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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income    
Interest and fees on loans $ 9,558 $ 9,129
Interest on investment securities: taxable 1,555 1,861
Interest on investment securities: Exempt from federal income tax 235 345
Total investment income 1,790 2,206
Other 90 88
Total interest income 11,438 11,423
Interest expense    
Interest on deposits 804 1,041
Interest on short-term borrowings 13 14
Interest on long-term borrowings 1,212 1,474
Total interest expense 2,029 2,529
Net interest income 9,409 8,894
Provision for loan losses 568 74
Net interest income after provision for loan losses 8,841 8,820
Other operating income    
Net gains/(losses) 216 (97)
Service charges 766 650
Trust department 1,417 1,381
Debit card income 475 498
Bank owned life insurance 319 267
Brokerage commissions 287 236
Other 124 121
Total other income 3,388 3,153
Total other operating income 3,604 3,056
Other operating expenses    
Salaries and employee benefits 5,311 4,982
FDIC premiums 414 459
Equipment 635 618
Occupancy 639 636
Data processing 649 837
Professional Services 300 290
Other real estate owned 84 632
Other 1,865 1,595
Total other operating expenses 9,897 10,049
Income before income tax expense 2,548 1,827
Provision for income tax expense 677 459
Net Income 1,871 1,368
Accumulated preferred stock dividends (675) (675)
Net Income Available to Common Shareholders $ 1,196 $ 693
Basic and diluted net income per common share $ 0.19 $ 0.11
Weighted average number of basic and diluted shares outstanding 6,255 6,237