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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Operating activities    
Net income $ 9,285 $ 10,247
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 4,981 669
Depreciation 2,463 2,318
Stock compensation 221 200
Gains on sales of other real estate owned (93) (62)
Write-downs of other real estate owned 102 1,140
Origination of loans held for sale (54,039) (11,006)
Proceeds from sales of loans held for sale 52,057 11,073
Gains from sales of loans held for sale (1,480) (87)
Loss on disposal of fixed assets 151 4
Net amortization/(accretion) of investment securities discounts and premiums- AFS 212 (5)
Net amortization of investment securities discounts and premiums- HTM 225 53
Gains on sales/calls of investment securities – AFS (622) (1)
Gain on calls of investment securities – HTM (60)  
Bank owned life insurance (961) (1,970)
Amortization of deferred loan fees (1,908) (611)
Amortization of operating lease asset 216 206
Increase in accrued interest receivable and other assets (2,624) (6,652)
Deferred tax expense   1,481
Operating lease liability (228) (213)
Decrease in accrued interest payable and other liabilities (96) (691)
Net cash provided by operating activities 7,802 6,093
Investing activities    
Proceeds from maturities/calls of investment securities - AFS 40,572 7,677
Proceeds from maturities/calls of investment securities - HTM 43,226 5,560
Proceeds from sales of investment securities - AFS 30,831 12,046
Purchases of investment securities - AFS (92,440) (14,744)
Purchases of investment securities - HTM (18,633) (8,207)
Proceeds from sales of other real estate owned 514 1,415
Proceeds from BOLI death benefit 728 2,125
Net (increase)/decrease in restricted stock (53) 979
Net (increase)/decrease in loans (139,367) 10,700
Purchases of premises and equipment (1,322) (2,830)
Net cash (used in)/provided by investing activities (135,944) 14,721
Financing activities    
Net increase in deposits 235,253 69,260
Issuance of common stock 148 116
Cash dividends on common stock (2,739) (2,199)
Net increase/(decrease) in short-term borrowings 3,861 (27,362)
Stock repurchase (2,754)  
Net cash provided by financing activities 233,769 39,815
Increase in cash and cash equivalents 105,627 60,629
Cash and cash equivalents at beginning of the year 49,979 23,541
Cash and cash equivalents at end of period 155,606 84,170
Supplemental information    
Interest paid 7,610 8,550
Taxes paid 625 891
Non-cash investing activities:    
Transfers from loans to other real estate owned $ 183 616
Recognition of operating lease right-of-use assets   2,730
Recognition of operating lease liabilities   $ 3,317