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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2015
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2015

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 Consolidated

$

172,119  17.37% 

$

79,276  8.00% 

$

99,095  10.00% 

 First United Bank & Trust

 

149,580  16.24% 

 

73,714  8.00% 

 

92,143  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

 Consolidated

 

151,729  15.31% 

 

59,457  6.00% 

 

79,276  8.00% 

 First United Bank & Trust

 

138,033  14.99% 

 

55,286  6.00% 

 

73,714  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 Consolidated

 

98,286  9.92% 

 

44,593  4.50% 

 

64,412  6.50% 

 First United Bank & Trust

 

138,033  14.99% 

 

41,464  4.50% 

 

59,893  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

 Consolidated

 

151,729  11.51% 

 

52,833  4.00% 

 

66,041  5.00% 

 First United Bank & Trust

 

138,033  10.52% 

 

52,346  4.00% 

 

65,432  5.00% 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2014

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 Consolidated

$

161,377  15.40% 

$

83,851  8.00% 

$

104,813  10.00% 

 First United Bank & Trust

 

162,550  15.60% 

 

83,379  8.00% 

 

104,224  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

 Consolidated

 

149,130  14.23% 

 

41,925  4.00% 

 

62,888  6.00% 

 First United Bank & Trust

 

150,433  14.43% 

 

41,689  4.00% 

 

62,534  6.00% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

 Consolidated

 

149,130  11.29% 

 

52,846  4.00% 

 

66,057  5.00% 

 First United Bank & Trust

 

150,433  11.43% 

 

52,642  4.00% 

 

65,803  5.00%