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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Operating activities    
Net income $ 19,770 $ 13,841
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision/(credit) for loan losses (817) 5,401
Depreciation 3,269 3,301
Stock based compensation 472 345
Gains on sales of other real estate owned (1,372) (130)
Write-downs of other real estate owned 59 116
Origination of loans held for sale (28,426) (73,797)
Proceeds from sales of loans held for sale 33,020 74,403
Gains on sales of loans held for sale (1,115) (2,403)
(Gain)/loss on disposal of fixed assets (15) 150
Net amortization/(accretion) of investment securities discounts and premiums- AFS 1,001 382
Net amortization of investment securities discounts and premiums- HTM 311 352
Net gain on sales of investment securities - available-for-sale (154) (632)
Net losses on calls of investment securities - held to maturity 54 97
Loss on equity investment 35  
Amortization of deferred loan fees (4,045) (2,683)
Deferred tax expense 550 527
Earnings on bank owned life insurance (1,176) (1,253)
Amortization of operating lease right of use asset 161 253
Operating lease liability (197) (281)
Increase in accrued interest receivable and other assets (1,601) (6,830)
Increase in accrued interest payable and other liabilities 237 5,010
Net cash provided by operating activities 20,021 16,169
Investing activities    
Proceeds from maturities/calls of investment securities available-for-sale 48,464 45,595
Proceeds from maturities/calls of investment securities held-to-maturity 17,971 46,926
Proceeds from sales of investment securities available-for-sale 13,687 43,278
Purchases of investment securities available-for-sale (127,526) (184,079)
Purchases of investment securities held-to-maturity (6,332) (21,658)
Proceeds from sales of other real estate owned 6,222 2,175
Proceeds from disposal of fixed assets 39  
Proceeds from BOLI   728
Net decrease/(increase) in FHLB stock 3,439 (53)
Net decrease/(increase) in loans 85,962 (122,589)
Purchases of loans (68,944)  
Purchase of wealth portfolio (280)  
Purchases of premises and equipment (1,127) (1,604)
Net cash used in investing activities (28,425) (191,281)
Financing activities    
Net increase in deposits 47,008 280,335
Proceeds from issuance of common stock 215 198
Cash dividends on common stock (3,891) (3,646)
Net increase in short-term borrowings 8,539 432
Stock repurchase (7,179) (2,754)
Payments on long-term borrowings (70,000)  
Net cash (used)/provided by financing activities (25,308) 274,565
(Decrease)/increase in cash and cash equivalents (33,712) 99,453
Cash and cash equivalents at beginning of the year 149,432 49,979
Cash and cash equivalents at end of period 115,720 149,432
Supplemental information    
Interest paid 5,968 9,763
Taxes paid $ 5,657 1,210
Non-cash investing activities:    
Transfers from loans to other real estate owned   $ 7,420