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Loans And Related Allowances For Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2021
Loans And Related Allowances For Loan Losses [Abstract] |
Loan Portfolio Segments |
(in thousands) |  | Commercial ‎Real Estate |  | Acquisition ‎and ‎Development |  | Commercial ‎and ‎Industrial |  | Residential ‎Mortgage |  | Consumer |  | Total
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 7,846 |  | $ | 874 |  | $ | — |  | $ | 3,200 |  | $ | 23 |  | $ | 11,943
Collectively evaluated for impairment |  |  | 357,885 |  |  | 122,751 |  |  | 299,178 |  |  | 371,127 |  |  | 36,441 |  |  | 1,187,382
Total loans |  | $ | 365,731 |  | $ | 123,625 |  | $ | 299,178 |  | $ | 374,327 |  | $ | 36,464 |  | $ | 1,199,325
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 3,330 |  | $ | 842 |  | $ | — |  | $ | 3,185 |  | $ | 102 |  | $ | 7,459
Collectively evaluated for impairment |  |  | 365,846 |  |  | 116,119 |  |  | 266,745 |  |  | 375,985 |  |  | 35,658 |  |  | 1,160,353
Total loans |  | $ | 369,176 |  | $ | 116,961 |  | $ | 266,745 |  | $ | 379,170 |  | $ | 35,760 |  | $ | 1,167,812
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating |
(in thousands) |  | Pass |  | Special ‎Mention |  | Substandard |  | Total
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 179,153 |  | $ | 5,489 |  | $ | 6,383 |  | $ | 191,025
All other CRE |  |  | 164,725 |  |  | 3,778 |  |  | 6,203 |  |  | 174,706
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | 18,480 |  |  | — |  |  | — |  |  | 18,480
All other A&D |  |  | 104,721 |  |  | 16 |  |  | 408 |  |  | 105,145
Commercial and industrial |  |  | 278,581 |  |  | 8,639 |  |  | 11,958 |  |  | 299,178
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  |  | 306,749 |  |  | 147 |  |  | 5,826 |  |  | 312,722
Residential mortgage - home equity |  |  | 60,817 |  |  | — |  |  | 788 |  |  | 61,605
Consumer |  |  | 36,333 |  |  | — |  |  | 131 |  |  | 36,464
Total |  | $ | 1,149,559 |  | $ | 18,069 |  | $ | 31,697 |  | $ | 1,199,325
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 178,670 |  | $ | 5,526 |  | $ | 6,322 |  | $ | 190,518
All other CRE |  |  | 166,504 |  |  | 5,664 |  |  | 6,490 |  |  | 178,658
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | 18,920 |  |  | — |  |  | — |  |  | 18,920
All other A&D |  |  | 97,648 |  |  | 17 |  |  | 376 |  |  | 98,041
Commercial and industrial |  |  | 245,185 |  |  | 8,867 |  |  | 12,693 |  |  | 266,745
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  |  | 309,177 |  |  | 283 |  |  | 6,117 |  |  | 315,577
Residential mortgage - home equity |  |  | 62,804 |  |  | — |  |  | 789 |  |  | 63,593
Consumer |  |  | 35,648 |  |  | 3 |  |  | 109 |  |  | 35,760
Total |  | $ | 1,114,556 |  | $ | 20,360 |  | $ | 32,896 |  | $ | 1,167,812
Loan Portfolio Summarized by the Past Due Status |
(in thousands) |  | Current |  | 30-59 Days ‎Past Due |  | 60-89 Days ‎Past Due |  | 90 Days+ ‎Past Due |  | Total Past ‎Due and ‎Accruing |  | Non- ‎Accrual |  | Total Loans
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 186,443 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 4,582 |  | $ | 191,025
All other CRE |  |  | 173,535 |  |  | 305 |  |  | — |  |  | — |  |  | 305 |  |  | 866 |  |  | 174,706
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | 18,480 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 18,480
All other A&D |  |  | 104,732 |  |  | — |  |  | 5 |  |  | — |  |  | 5 |  |  | 408 |  |  | 105,145
Commercial and industrial |  |  | 299,131 |  |  | 47 |  |  | — |  |  | — |  |  | 47 |  |  | — |  |  | 299,178
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  |  | 310,248 |  |  | 938 |  |  | — |  |  | 2 |  |  | 940 |  |  | 1,534 |  |  | 312,722
Residential mortgage - home equity |  |  | 60,766 |  |  | 361 |  |  | — |  |  | — |  |  | 361 |  |  | 478 |  |  | 61,605
Consumer |  |  | 36,267 |  |  | 126 |  |  | 44 |  |  | 4 |  |  | 174 |  |  | 23 |  |  | 36,464
Total |  | $ | 1,189,602 |  | $ | 1,777 |  | $ | 49 |  | $ | 6 |  | $ | 1,832 |  | $ | 7,891 |  | $ | 1,199,325
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 190,510 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 8 |  | $ | 190,518
All other CRE |  |  | 177,360 |  |  | 408 |  |  | — |  |  | — |  |  | 408 |  |  | 890 |  |  | 178,658
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | 18,920 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 18,920
All other A&D |  |  | 97,660 |  |  | 5 |  |  | — |  |  | 10 |  |  | 15 |  |  | 366 |  |  | 98,041
Commercial and industrial |  |  | 266,708 |  |  | 37 |  |  | — |  |  | — |  |  | 37 |  |  | — |  |  | 266,745
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage - term |  |  | 312,500 |  |  | 63 |  |  | 670 |  |  | 710 |  |  | 1,443 |  |  | 1,634 |  |  | 315,577
Residential mortgage - home equity |  |  | 63,036 |  |  | 80 |  |  | 63 |  |  | — |  |  | 143 |  |  | 414 |  |  | 63,593
Consumer |  |  | 35,473 |  |  | 230 |  |  | 26 |  |  | 4 |  |  | 260 |  |  | 27 |  |  | 35,760
Total |  | $ | 1,162,167 |  | $ | 823 |  | $ | 759 |  | $ | 724 |  | $ | 2,306 |  | $ | 3,339 |  | $ | 1,167,812
Primary Segments of the Allowance for Loan Loss |
(in thousands) |  | Commercial ‎Real Estate |  | Acquisition ‎and ‎Development |  | Commercial ‎and ‎Industrial |  | Residential ‎Mortgage |  | Consumer |  | Unallocated |  | Total
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated ‎for impairment |  | $ | 33 |  | $ | 2 |  | $ | — |  | $ | 17 |  | $ | — |  | $ | — |  | $ | 52
Collectively evaluated ‎for impairment |  | $ | 5,371 |  | $ | 2,421 |  | $ | 2,831 |  | $ | 5,011 |  | $ | 368 |  | $ | 500 |  | $ | 16,502
Total ALL |  | $ | 5,404 |  | $ | 2,423 |  | $ | 2,831 |  | $ | 5,028 |  | $ | 368 |  | $ | 500 |  | $ | 16,554
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated ‎for impairment |  | $ | 4 |  | $ | 13 |  | $ | — |  | $ | 40 |  | $ | — |  | $ | — |  | $ | 57
Collectively evaluated ‎for impairment |  | $ | 5,539 |  | $ | 2,326 |  | $ | 2,584 |  | $ | 5,110 |  | $ | 370 |  | $ | 500 |  | $ | 16,429
Total ALL |  | $ | 5,543 |  | $ | 2,339 |  | $ | 2,584 |  | $ | 5,150 |  | $ | 370 |  | $ | 500 |  | $ | 16,486
Impaired Loans and Related Interest Income by Loan Portfolio Class |
|  | Impaired Loans with ‎Specific Allowance |  | Impaired ‎Loans with ‎No Specific ‎Allowance |  | Total Impaired Loans
(in thousands) |  | Recorded ‎Investment |  | Related ‎Allowances |  | Recorded ‎Investment |  | Recorded ‎Investment (1) |  | Unpaid ‎Principal ‎Balance
March 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 1,867 |  | $ | 33 |  | $ | 2,826 |  | $ | 4,693 |  | $ | 4,693
All other CRE |  |  | — |  |  | — |  |  | 3,153 |  |  | 3,153 |  |  | 3,153
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | — |  |  | — |  |  | 259 |  |  | 259 |  |  | 259
All other A&D |  |  | 207 |  |  | 2 |  |  | 408 |  |  | 615 |  |  | 1,825
Commercial and industrial |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,214
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage – term |  |  | 491 |  |  | 17 |  |  | 2,231 |  |  | 2,722 |  |  | 2,904
Residential mortgage – home equity |  |  | — |  |  | — |  |  | 478 |  |  | 478 |  |  | 510
Consumer |  |  | — |  |  | — |  |  | 23 |  |  | 23 |  |  | 48
Total impaired loans |  | $ | 2,565 |  | $ | 52 |  | $ | 9,378 |  | $ | 11,943 |  | $ | 15,606
December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 111 |  | $ | 4 |  | $ | 8 |  | $ | 119 |  | $ | 119
All other CRE |  |  | — |  |  | — |  |  | 3,211 |  |  | 3,211 |  |  | 3,211
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | — |  |  | — |  |  | 266 |  |  | 266 |  |  | 266
All other A&D |  |  | 276 |  |  | 13 |  |  | 300 |  |  | 576 |  |  | 1,724
Commercial and industrial |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,214
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage – term |  |  | 936 |  |  | 34 |  |  | 1,910 |  |  | 2,846 |  |  | 3,031
Residential mortgage – home equity |  |  | 76 |  |  | 6 |  |  | 339 |  |  | 415 |  |  | 447
Consumer |  |  | — |  |  | — |  |  | 26 |  |  | 26 |  |  | 51
Total impaired loans |  | $ | 1,399 |  | $ | 57 |  | $ | 6,060 |  | $ | 7,459 |  | $ | 11,063
(1)Recorded investment consists of unpaid principal balance, net of charge-offs, interest payments received applied to principal and unamortized deferred loan origination fees and cost.
Allowance for Loan Losses Summarized by Loan Portfolio Segments |
(in thousands) |  | Commercial ‎Real Estate |  | Acquisition ‎and ‎Development |  | Commercial ‎and ‎Industrial |  | Residential ‎Mortgage |  | Consumer |  | Unallocated |  | Total
ALL balance at January 1, 2021 |  | $ | 5,543 |  | $ | 2,339 |  | $ | 2,584 |  | $ | 5,150 |  | $ | 370 |  | $ | 500 |  | $ | 16,486
Charge-offs |  |  | — |  |  | (81) |  |  | — |  |  | (82) |  |  | (80) |  |  | — |  |  | (243)
Recoveries |  |  | — |  |  | 101 |  |  | 36 |  |  | 17 |  |  | 47 |  |  | — |  |  | 201
Provision |  |  | (139) |  |  | 64 |  |  | 211 |  |  | (57) |  |  | 31 |  |  | — |  |  | 110
ALL balance at March 31, 2021 |  | $ | 5,404 |  | $ | 2,423 |  | $ | 2,831 |  | $ | 5,028 |  | $ | 368 |  | $ | 500 |  | $ | 16,554
ALL balance at January 1, 2020 |  | $ | 2,882 |  | $ | 3,674 |  | $ | 1,341 |  | $ | 3,828 |  | $ | 312 |  | $ | 500 |  | $ | 12,537
Charge-offs |  |  | — |  |  | (15) |  |  | (101) |  |  | (98) |  |  | (132) |  |  | — |  |  | (346)
Recoveries |  |  | 66 |  |  | 14 |  |  | 15 |  |  | 26 |  |  | 46 |  |  | — |  |  | 167
Provision |  |  | 868 |  |  | 390 |  |  | 427 |  |  | 830 |  |  | 139 |  |  | — |  |  | 2,654
ALL balance at March 31, 2020 |  | $ | 3,816 |  | $ | 4,063 |  | $ | 1,682 |  | $ | 4,586 |  | $ | 365 |  | $ | 500 |  | $ | 15,012
Average of Impaired Loans and Related Interest Income by Loan Portfolio Class |
|  | Three months ended |  | Three months ended
|  | March 31, 2021 |  | March 31, 2020
(in thousands) |  | Average ‎investment |  | Interest income ‎recognized on ‎an accrual basis |  | Interest income ‎recognized on ‎a cash basis |  | Average ‎investment |  | Interest income ‎recognized on ‎an accrual basis |  | Interest income ‎recognized on ‎a cash basis
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Non owner-occupied |  | $ | 2,406 |  | $ | 3 |  | $ | — |  | $ | 141 |  | $ | 2 |  | $ | —
All other CRE |  |  | 3,182 |  |  | 35 |  |  | — |  |  | 3,124 |  |  | 37 |  |  | —
Acquisition and development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-4 family residential construction |  |  | 263 |  |  | 3 |  |  | — |  |  | 288 |  |  | 3 |  |  | —
All other A&D |  |  | 596 |  |  | 3 |  |  | — |  |  | 8,328 |  |  | 3 |  |  | 1
Commercial and industrial |  |  | — |  |  | — |  |  | — |  |  | 15 |  |  | — |  |  | —
Residential mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage – term |  |  | 2,784 |  |  | 20 |  |  | 5 |  |  | 2,497 |  |  | 22 |  |  | —
Residential mortgage – home equity |  |  | 446 |  |  | — |  |  | — |  |  | 828 |  |  | — |  |  | —
Consumer |  |  | 25 |  |  | — |  |  | — |  |  | 4 |  |  | — |  |  | —
Total |  | $ | 9,702 |  | $ | 64 |  | $ | 5 |  | $ | 15,225 |  | $ | 67 |  | $ | 1

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