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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest income    
Interest and fees on loans $ 10,481 $ 9,652
Interest on investment securities: Taxable 1,447 1,300
Interest on investment securities: Exempt from federal income tax 238 231
Total investment income 1,685 1,531
Other 196 144
Total interest income 12,362 11,327
Interest expense    
Interest on deposits 856 768
Interest on short-term borrowings 30 16
Interest on long-term borrowings 894 1,174
Total interest expense 1,780 1,958
Net interest income 10,582 9,369
Provision for loan losses 447 609
Net interest income after provision for loan losses 10,135 8,760
Other operating income    
Net gains 34 5
Service charges 792 735
Trust department 1,664 1,515
Debit card income 553 556
Bank owned life insurance 299 309
Brokerage commissions 245 213
Other 123 136
Total other income 3,676 3,464
Total other operating income 3,710 3,469
Other operating expenses    
Salaries and employee benefits 5,919 5,303
FDIC premiums 133 84
Equipment 683 640
Occupancy 638 621
Data processing 932 807
Professional Services 336 253
Other real estate owned 385 174
Other 1,665 1,574
Total other operating expenses 10,691 9,456
Income before income tax expense 3,154 2,773
Provision for income tax expense 648 793
Net Income 2,506 1,980
Accumulated preferred stock dividends 0 (540)
Net Income Available to Common Shareholders $ 2,506 $ 1,440
Basic and diluted net income per common share $ 0.35 $ 0.22
Weighted average number of basic and diluted shares outstanding 7,067 6,530
Dividends declared per common share $ 0.09 $ 0.00