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Loans And Related Allowances For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2021

Loans And Related Allowances For Loan Losses [Abstract]

Loan Portfolio Segments

(in thousands)		Commercial ‎Real Estate			Acquisition ‎and ‎Development			Commercial ‎and ‎Industrial			Residential ‎Mortgage			Consumer			Total
March 31, 2021
Individually evaluated for impairment		$	7,846		$	874		$	—		$	3,200		$	23		$	11,943
Collectively evaluated for impairment			357,885			122,751			299,178			371,127			36,441			1,187,382
Total loans		$	365,731		$	123,625		$	299,178		$	374,327		$	36,464		$	1,199,325
December 31, 2020
Individually evaluated for impairment		$	3,330		$	842		$	—		$	3,185		$	102		$	7,459
Collectively evaluated for impairment			365,846			116,119			266,745			375,985			35,658			1,160,353
Total loans		$	369,176		$	116,961		$	266,745		$	379,170		$	35,760		$	1,167,812

Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating

(in thousands)		Pass			Special ‎Mention			Substandard			Total
March 31, 2021
Commercial real estate
Non owner-occupied		$	179,153		$	5,489		$	6,383		$	191,025
All other CRE			164,725			3,778			6,203			174,706
Acquisition and development
1-4 family residential construction			18,480			—			—			18,480
All other A&D			104,721			16			408			105,145
Commercial and industrial			278,581			8,639			11,958			299,178
Residential mortgage
Residential mortgage - term			306,749			147			5,826			312,722
Residential mortgage - home equity			60,817			—			788			61,605
Consumer			36,333			—			131			36,464
Total		$	1,149,559		$	18,069		$	31,697		$	1,199,325
December 31, 2020
Commercial real estate
Non owner-occupied		$	178,670		$	5,526		$	6,322		$	190,518
All other CRE			166,504			5,664			6,490			178,658
Acquisition and development
1-4 family residential construction			18,920			—			—			18,920
All other A&D			97,648			17			376			98,041
Commercial and industrial			245,185			8,867			12,693			266,745
Residential mortgage
Residential mortgage - term			309,177			283			6,117			315,577
Residential mortgage - home equity			62,804			—			789			63,593
Consumer			35,648			3			109			35,760
Total		$	1,114,556		$	20,360		$	32,896		$	1,167,812

Loan Portfolio Summarized by the Past Due Status

(in thousands)		Current			30-59 Days ‎Past Due			60-89 Days ‎Past Due			90 Days+ ‎Past Due			Total Past ‎Due and ‎Accruing			Non- ‎Accrual			Total Loans
March 31, 2021
Commercial real estate
Non owner-occupied		$	186,443		$	—		$	—		$	—		$	—		$	4,582		$	191,025
All other CRE			173,535			305			—			—			305			866			174,706
Acquisition and development
1-4 family residential construction			18,480			—			—			—			—			—			18,480
All other A&D			104,732			—			5			—			5			408			105,145
Commercial and industrial			299,131			47			—			—			47			—			299,178
Residential mortgage
Residential mortgage - term			310,248			938			—			2			940			1,534			312,722
Residential mortgage - home equity			60,766			361			—			—			361			478			61,605
Consumer			36,267			126			44			4			174			23			36,464
Total		$	1,189,602		$	1,777		$	49		$	6		$	1,832		$	7,891		$	1,199,325
December 31, 2020
Commercial real estate
Non owner-occupied		$	190,510		$	—		$	—		$	—		$	—		$	8		$	190,518
All other CRE			177,360			408			—			—			408			890			178,658
Acquisition and development
1-4 family residential construction			18,920			—			—			—			—			—			18,920
All other A&D			97,660			5			—			10			15			366			98,041
Commercial and industrial			266,708			37			—			—			37			—			266,745
Residential mortgage
Residential mortgage - term			312,500			63			670			710			1,443			1,634			315,577
Residential mortgage - home equity			63,036			80			63			—			143			414			63,593
Consumer			35,473			230			26			4			260			27			35,760
Total		$	1,162,167		$	823		$	759		$	724		$	2,306		$	3,339		$	1,167,812

Primary Segments of the Allowance for Loan Loss

(in thousands)		Commercial ‎Real Estate			Acquisition ‎and ‎Development			Commercial ‎and ‎Industrial			Residential ‎Mortgage			Consumer			Unallocated			Total
March 31, 2021
Individually evaluated ‎for impairment		$	33		$	2		$	—		$	17		$	—		$	—		$	52
Collectively evaluated ‎for impairment		$	5,371		$	2,421		$	2,831		$	5,011		$	368		$	500		$	16,502
Total ALL		$	5,404		$	2,423		$	2,831		$	5,028		$	368		$	500		$	16,554
December 31, 2020
Individually evaluated ‎for impairment		$	4		$	13		$	—		$	40		$	—		$	—		$	57
Collectively evaluated ‎for impairment		$	5,539		$	2,326		$	2,584		$	5,110		$	370		$	500		$	16,429
Total ALL		$	5,543		$	2,339		$	2,584		$	5,150		$	370		$	500		$	16,486

Impaired Loans and Related Interest Income by Loan Portfolio Class

		Impaired Loans with ‎Specific Allowance						Impaired ‎Loans with ‎No Specific ‎Allowance			Total Impaired Loans
(in thousands)		Recorded ‎Investment			Related ‎Allowances			Recorded ‎Investment			Recorded ‎Investment (1)			Unpaid ‎Principal ‎Balance
March 31, 2021
Commercial real estate
Non owner-occupied		$	1,867		$	33		$	2,826		$	4,693		$	4,693
All other CRE			—			—			3,153			3,153			3,153
Acquisition and development
1-4 family residential construction			—			—			259			259			259
All other A&D			207			2			408			615			1,825
Commercial and industrial			—			—			—			—			2,214
Residential mortgage
Residential mortgage – term			491			17			2,231			2,722			2,904
Residential mortgage – home equity			—			—			478			478			510
Consumer			—			—			23			23			48
Total impaired loans		$	2,565		$	52		$	9,378		$	11,943		$	15,606
December 31, 2020
Commercial real estate
Non owner-occupied		$	111		$	4		$	8		$	119		$	119
All other CRE			—			—			3,211			3,211			3,211
Acquisition and development
1-4 family residential construction			—			—			266			266			266
All other A&D			276			13			300			576			1,724
Commercial and industrial			—			—			—			—			2,214
Residential mortgage
Residential mortgage – term			936			34			1,910			2,846			3,031
Residential mortgage – home equity			76			6			339			415			447
Consumer			—			—			26			26			51
Total impaired loans		$	1,399		$	57		$	6,060		$	7,459		$	11,063

(1)Recorded investment consists of unpaid principal balance, net of charge-offs, interest payments received applied to principal and unamortized deferred loan origination fees and cost.

Allowance for Loan Losses Summarized by Loan Portfolio Segments

(in thousands)		Commercial ‎Real Estate			Acquisition ‎and ‎Development			Commercial ‎and ‎Industrial			Residential ‎Mortgage			Consumer			Unallocated			Total
ALL balance at January 1, 2021		$	5,543		$	2,339		$	2,584		$	5,150		$	370		$	500		$	16,486
Charge-offs			—			(81)			—			(82)			(80)			—			(243)
Recoveries			—			101			36			17			47			—			201
Provision			(139)			64			211			(57)			31			—			110
ALL balance at March 31, 2021		$	5,404		$	2,423		$	2,831		$	5,028		$	368		$	500		$	16,554
ALL balance at January 1, 2020		$	2,882		$	3,674		$	1,341		$	3,828		$	312		$	500		$	12,537
Charge-offs			—			(15)			(101)			(98)			(132)			—			(346)
Recoveries			66			14			15			26			46			—			167
Provision			868			390			427			830			139			—			2,654
ALL balance at March 31, 2020		$	3,816		$	4,063		$	1,682		$	4,586		$	365		$	500		$	15,012

Average of Impaired Loans and Related Interest Income by Loan Portfolio Class

		Three months ended									Three months ended
		March 31, 2021									March 31, 2020
(in thousands)		Average ‎investment			Interest income ‎recognized on ‎an accrual basis			Interest income ‎recognized on ‎a cash basis			Average ‎investment			Interest income ‎recognized on ‎an accrual basis			Interest income ‎recognized on ‎a cash basis
Commercial real estate
Non owner-occupied		$	2,406		$	3		$	—		$	141		$	2		$	—
All other CRE			3,182			35			—			3,124			37			—
Acquisition and development
1-4 family residential construction			263			3			—			288			3			—
All other A&D			596			3			—			8,328			3			1
Commercial and industrial			—			—			—			15			—			—
Residential mortgage
Residential mortgage – term			2,784			20			5			2,497			22			—
Residential mortgage – home equity			446			—			—			828			—			—
Consumer			25			—			—			4			—			—
Total		$	9,702		$	64		$	5		$	15,225		$	67		$	1

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