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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Interest income        
Interest and fees on loans $ 9,886 $ 9,311 $ 29,225 $ 27,549
Interest on investment securities: Taxable 1,378 1,755 4,303 5,365
Interest on investment securities: Exempt from federal income tax 199 302 635 970
Total investment income 1,577 2,057 4,938 6,335
Other 100 93 295 268
Total interest income 11,563 11,461 34,458 34,152
Interest expense        
Interest on deposits 784 960 2,373 3,018
Interest on short-term borrowings 14 14 42 42
Interest on long-term borrowings 1,271 1,277 3,761 4,213
Total interest expense 2,069 2,251 6,176 7,273
Net interest income 9,494 9,210 28,282 26,879
Provision for loan losses 294 500 2,208 626
Net interest income after provision for loan losses 9,200 8,710 26,074 26,253
Other operating income        
Net gains 245 95 525 100
Service charges 856 792 2,469 2,177
Trust department 1,435 1,455 4,369 4,225
Debit card income 534 530 1,569 1,445
Bank owned life insurance 295 294 1,130 849
Brokerage commissions 189 238 696 706
Other 240 90 463 308
Total other income 3,549 3,399 10,696 9,710
Total other operating income 3,794 3,494 11,221 9,810
Other operating expenses        
Salaries and employee benefits 5,217 5,445 15,661 15,703
FDIC premiums 80 474 754 1,404
Equipment 606 634 1,815 1,905
Occupancy 621 617 1,867 1,867
Data processing 721 823 2,067 2,439
Professional Services 254 240 843 1,145
Other real estate owned 389 (71) 639 976
Other 1,874 1,500 5,552 4,782
Total other operating expenses 9,762 9,662 29,198 30,221
Income before income tax expense 3,232 2,542 8,097 5,842
Provision for income tax expense 947 594 2,237 1,351
Net Income 2,285 1,948 5,860 4,491
Accumulated preferred stock dividends (450) (675) (1,575) (2,025)
Net Income Available to Common Shareholders $ 1,835 $ 1,273 $ 4,285 $ 2,466
Basic and diluted net income per common share $ 0.29 $ 0.20 $ 0.68 $ 0.39
Weighted average number of basic and diluted shares outstanding 6,269 6,255 6,263 6,247