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Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest income    
Interest and fees on loans $ 12,190 $ 10,481
Interest on investment securities: Taxable 1,467 1,447
Interest on investment securities: Exempt from federal income tax 280 238
Total investment income 1,747 1,685
Other 135 196
Total interest income 14,072 12,362
Interest expense    
Interest on deposits 1,771 856
Interest on short-term borrowings 103 30
Interest on long-term borrowings 852 894
Total interest expense 2,726 1,780
Net interest income 11,346 10,582
Provision for loan losses 349 447
Net interest income after provision for loan losses 10,997 10,135
Other operating income    
Net gains 14 34
Total other income 3,707 3,676
Total other operating income 3,721 3,710
Other operating expenses    
Salaries and employee benefits 6,218 5,808
FDIC premiums 111 133
Equipment 883 683
Occupancy 712 638
Data processing 941 932
Professional Services 204 336
Contract Labor 156 176
Line rentals 217 211
Other real estate owned 143 385
Other 1,105 1,389
Total other operating expenses 10,690 10,691
Income before income tax expense 4,028 3,154
Provision for income tax expense 877 648
Net Income 3,151 2,506
Net Income Available to Common Shareholders $ 3,151 $ 2,506
Basic and diluted net income per common share $ 0.44 $ 0.35
Weighted average number of basic and diluted shares outstanding 7,088 7,067
Dividends declared per common share $ 0.09 $ 0.09
Service Charges [Member]    
Other operating income    
Noninterest income $ 519 $ 563
Other Service Charges [Member]    
Other operating income    
Noninterest income 208 229
Trust Department [Member]    
Other operating income    
Noninterest income 1,715 1,664
Debit Card Income [Member]    
Other operating income    
Noninterest income 600 553
Bank Owned Life Insurance [Member]    
Other operating income    
Revenue not From contract with customer 303 299
Brokerage Commissions [Member]    
Other operating income    
Noninterest income 238 245
Other Service [Member]    
Other operating income    
Revenue not From contract with customer $ 124 $ 123