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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Operating activities    
Net income $ 4,325 $ 5,753
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 4,821 682
Depreciation 1,625 1,529
Stock compensation 169 134
Gains on sales of other real estate owned (21) (11)
Write-downs of other real estate owned 39 828
Origination of loans held for sale (34,298) (6,122)
Proceeds from sales of loans held for sale 30,511 5,861
Gains from sales of loans held for sale (746) (96)
Loss on disposal of fixed assets 18 1
Net amortization/(accretion) of investment securities discounts and premiums- AFS 62 (2)
Net amortization of investment securities discounts and premiums- HTM 96 20
Gains on sales/calls of investment securities – AFS (47)  
Gain on calls of investment securities – HTM (60)  
Earnings on bank owned life insurance (588) (591)
Amortization of deferred loan fees (1,269) (336)
Amortization of operating lease asset 143 136
Increase in accrued interest receivable and other assets (3,581) (5,087)
Deferred tax expense/(benefit) 1 (2)
Operating lease liability (151) (140)
Increase/(decrease) in accrued interest payable and other liabilities 1,778 (666)
Net cash provided by operating activities 2,827 1,891
Investing activities    
Proceeds from maturities/calls of investment securities - AFS 22,327 4,228
Proceeds from maturities/calls of investment securities - HTM 38,601 3,323
Proceeds from sales of investment securities - AFS 1,080 5,378
Purchases of investment securities - AFS (37,664) (4,744)
Purchases of investment securities - HTM (18,633) (6,832)
Proceeds from sales of other real estate owned 204 870
Net (increase)/decrease in restricted stock (53) 979
Net (increase)/decrease in loans (132,649) 4,367
Purchases of premises and equipment (1,254) (1,813)
Net cash (used in)/provided by investing activities (128,041) 5,756
Financing activities    
Net increase in deposits 209,537 55,554
Issuance of common stock 99 78
Cash dividends on common stock (1,830) (1,279)
Net decrease in short-term borrowings (12,727) (46,552)
Stock repurchase (2,754)  
Net cash provided by financing activities 192,325 7,801
Increase in cash and cash equivalents 67,111 15,448
Cash and cash equivalents at beginning of the year 49,979 23,541
Cash and cash equivalents at end of period 117,090 38,989
Supplemental information    
Interest paid 5,206 5,562
Taxes paid 75 671
Non-cash investing activities:    
Transfers from loans to other real estate owned $ 21 620
Recognition of operating lease right-of-use assets   2,730
Recognition of operating lease liabilities   $ 3,317