) (1,545)
Amortization of deferred Loan Fees (542) (629)
Decrease in accrued interest receivable and other assets 1,488 1,785
Deferred tax expense 1,288 400
Increase/(decrease) in accrued interest payable and other liabilities 4,285 (1,042)
Earnings on bank owned life insurance (1,006) (1,778)
Net cash provided by operating activities 18,676 15,205
Investing activities    
Proceeds from maturities/calls of investment securities available-for-sale 35,891 70,562
Proceeds from maturities/calls of investment securities held-to-maturity 140 0
Proceeds from sales of investment securities available-for-sale 44,496 46,220
Purchases of investment securities available-for-sale (205,083) (98,787)
Proceeds from sales of other real estate owned 4,478 5,982
Proceeds from loan sales 23,100 25,392
Proceeds from disposal of fixed assets 1,423 567
Proceeds from sale of insurance assets 0 3,604
Proceeds from BOLI death benefit 0 1,806
Net decrease in FHLB stock 436 2,377
Net decrease in loans 32,504 19,133
Purchases of premises and equipment (941) (1,280)
Net cash (used in)/provided by investing activities (63,556) 75,576
Financing activities    
Net increase/(decrease) in deposits 519 (50,900)
Net increase in short-term borrowings 4,419 2,389
Proceeds from long-term borrowings 0 20,000
Payments on long-term borrowings (63) (44,309)
Net cash provided by/(used in) financing activities 4,875 (72,820)
(Decrease)/increase in cash and cash equivalents (40,005) 17,961
Cash and cash equivalents at beginning of the year 83,068 65,107
Cash and cash equivalents at end of period 43,063 83,068
Supplemental information    
Interest paid 9,500 12,062
Income Taxes Paid, Net 1,035 620
Non-cash investing activities:    
Transfers from loans to other real estate owned 6,870 7,313
Transfers from securities available for sale to held-to-maturity $ 0 $ 4,040