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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Interest income        
Interest and fees on loans $ 11,487 $ 9,987 $ 32,895 $ 29,504
Interest on investment securities: Taxable 1,459 1,410 4,380 4,153
Interest on investment securities: Exempt from federal income tax 233 237 706 691
Total investment income 1,692 1,647 5,086 4,844
Other 85 274 369 578
Total interest income 13,264 11,908 38,350 34,926
Interest expense        
Interest on deposits 1,072 841 2,856 2,418
Interest on short-term borrowings 129 17 253 51
Interest on long-term borrowings 807 948 2,535 3,057
Total interest expense 2,008 1,806 5,644 5,526
Net interest income 11,256 10,102 32,706 29,400
Provision for loan losses 471 901 1,187 1,809
Net interest income after provision for loan losses 10,785 9,201 31,519 27,591
Other operating income        
Net gains - other 9 (11) 190 3
Net gains 9 (11) 190 3
Service charges 814 802 2,374 2,310
Trust department 1,705 1,579 5,010 4,629
Debit card income 617 661 1,818 1,805
Bank owned life insurance 288 294 872 894
Brokerage commissions 277 236 828 662
Other 96 100 306 331
Total other income 3,797 3,672 11,208 10,631
Total other operating income 3,806 3,661 11,398 10,634
Other operating expenses        
Salaries and employee benefits 6,270 5,686 18,308 16,478
FDIC premiums 171 183 474 451
Equipment 810 619 2,246 1,855
Occupancy 657 643 1,909 1,862
Data processing 1,001 919 2,844 2,644
Marketing 153 137 386 407
Professional Services 304 307 947 844
Contract labor 185 128 522 534
Telephony Expense 207 199 637 601
Other real estate owned 189 93 682 305
Other 1,142 1,125 3,450 3,387
Total other operating expenses 11,089 10,039 32,405 29,368
Income before income tax expense 3,502 2,823 10,512 8,857
Provision for income tax expense 739 811 2,227 2,556
Net Income 2,763 2,012 8,285 6,301
Accumulated preferred stock dividends 0 (225) 0 (990)
Net Income Available to Common Shareholders $ 2,763 $ 1,787 $ 8,285 $ 5,311
Basic and diluted net income per common share $ 0.39 $ 0.25 $ 1.17 $ 0.77
Weighted average number of basic and diluted shares outstanding 7,084 7,067 7,076 6,887
Dividends declared per common share $ 0.09 $ 0.00 $ 0.27 $ 0.00