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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Operating activities    
Net income $ 3,151 $ 2,506
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 349 447
Depreciation 756 548
Stock compensation 67 53
Gains on sales of other real estate owned (30) (20)
Write-downs of other real estate owned 117 295
Originations of loans held for sale (2,630) (5,137)
Proceeds from sale of loans held for sale 2,627 5,330
Gains from sale of loans held for sale (20) (43)
Net amortization of investment securities discounts and premiums- AFS 3 8
Net (accretion)/amortization of investment securities discounts and premiums- HTM (12) 28
Losses on sales/calls of investment securities - available-for-sale 6 9
Earnings on bank owned life insurance (303) (299)
Amortization of deferred loan fees (141) (156)
Amortization of operating lease right-of-use asset 65 0
Increase in accrued interest receivable and other assets (1,824) (799)
Increase in deferred tax benefit (1) (512)
Decrease in operating lease liability (67) 0
(Decrease)/increase in accrued interest payable and other liabilities (1,116) 967
Net cash provided by operating activities 997 3,225
Investing activities    
Proceeds from maturities/calls of investment securities available-for-sale 2,249 1,659
Proceeds from maturities/calls of investment securities held-to-maturity 1,238 1,726
Purchases of investment securities available-for-sale 0 (1,405)
Purchases of investment securities held-to-maturity (2,754) 0
Proceeds from sales of other real estate owned 859 470
Net decrease/(increase) in FHLB stock 1,021 (148)
Net decrease/(increase) in loans 2,897 (19,868)
Purchases of loans 0 (25,168)
Purchases of premises and equipment (517) (2,220)
Net cash provided by/(used in) investing activities 4,993 (44,954)
Financing activities    
Net increase/(decrease) in deposits 63,085 (21,527)
Proceeds from sale of common stock 39 0
Cash dividends on common stock (639) (635)
Net (decrease)/increase in short-term borrowings (38,012) 6,365
Payments on long-term borrowings 0 (5,000)
Net cash provided by/(used in) financing activities 24,473 (20,797)
Increase/(decrease) in cash and cash equivalents 30,463 (62,526)
Cash and cash equivalents at beginning of the year 23,541 83,752
Cash and cash equivalents at end of period 54,004 21,226
Supplemental information    
Interest paid 2,691 1,737
Taxes paid 100 0
Non-cash investing activities:    
Transfers from loans to other real estate owned 515 118
Initial recognition of operating lease right-of-use assets 2,730 0
Initial recognition of operating lease liabilities $ 3,317 $ 0