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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Interest income        
Interest and fees on loans $ 9,987 $ 9,886 $ 29,504 $ 29,225
Interest on investment securities: Taxable 1,410 1,378 4,153 4,303
Interest on investment securities: Exempt from federal income tax 237 199 691 635
Total investment income 1,647 1,577 4,844 4,938
Other 274 100 578 295
Total interest income 11,908 11,563 34,926 34,458
Interest expense        
Interest on deposits 841 784 2,418 2,373
Interest on short-term borrowings 17 14 51 42
Interest on long-term borrowings 948 1,271 3,057 3,761
Total interest expense 1,806 2,069 5,526 6,176
Net interest income 10,102 9,494 29,400 28,282
Provision for loan losses 901 294 1,809 2,208
Net interest income after provision for loan losses 9,201 9,200 27,591 26,074
Other operating income        
Net gains (11) 245 3 525
Service charges 802 856 2,310 2,469
Trust department 1,579 1,435 4,629 4,369
Debit card income 645 534 1,764 1,569
Bank owned life insurance 294 295 894 1,130
Brokerage commissions 236 189 662 696
Other 100 240 331 463
Total other income 3,656 3,549 10,590 10,696
Total other operating income 3,645 3,794 10,593 11,221
Other operating expenses        
Salaries and employee benefits 5,722 5,217 16,587 15,661
FDIC premiums 183 80 451 754
Equipment 619 606 1,855 1,815
Occupancy 643 621 1,862 1,867
Data processing 873 721 2,513 2,067
Professional Services 307 254 844 843
Other real estate owned 93 389 305 639
Other 1,583 1,874 4,910 5,552
Total other operating expenses 10,023 9,762 29,327 29,198
Income before income tax expense 2,823 3,232 8,857 8,097
Provision for income tax expense 811 947 2,556 2,237
Net Income 2,012 2,285 6,301 5,860
Accumulated preferred stock dividends (225) (450) (990) (1,575)
Net Income Available to Common Shareholders $ 1,787 $ 1,835 $ 5,311 $ 4,285
Basic and diluted net income per common share $ 0.25 $ 0.29 $ 0.77 $ 0.68
Weighted average number of basic and diluted shares outstanding 7,067 6,269 6,887 6,263