<SEC-DOCUMENT>0001144204-15-005315.txt : 20150202
<SEC-HEADER>0001144204-15-005315.hdr.sgml : 20150202
<ACCEPTANCE-DATETIME>20150202160155
ACCESSION NUMBER:		0001144204-15-005315
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20150202
DATE AS OF CHANGE:		20150202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST UNITED CORP/MD/
		CENTRAL INDEX KEY:			0000763907
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				521380770
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-180514
		FILM NUMBER:		15566937

	BUSINESS ADDRESS:	
		STREET 1:		19 S SECOND ST
		CITY:			OAKLAND
		STATE:			MD
		ZIP:			21550
		BUSINESS PHONE:		3013349471

	MAIL ADDRESS:	
		STREET 1:		19 S SECOND ST
		CITY:			OAKLAND
		STATE:			MD
		ZIP:			21550
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>v400084_424b3.htm
<DESCRIPTION>424B3
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: white">Filed Pursuant to
Rule 424(b)(3)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: white">Registration Statement
No. 333-180514</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>PROSPECTUS SUPPLEMENT NO. 4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>(to Prospectus dated April 7, 2014)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="tlogo.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>Dividend Reinvestment
and Stock Purchase Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>800,000 Shares
of Common Stock, Par Value $.01 Per Share</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">This Prospectus
Supplement No. 4 supplements and amends our Prospectus dated April 7, 2014, as previously supplemented, and forms a part of First
United Corporation&rsquo;s Registration Statement on Form S-1, File No. 333-180514 (the &ldquo;Registration Statement&rdquo;),
relating to our sale of up to 800,000 shares of our common stock, par value $.01 per share, to shareholders under our Dividend
Reinvestment and Stock Purchase Plan, as amended (the &ldquo;Plan&rdquo;). We have appointed a new Administrator of the Plan, and
this Prospectus Supplement updates certain portions of the Prospectus contained under the heading &ldquo;<B>DESCRIPTION OF THE
PLAN</B>&rdquo;, starting on page 7 thereof, to reflect the change in Administrator. The Authorization Form for Dividend Reinvestment
and the Optional Cash Investment Form that were attached as exhibits to the Registration Statement are no longer applicable and
should not be used for participation in the Plan. See the updated questions and answers set forth below for information regarding
enrollment and optional cash investments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white"><FONT STYLE="background-color: white">This
Prospectus Supplement should be read in conjunction with the Prospectus, as previously supplemented. If there is any inconsistency
between the information in the Prospectus, as previously supplemented, and this Prospectus Supplement, you should rely on the information
in this Prospectus Supplement. </FONT>Any statement that is modified or superseded shall not be deemed to constitute a part of
the Prospectus, as previously supplemented, except as modified or superseded by this Prospectus Supplement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">Our common stock
is listed on The NASDAQ Global Select Market under the symbol &ldquo;FUNC&rdquo;. As of January 30, 2015, the 20-day average of
the high and low sales prices of the common stock as reported on The NASDAQ Global Select Market was $8.53 per share. On January
30, 2015, the closing sales price of our common stock as reported on The NASDAQ Global Select Market was $8.40 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white"><B>Investing in
our common stock involves certain risks. You should review carefully the risks described under &ldquo;Risk Factors&rdquo; beginning
on page 5 of the Prospectus and under similar headings in any amendments or supplements to the Prospectus.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"></P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>NEITHER THE SECURITIES AND EXCHANGE COMMISSION
NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ACCURACY OR ADEQUACY OF
THIS PROSPECTUS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>THE SECURITIES OFFERED HEREBY ARE NOT
DEPOSIT OR SAVINGS ACCOUNTS OR OTHER OBLIGATIONS OF ANY BANK OR NON-BANK SUBSIDIARY OF FIRST UNITED CORPORATION, AND THEY ARE NOT
INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR INSTRUMENTALITY.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"><B>&nbsp;</B>&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white"><FONT STYLE="background-color: white">Unless
otherwise mentioned or unless the context requires otherwise, references in this Prospectus Supplement to &ldquo;the Company&rdquo;,
&ldquo;us&rdquo; and &ldquo;our&rdquo; refer to First United Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This Prospectus
Supplement revises Question 3 of the Prospectus, found on pages 7 - 8 thereof, under the heading &ldquo;<B>Administration</B>&rdquo;
to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Who administers the Plan?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">Computershare Trust Company, N.A.
(the &ldquo;Administrator&rdquo;) is the Administrator of the Plan. The Administrator&rsquo;s address is P.O. Box 43078, Providence,
Rhode Island, 02940-3078. The Administrator keeps records, sends statements of account to Participants and performs other duties
relating to the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">In administering the Plan, the
Administrator will not be liable for any act done or any omission to act in good faith, including, without limitation, any claims
of liability: (a) arising out of a failure to terminate a participant&rsquo;s account upon the participant&rsquo;s death prior
to receipt of notice in writing of such death; (b) with respect to the prices at which shares of our common stock are purchased
or sold, regarding the times when or the manner in which such purchases or sales are made, the decision whether to purchase such
shares of common stock on the open market, in negotiated transactions, or from us, or fluctuations in the market value of the common
stock; or (c) regarding any matters relating to the operation or management of the Plan. The Administrator may not create a lien
on any funds, securities or other property held under the Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">Neither we nor the Administrator
can assure that a Participant will realize any profit in connection with shares of common stock purchased pursuant to the Plan
or protect a participant against a loss in connection with the shares purchased for the participant under the Plan in accordance
with the participant&rsquo;s instructions. It is up to each participant to make a decision regarding the sale of any shares owned
by the participant, including shares credited to the participant&rsquo;s Plan account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This Prospectus
Supplement revises Questions 5, 6 and 7 of the Prospectus, found on page 8 thereof, under the heading &ldquo;<B>Participation &ndash;
Dividend Reinvestment Feature</B>&rdquo; to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;How does a shareholder participate?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">A shareholder of record may enroll
in the Plan at any time through the Administrator&rsquo;s website at <U>www.computershare.com/investor</U> or by completing an
enrollment form and returning it to the Administrator. Enrollment forms may be obtained directly from the Administrator. See Question
No. 35 for information regarding how to contact the Administrator. A shareholder who does not wish to participate in the Plan
will continue to receive dividends, as declared, by check or automatic clearing house (ACH) without any further action on the
part of the participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When will participation begin?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">Cash dividends, when declared,
are generally paid on the first business day of February, May, August, and November (each, a &ldquo;Dividend Payment Date&rdquo;)
to shareholders of record on the record date for each dividend. If the Administrator receives enrollment instructions from a shareholder
who is entitled to a dividend by the record date for that dividend, then the Plan will go into effect for the shareholder with
that dividend payment (and subsequent dividend payments). If the Administrator receives those instructions after the record date
for that dividend, then the dividend payable with respect to that record date will be paid to the shareholder in cash and the shareholder&rsquo;s
participation in the Plan will begin with the next Dividend Payment Date. See Question Nos. 8 through 11 for information concerning
the making of optional cash investments and the timing of optional cash investments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">The Plan does not represent a
change in our dividend policy, nor does it represent a guarantee of future dividends, which are subject to the discretion of our
Board of Directors. The declaration of future dividends will depend upon a number of factors, including our future earnings, our
capital requirements, regulatory constraints, and our financial condition as well as that of First United Bank &amp; Trust and
our other subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;What does an enrollment form provide?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">The Administrator&rsquo;s enrollment
form, whether submitted through its website or in paper form, allows each shareholder of record to elect whether he or she will
participate in the Plan with respect to all of his or her shares of common stock (full dividend reinvestment) or only a portion
of his or her shares of common stock (partial dividend reinvestment).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">The Administrator will use cash
dividends paid on the shares that a participant has elected to enroll in the Plan to purchase additional shares of common stock.
Cash dividends on shares of common stock credited to a participant&rsquo;s account under the Plan are always automatically reinvested
regardless of which investment option is selected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This Prospectus
Supplement revises Question 9 of the Prospectus, found on page 9 thereof, under the heading &ldquo;<B>Optional Cash Investments
&ndash; Stock Purchase Feature</B>&rdquo; to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;How does a participant make optional cash
investments?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">A Plan participant may make an
optional cash investment through the Administrator&rsquo;s website at <U>www.computershare.com/investor</U>, by using the cash
investment form that will be attached to each statement of account sent to participants by the Administrator, or, if no statement
is sent, by returning to the Administrator a completed optional cash investment form, which may be obtained directly from the Administrator.
See Question No. 35 for information regarding how to contact the Administrator. A participant&rsquo;s optional investment instructions,
together with payment of the investment, must be received by the Administrator prior to the next Dividend Payment Date (See Question
No. 6 and Question No. 11). If we do not declare a dividend in a particular quarter, then the term &ldquo;Dividend Payment Date&rdquo;
as used in this Prospectus, for purposes of determining the timely receipt of optional cash investment instructions, will be deemed
to be the first business day of February, May, August or November, as the case may. The Administrator will apply any optional cash
investments received from a participant to the purchase of shares of common stock for the account of that participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">If a participant chooses to participate
only in the Stock Purchase feature of the Plan, we will pay cash dividends, if declared, on shares registered in the participant&rsquo;s
name in the usual manner and the Administrator will apply any optional cash investments received from the participant to the purchase
of additional shares of common stock for the participant&rsquo;s account under the Plan. Shares of common stock purchased with
optional cash investments and credited to the account of the participant will automatically be enrolled in the Dividend Reinvestment
feature of the Plan. Accordingly, cash dividends paid on such shares will be reinvested in additional shares of common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This <FONT STYLE="background-color: white">Prospectus</FONT>
Supplement revises Question 20 of the Prospectus, found on page 12 thereof, under the heading &ldquo;<B>Changing Method of Participation
and Withdrawal</B>&rdquo; to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>20.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;How does a participant change his or her
method of participation?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">A participant may change his or
her method of participation at any time through the Administrator&rsquo;s website at <U>www.computershare.com/investor</U> or by
completing a new enrollment form and returning it to the Administrator. See Question No. 35 for information regarding how to contact
the Administrator. The change will apply as of the next Dividend Payment Date after the Administrator receives the new instructions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This Prospectus
Supplement revises Question 35 of the Prospectus, found on page 15 thereof, under the heading &ldquo;<B>Other Information</B>&rdquo;
to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><I>35.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;How can I contact the Administrator regarding
questions and other matters?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">Questions regarding enrollment,
purchase or sale of shares of common stock, and other transactions or services offered pursuant to the Plan should be directed
to the Administrator:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><B>- Through the Internet</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in">You can obtain information and
take certain other actions regarding your account by visiting <U>www.computershare.com/investor</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><B>- By Telephone</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">You may direct
your questions and sale requests to shareowner customer service at its toll-free number (within the United States and Canada) at
1-866-298-7858. Please have your account number and the name(s) in which your shares are titled available for the customer service
representative.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><B>- In Writing</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.75in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">You may also
send questions and sale requests to the Administrator at the following address:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>Computershare
Trust Company, N.A.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>P.O. Box
43078</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>Providence,
Rhode Island 02940-3078.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">Be sure to
include your name, address, daytime phone number, the name(s) in which your shares are titled and a reference to First United Corporation
on all correspondence.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white">The date of this
Prospectus Supplement No. 4 is February 2, 2015.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
