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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2016

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

164,081  16.71% 

$

78,577  8.00% 

$

98,221  10.00% 

  First United Bank & Trust

 

155,992  16.70% 

 

74,733  8.00% 

 

93,416  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

145,008  14.76% 

 

58,933  6.00% 

 

78,577  8.00% 

  First United Bank & Trust

 

146,013  15.63% 

 

56,050  6.00% 

 

74,733  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

105,523  10.74% 

 

44,200  4.50% 

 

63,844  6.50% 

  First United Bank & Trust

 

146,013  15.63% 

 

42,037  4.50% 

 

60,721  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

145,008  10.95% 

 

53,124  4.00% 

 

66,404  5.00% 

  First United Bank & Trust

 

146,013  11.11% 

 

52,321  4.00% 

 

65,401  5.00% 



 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2015

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

173,124  17.21% 

$

79,276  8.00% 

$

99,095  10.00% 

  First United Bank & Trust

 

149,775  16.29% 

 

73,714  8.00% 

 

92,143  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

153,283  15.24% 

 

59,457  6.00% 

 

79,276  8.00% 

  First United Bank & Trust

 

138,243  15.03% 

 

55,286  6.00% 

 

73,714  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

100,485  9.99% 

 

44,593  4.50% 

 

64,412  6.50% 

  First United Bank & Trust

 

138,243  15.03% 

 

41,464  4.50% 

 

59,893  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

153,283  11.64% 

 

52,833  4.00% 

 

66,041  5.00% 

  First United Bank & Trust

 

138,243  10.53% 

 

52,346  4.00% 

 

65,432  5.00%