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Loans And Related Allowances For Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2014
Loans and Related Allowances for Loan Losses [Abstract] |
Primary Segments Of The Loan Portfolio [Table Text Block] |
(in thousands) | Commercial Real Estate | Acquisition and Development | Commercial and Industrial | Residential Mortgage | Consumer | Total
March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
Total loans | $ | 259,837 | $ | 101,985 | $ | 78,724 | $ | 349,698 | $ | 23,793 | $ | 814,037
Individually evaluated for impairment | $ | 11,616 | $ | 10,379 | $ | 2,152 | $ | 7,578 | $ | 0 | $ | 31,725
Collectively evaluated for impairment | $ | 248,221 | $ | 91,606 | $ | 76,572 | $ | 342,120 | $ | 23,793 | $ | 782,312
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |
Total loans | $ | 267,978 | $ | 107,250 | $ | 59,788 | $ | 350,906 | $ | 24,318 | $ | 810,240
Individually evaluated for impairment | $ | 11,740 | $ | 11,703 | $ | 2,299 | $ | 7,546 | $ | 21 | $ | 33,309
Collectively evaluated for impairment | $ | 256,238 | $ | 95,547 | $ | 57,489 | $ | 343,360 | $ | 24,297 | $ | 776,931
Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating [Table Text Block] | The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention and Substandard within the internal risk rating system as of March 31, 2014 and December 31, 2013:
(in thousands) | Pass | Special Mention | Substandard | Total
March 31, 2014 |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Non owner-occupied | $ | 103,862 | $ | 9,171 | $ | 25,782 | $ | 138,815
All other CRE |  | 90,646 |  | 8,392 |  | 21,984 |  | 121,022
Acquisition and development |  |  |  |  |  |  |  |
1-4 family residential construction |  | 10,095 |  | 0 |  | 2,070 |  | 12,165
All other A&D |  | 70,008 |  | 1,744 |  | 18,068 |  | 89,820
Commercial and industrial |  | 74,879 |  | 418 |  | 3,427 |  | 78,724
Residential mortgage |  |  |  |  |  |  |  |
Residential mortgage - term |  | 262,992 |  | 839 |  | 11,104 |  | 274,935
Residential mortgage - home equity |  | 72,387 |  | 469 |  | 1,907 |  | 74,763
Consumer |  | 23,677 |  | 0 |  | 116 |  | 23,793
Total | $ | 708,546 | $ | 21,033 | $ | 84,458 | $ | 814,037
December 31, 2013 |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |
Non owner-occupied | $ | 103,556 | $ | 9,243 | $ | 24,745 | $ | 137,544
All other CRE |  | 100,461 |  | 8,479 |  | 21,494 |  | 130,434
Acquisition and development |  |  |  |  |  |  |  |
1-4 family residential construction |  | 8,764 |  | 0 |  | 4,497 |  | 13,261
All other A&D |  | 73,198 |  | 1,787 |  | 19,004 |  | 93,989
Commercial and industrial |  | 55,768 |  | 140 |  | 3,880 |  | 59,788
Residential mortgage |  |  |  |  |  |  |  |
Residential mortgage - term |  | 261,735 |  | 752 |  | 11,980 |  | 274,467
Residential mortgage - home equity |  | 73,901 |  | 628 |  | 1,910 |  | 76,439
Consumer |  | 24,143 |  | 5 |  | 170 |  | 24,318
Total | $ | 701,526 | $ | 21,034 | $ | 87,680 | $ | 810,240
Loan Portfolio Summarized By The Past Due Status [Table Text Block] | The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and non-accrual loans as of March 31, 2014 and December 31, 2013:
(in thousands) | Current | 30-59 Days Past Due | 60-89 Days Past Due | 90 Days+ Past Due | Total Past Due and Accruing | Non-Accrual | Total Loans
March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied | $ | 137,655 | $ | 0 | $ | 263 | $ | 214 | $ | 477 | $ | 683 | $ | 138,815
All other CRE |  | 114,118 |  | 54 |  | 204 |  | 0 |  | 258 |  | 6,646 |  | 121,022
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | 11,107 |  | 46 |  | 0 |  | 0 |  | 46 |  | 1,012 |  | 12,165
All other A&D |  | 82,459 |  | 2,050 |  | 112 |  | 3 |  | 2,165 |  | 5,196 |  | 89,820
Commercial and industrial |  | 78,323 |  | 327 |  | 0 |  | 33 |  | 360 |  | 41 |  | 78,724
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  | 262,620 |  | 8,612 |  | 676 |  | 0 |  | 9,288 |  | 3,027 |  | 274,935
Residential mortgage - home equity |  | 73,500 |  | 538 |  | 70 |  | 117 |  | 725 |  | 538 |  | 74,763
Consumer |  | 23,360 |  | 357 |  | 68 |  | 8 |  | 433 |  | 0 |  | 23,793
Total | $ | 783,142 | $ | 11,984 | $ | 1,393 | $ | 375 | $ | 13,752 | $ | 17,143 | $ | 814,037
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied | $ | 136,462 | $ | 191 | $ | 145 | $ | 65 | $ | 401 | $ | 681 | $ | 137,544
All other CRE |  | 121,985 |  | 1,490 |  | 207 |  | 0 |  | 1,697 |  | 6,752 |  | 130,434
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | 12,018 |  | 0 |  | 139 |  | 0 |  | 139 |  | 1,104 |  | 13,261
All other A&D |  | 88,071 |  | 1,075 |  | 33 |  | 282 |  | 1,390 |  | 4,528 |  | 93,989
Commercial and industrial |  | 59,320 |  | 87 |  | 57 |  | 133 |  | 277 |  | 191 |  | 59,788
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  | 259,239 |  | 8,258 |  | 2,541 |  | 634 |  | 11,433 |  | 3,795 |  | 274,467
Residential mortgage - home equity |  | 74,917 |  | 656 |  | 439 |  | 96 |  | 1,191 |  | 331 |  | 76,439
Consumer |  | 23,802 |  | 350 |  | 128 |  | 24 |  | 502 |  | 14 |  | 24,318
Total | $ | 775,814 | $ | 12,107 | $ | 3,689 | $ | 1,234 | $ | 17,030 | $ | 17,396 | $ | 810,240
Primary Segments Of The Allowance For Loan Loss [Table Text Block] |
(in thousands) | Commercial Real Estate | Acquisition and Development | Commercial and Industrial | Residential Mortgage | Consumer | Total
March 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
Total ALL | $ | 3,399 | $ | 3,896 | $ | 1,070 | $ | 3,962 | $ | 245 | $ | 12,572
Individually evaluated for impairment | $ | 226 | $ | 1,816 | $ | 0 | $ | 0 | $ | 0 | $ | 2,042
Collectively evaluated for impairment | $ | 3,173 | $ | 2,080 | $ | 1,070 | $ | 3,962 | $ | 245 | $ | 10,530
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |
Total ALL | $ | 4,052 | $ | 4,172 | $ | 766 | $ | 4,320 | $ | 284 | $ | 13,594
Individually evaluated for impairment | $ | 236 | $ | 1,967 | $ | 0 | $ | 80 | $ | 0 | $ | 2,283
Collectively evaluated for impairment | $ | 3,816 | $ | 2,205 | $ | 766 | $ | 4,240 | $ | 284 | $ | 11,311
Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block] | The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of March 31, 2014 and December 31, 2013:
|  | Impaired Loans with Specific Allowance |  | Impaired Loans with No Specific Allowance |  | Total Impaired Loans
(in thousands) |  | Recorded Investment |  | Related Allowances |  | Recorded Investment |  | Recorded Investment |  | Unpaid Principal Balance
March 31, 2014 |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |
Non owner-occupied | $ | 277 | $ | 79 | $ | 922 | $ | 1,199 | $ | 1,209
All other CRE |  | 1,071 |  | 147 |  | 9,346 |  | 10,417 |  | 10,545
Acquisition and development |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | 1,053 |  | 308 |  | 1,018 |  | 2,071 |  | 2,319
All other A&D |  | 4,601 |  | 1,508 |  | 3,707 |  | 8,308 |  | 13,309
Commercial and industrial |  | 0 |  | 0 |  | 2,152 |  | 2,152 |  | 2,152
Residential mortgage |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  | 280 |  | 0 |  | 6,511 |  | 6,791 |  | 7,305
Residential mortgage – home equity |  | 0 |  | 0 |  | 787 |  | 787 |  | 787
Consumer |  | 0 |  | 0 |  | 0 |  | 0 |  | 0
Total impaired loans | $ | 7,282 | $ | 2,042 | $ | 24,443 | $ | 31,725 | $ | 37,626
December 31, 2013 |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |
Non owner-occupied | $ | 257 | $ | 59 | $ | 922 | $ | 1,179 | $ | 1,191
All other CRE |  | 1,080 |  | 177 |  | 9,481 |  | 10,561 |  | 10,689
Acquisition and development |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | 2,651 |  | 634 |  | 7 |  | 2,658 |  | 2,704
All other A&D |  | 4,037 |  | 1,333 |  | 5,008 |  | 9,045 |  | 13,394
Commercial and industrial |  | 0 |  | 0 |  | 2,299 |  | 2,299 |  | 2,299
Residential mortgage |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  | 988 |  | 80 |  | 5,979 |  | 6,967 |  | 7,372
Residential mortgage – home equity |  | 0 |  | 0 |  | 579 |  | 579 |  | 579
Consumer |  | 0 |  | 0 |  | 21 |  | 21 |  | 21
Total impaired loans | $ | 9,013 | $ | 2,283 | $ | 24,296 | $ | 33,309 | $ | 38,249
Allowance For Loan Losses Summarized By Loan Portfolio Segments [Table Text Block] |
(in thousands) | Commercial Real Estate | Acquisition and Development | Commercial and Industrial | Residential Mortgage | Consumer | Total
ALL balance at January 1, 2014 | $ | 4,052 | $ | 4,172 | $ | 766 | $ | 4,320 | $ | 284 | $ | 13,594
Charge-offs |  | (21) |  | (819) |  | (152) |  | (468) |  | (179) |  | (1,639)
Recoveries |  | 10 |  | 12 |  | 3 |  | 49 |  | 179 |  | 253
Provision |  | (642) |  | 531 |  | 453 |  | 61 |  | (39) |  | 364
ALL balance at March 31, 2014 | $ | 3,399 | $ | 3,896 | $ | 1,070 | $ | 3,962 | $ | 245 | $ | 12,572
ALL balance at January 1, 2013 | $ | 5,206 | $ | 5,029 | $ | 906 | $ | 4,507 | $ | 399 | $ | 16,047
Charge-offs |  | 0 |  | (4) |  | (876) |  | (155) |  | (143) |  | (1,178)
Recoveries |  | 100 |  | 8 |  | 49 |  | 31 |  | 103 |  | 291
Provision |  | 483 |  | (273) |  | 566 |  | 100 |  | (11) |  | 865
ALL balance at March 31, 2013 | $ | 5,789 | $ | 4,760 | $ | 645 | $ | 4,483 | $ | 348 | $ | 16,025
Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block] | The following tables present the average recorded investment in impaired loans by class and related interest income recognized for the periods indicated:
| Three months ended | Three months ended
| March 31, 2014 | March 31, 2013
(in thousands) | Average investment | Interest income recognized on an accrual basis | Interest income recognized on a cash basis | Average investment | Interest income recognized on an accrual basis | Interest income recognized on a cash basis
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied | $ | 1,189 | $ | 7 | $ | 0 | $ | 5,274 | $ | 12 | $ | 0
All other CRE |  | 10,489 |  | 41 |  | 1 |  | 10,692 |  | 89 |  | 46
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  | 2,365 |  | 14 |  | 0 |  | 2,828 |  | 24 |  | 0
All other A&D |  | 8,677 |  | 61 |  | 0 |  | 21,350 |  | 142 |  | 0
Commercial and industrial |  | 2,226 |  | 26 |  | 2 |  | 3,432 |  | 35 |  | 0
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  | 6,879 |  | 54 |  | 9 |  | 3,947 |  | 19 |  | 2
Residential mortgage – home equity |  | 683 |  | 3 |  | 1 |  | 573 |  | 6 |  | 0
Consumer |  | 11 |  | 0 |  | 0 |  | 76 |  | 0 |  | 0
Total | $ | 32,519 | $ | 206 | $ | 13 | $ | 48,172 | $ | 327 | $ | 48
Modification of Troubled Debt Restructuring By Class [Table Text Block] | There were 32 loans totaling $17.3 million and 31 loans totaling $17.9 million that were classified as TDRs at March 31, 2014 and December 31, 2013, respectively. The following table s present the volume and recorded investment at the time of modification of TDRs by class and type of modification that occurred during the periods indicated:
| Temporary Rate Modification | Extension of Maturity | Modification of Payment and Other Terms
(in thousands) | Number of Contracts | Recorded Investment | Number of Contracts | Recorded Investment | Number of Contracts | Recorded Investment
Three months ended March 31, 2014 |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |
Non owner-occupied | 0 | $ | 0 | 2 | $ | 277 | 0 | $ | 0
All other CRE | 0 |  | 0 | 0 |  | 0 | 1 |  | 454
Acquisition and development |  |  |  |  |  |  |  |  |
1-4 family residential construction | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
All other A&D | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Commercial and industrial | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Residential mortgage |  |  |  |  |  |  |  |  |
Residential mortgage – term | 1 |  | 90 | 0 |  | 0 | 0 |  | 0
Residential mortgage – home equity | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Consumer | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Total | 1 | $ | 90 | 2 | $ | 277 | 1 | $ | 454
| Temporary Rate |  | Modification of Payment
| Modification | Extension of Maturity | and Other Terms
| Number of | Recorded | Number of | Recorded | Number of | Recorded
(in thousands) | Contracts | Investment | Contracts | Investment | Contracts | Investment
Three months ended March 31, 2013 |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |
Non owner-occupied | 0 | $ | 0 | 2 | $ | 268 | 0 | $ | 0
All other CRE | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Acquisition and development |  |  |  |  |  |  |  |  |
1-4 family residential construction | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
All other A&D | 0 |  | 0 | 2 |  | 252 | 0 |  | 0
Commercial and industrial | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Residential mortgage |  |  |  |  |  |  |  |  |
Residential mortgage – term | 1 |  | 172 | 0 |  | 0 | 0 |  | 0
Residential mortgage – home equity | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Consumer | 0 |  | 0 | 0 |  | 0 | 0 |  | 0
Total | 1 | $ | 172 | 4 | $ | 520 | 0 | $ | 0
During the three months ended March 31, 2014, there were two new TDRs. In addition, two existing TDRs which had reached their previous modification maturity were re-modified. A $1,055 reduction of the ALL resulted from the movement of one loan being evaluated collectively for impairment to being evaluated individually for impairment. The remaining new TDR was impaired at the time of modification, resulting in no impact to the ALL as a result of the modification. There was no impact to the recorded investment relating to the transfer of these loans. During the three months ended March 31, 2014, one A&D loan totaling $1.4 million that was modified as a TDR within the previous 12 months was transferred to non-accrual, and is considered a payment default. During the three months ended March 31, 2013, there were three new TDRs. In addition, two existing TDRs which had reached their original modification maturity were re-modified. An $11,266 reduction of the ALL resulted from the movement of the three new loans being evaluated collectively for impairment to being evaluated individually for impairment. There was no impact to the recorded investment relating to the transfer of these loans. During the quarter ended March 31, 2013, there were no receivables modified as TDRs within the previous 12 months for which there was a payment default during the periods indicated

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