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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 34,521 $ 32,895
Interest bearing deposits in banks 9,287 10,168
Cash and cash equivalents 43,808 43,063
Investment securities - available-for-sale (at fair value) 361,465 336,589
Investment securities - held to maturity (fair value $2,444 at March 31, 2014 and $3,590 at December 31, 2013, respectively) 2,860 3,900
Restricted investment in bank stock, at cost 7,529 7,913
Loans 814,037 810,240
Allowance for loan losses (12,572) (13,594)
Net loans 801,465 796,646
Premises and equipment, net 26,628 26,905
Goodwill and other intangible assets, net 11,004 11,004
Bank owned life insurance 32,656 32,413
Deferred tax assets 25,478 29,209
Other real estate owned 15,613 17,031
Accrued interest receivable and other assets 26,978 28,830
Total Assets 1,355,484 1,333,503
Liabilities:    
Non-interest bearing deposits 212,187 189,500
Interest bearing deposits 788,842 787,903
Total deposits 1,001,029 977,403
Short-term borrowings 43,617 43,676
Long-term borrowings 182,656 182,672
Accrued interest payable and other liabilities 20,303 28,412
Total Liabilities 1,247,605 1,232,163
Shareholders' Equity:    
Preferred stock - no par value; Authorized 2,000 shares of which 30 shares of Series A, $1,000 per share liquidation preference, 5% cumulative increasing to 9% cumulative on February 15, 2014, were issued and outstanding on March 31, 2014 and December 31, 2013 (discount of $0 and $6, respectively) 30,000 29,994
Common Stock - par value $.01 per share; Authorized 25,000 shares; issued and outstanding 6,211 shares at March 31, 2014 and 6,199 share at December 31, 2013 62 62
Surplus 21,684 21,661
Retained earnings 74,747 73,836
Accumulated other comprehensive loss (18,614) (24,213)
Total Shareholders' Equity 107,879 101,340
Total Liabilities and Shareholders' Equity $ 1,355,484 $ 1,333,503