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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2018

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

169,905  15.91% 

$

85,431  8.00% 

$

106,789  10.00% 

  First United Bank & Trust

 

157,631  15.43% 

 

81,729  8.00% 

 

102,162  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

158,795  14.87% 

 

64,073  6.00% 

 

85,431  8.00% 

  First United Bank & Trust

 

146,521  14.35% 

 

61,297  6.00% 

 

81,729  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

132,938  12.45% 

 

48,055  4.50% 

 

69,413  6.50% 

  First United Bank & Trust

 

146,521  14.35% 

 

45,973  4.50% 

 

66,405  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

158,795  11.47% 

 

55,136  4.00% 

 

68,920  5.00% 

  First United Bank & Trust

 

146,521  10.70% 

 

54,338  4.00% 

 

67,922  5.00% 



 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 



 

Actual

 

For Capital Adequacy Purposes

 

To Be Well Capitalized Under Prompt Corrective Action Provisions

(in thousands)

 

Amount

Ratio

 

Amount

Ratio

 

Amount

Ratio

December 31, 2017

 

 

 

 

 

 

 

 

 

Total Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

$

158,108  15.98% 

$

78,954  8.00% 

$

98,693  10.00% 

  First United Bank & Trust

 

145,921  15.58% 

 

74,739  8.00% 

 

93,424  10.00% 

Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

         

 

  Consolidated

 

148,072  14.97% 

 

59,216  6.00% 

 

78,954  8.00% 

  First United Bank & Trust

 

135,885  14.51% 

 

56,054  6.00% 

 

74,739  8.00% 

Common Equity Tier 1 Capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

  Consolidated

 

124,064  12.54% 

 

44,412  4.50% 

 

64,150  6.50% 

  First United Bank & Trust

 

135,885  14.51% 

 

42,041  4.50% 

 

60,726  6.50% 

Tier 1 Capital (to average assets)

 

 

 

 

 

 

 

 

        

  Consolidated

 

148,072  11.00% 

 

53,646  4.00% 

 

67,058  5.00% 

  First United Bank & Trust

 

135,885  10.21% 

 

52,801  4.00% 

 

66,001  5.00%