XML 50 R38.htm IDEA: XBRL DOCUMENT v3.8.0.1
Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2017

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

158,108  15.98% 

$

78,954  8.00% 

$

98,693  10.00% 

  First United Bank & Trust

 

145,921  15.58% 

 

74,739  8.00% 

 

93,424  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

148,072  14.97% 

 

59,216  6.00% 

 

78,954  8.00% 

  First United Bank & Trust

 

135,885  14.51% 

 

56,054  6.00% 

 

74,739  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

124,064  12.54% 

 

44,412  4.50% 

 

64,150  6.50% 

  First United Bank & Trust

 

135,885  14.51% 

 

42,041  4.50% 

 

60,726  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

148,072  11.00% 

 

53,646  4.00% 

 

67,058  5.00% 

  First United Bank & Trust

 

135,885  10.21% 

 

52,801  4.00% 

 

66,001  5.00% 



 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2016

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

164,081  16.71% 

$

78,577  8.00% 

$

98,221  10.00% 

  First United Bank & Trust

 

155,992  16.70% 

 

74,733  8.00% 

 

93,416  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

145,008  14.76% 

 

58,933  6.00% 

 

78,577  8.00% 

  First United Bank & Trust

 

146,013  15.63% 

 

56,050  6.00% 

 

74,733  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

105,523  10.74% 

 

44,200  4.50% 

 

63,844  6.50% 

  First United Bank & Trust

 

146,013  15.63% 

 

42,037  4.50% 

 

60,721  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

145,008  10.95% 

 

53,124  4.00% 

 

66,404  5.00% 

  First United Bank & Trust

 

146,013  11.11% 

 

52,321  4.00% 

 

65,401  5.00%