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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Operating activities    
Net income $ 3,430 $ 1,755
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 110 2,654
Depreciation 819 813
Stock based compensation 50 98
Gains on sales of other real estate owned (491) (10)
Write-downs of other real estate owned 4 26
Originations of loans held for sale (12,702) (8,476)
Proceeds from sale of loans held for sale 15,406 8,539
Gains from sale of loans held for sale (588) (59)
Losses on disposal of fixed assets   18
Net amortization of investment securities discounts and premiums- AFS 317 4
Net amortization of investment securities discounts and premiums- HTM 61 45
Earnings on Bank owned life insurance (286) (303)
Amortization of deferred loan fees (776) (318)
Amortization of operating lease asset (87) 71
Decrease/(increase) in accrued interest receivable and other assets 947 (6,956)
Deferred tax expense (209) 1
Operating lease liability 77 (75)
Increase in accrued interest payable and other liabilities 1,811 5,842
Net cash provided by operating activities 7,893 3,669
Investing activities    
Proceeds from maturities/calls of investment securities - AFS 20,793 18,089
Proceeds from maturities/calls of investment securities - HTM 5,176 2,535
Purchases of investment securities - AFS (5,010) (17,421)
Purchases of investment securities - HTM (6,332)  
Proceeds from sales of other real estate owned 2,339 92
Net decrease/(increase) in restricted stock 814 (53)
Net increase in loans (29,180) (1,525)
Purchases of premises and equipment (235) (783)
Net cash (used in)/provided by investing activities (11,635) 934
Financing activities    
Net increase in deposits 45,897 30,363
Issuance of common stock 46 52
Cash dividends on common stock (910) (925)
Net increase/(decrease) in short-term borrowings 2,294 (9,310)
Stock repurchase   (2,754)
Net cash provided by financing activities 47,327 17,426
Increase in cash and cash equivalents 43,585 22,029
Cash and cash equivalents at beginning of the year 149,432 49,979
Cash and cash equivalents at end of period 193,017 72,008
Supplemental information    
Interest paid 2,581 2,723
Taxes paid $ 88 74
Non-cash investing activities:    
Transfers from loans to other real estate owned   $ 21