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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2014
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2014

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 Consolidated

$

161,377 
15.40% 

$

83,851 
8.00% 

$

104,813 
10.00% 

 First United Bank & Trust

 

162,550 
15.60% 

 

83,379 
8.00% 

 

104,224 
10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

 Consolidated

 

149,130 
14.23% 

 

41,925 
4.00% 

 

62,888 
6.00% 

 First United Bank & Trust

 

150,433 
14.43% 

 

41,689 
4.00% 

 

62,534 
6.00% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

 Consolidated

 

149,130 
11.29% 

 

52,846 
4.00% 

 

66,057 
5.00% 

 First United Bank & Trust

 

150,433 
11.43% 

 

52,642 
4.00% 

 

65,803 
5.00% 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2013

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 Consolidated

$

161,349 
15.33% 

$

84,191 
8.00% 

$

105,239 
10.00% 

 First United Bank & Trust

 

169,640 
16.22% 

 

83,693 
8.00% 

 

104,616 
10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

 Consolidated

 

144,303 
13.71% 

 

42,096 
4.00% 

 

63,144 
6.00% 

 First United Bank & Trust

 

156,207 
14.93% 

 

41,846 
4.00% 

 

62,770 
6.00% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

 Consolidated

 

144,303 
11.02% 

 

52,365 
4.00% 

 

65,456 
5.00% 

 First United Bank & Trust

 

156,207 
11.97% 

 

52,178 
4.00% 

 

65,223 
5.00%