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Loans And Related Allowances For Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2022
Loans And Related Allowances For Loan Losses [Abstract] |
Loan Portfolio Segments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | Commercial Real Estate |  | Acquisition and Development |  | Commercial and Industrial |  | Residential Mortgage |  | Consumer |  | Total
September 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 2,223 | ​ | $ | 369 | ​ | $ | — | ​ | $ | 2,376 | ​ | $ | 45 | ​ | $ | 5,013
Collectively evaluated for impairment | ​ | ​ | 435,750 | ​ | ​ | 82,738 | ​ | ​ | 269,004 | ​ | ​ | 424,717 | ​ | ​ | 60,702 | ​ | ​ | 1,272,911
Total loans | ​ | $ | 437,973 | ​ | $ | 83,107 | ​ | $ | 269,004 | ​ | $ | 427,093 | ​ | $ | 60,747 | ​ | $ | 1,277,924
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | 2,365 | ​ | $ | 629 | ​ | $ | 90 | ​ | $ | 2,644 | ​ | $ | — | ​ | $ | 5,728
Collectively evaluated for impairment | ​ | ​ | 371,926 | ​ | ​ | 127,448 | ​ | ​ | 180,886 | ​ | ​ | 402,042 | ​ | ​ | 65,657 | ​ | ​ | 1,147,959
Total loans | ​ | $ | 374,291 | ​ | $ | 128,077 | ​ | $ | 180,976 | ​ | $ | 404,686 | ​ | $ | 65,657 | ​ | $ | 1,153,687
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | Pass |  | Special Mention |  | Substandard |  | Total
September 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 223,907 | ​ | $ | 6,371 | ​ | $ | 12,114 | ​ | $ | 242,392
All other CRE | ​ | ​ | 188,707 | ​ | ​ | 2,278 | ​ | ​ | 4,596 | ​ | ​ | 195,581
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 23,926 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 23,926
All other A&D | ​ | ​ | 59,029 | ​ | ​ | — | ​ | ​ | 152 | ​ | ​ | 59,181
Commercial and industrial | ​ | ​ | 244,883 | ​ | ​ | 4,589 | ​ | ​ | 19,532 | ​ | ​ | 269,004
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage - term | ​ | ​ | 360,669 | ​ | ​ | — | ​ | ​ | 5,217 | ​ | ​ | 365,886
Residential mortgage - home equity | ​ | ​ | 60,561 | ​ | ​ | — | ​ | ​ | 646 | ​ | ​ | 61,207
Consumer | ​ | ​ | 60,557 | ​ | ​ | — | ​ | ​ | 190 | ​ | ​ | 60,747
Total | ​ | $ | 1,222,239 | ​ | $ | 13,238 | ​ | $ | 42,447 | ​ | $ | 1,277,924
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 173,299 | ​ | $ | 12,987 | ​ | $ | 6,077 | ​ | $ | 192,363
All other CRE | ​ | ​ | 174,395 | ​ | ​ | 2,357 | ​ | ​ | 5,176 | ​ | ​ | 181,928
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 19,924 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 19,924
All other A&D | ​ | ​ | 107,532 | ​ | ​ | 218 | ​ | ​ | 403 | ​ | ​ | 108,153
Commercial and industrial | ​ | ​ | 161,429 | ​ | ​ | 5,071 | ​ | ​ | 14,476 | ​ | ​ | 180,976
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage - term | ​ | ​ | 338,832 | ​ | ​ | — | ​ | ​ | 5,624 | ​ | ​ | 344,456
Residential mortgage - home equity | ​ | ​ | 59,533 | ​ | ​ | — | ​ | ​ | 697 | ​ | ​ | 60,230
Consumer | ​ | ​ | 65,557 | ​ | ​ | — | ​ | ​ | 100 | ​ | ​ | 65,657
Total | ​ | $ | 1,100,501 | ​ | $ | 20,633 | ​ | $ | 32,553 | ​ | $ | 1,153,687
Loan Portfolio Summarized by the Past Due Status | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | Current |  | 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days+ Past Due |  | Total Past Due and Accruing |  | Non- Accrual |  | Total Loans
September 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 242,304 | ​ | $ | — | ​ | $ | — | ​ | $ | 88 | ​ | $ | 88 | ​ | $ | — | ​ | $ | 242,392
All other CRE | ​ | ​ | 195,518 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 63 | ​ | ​ | 195,581
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 23,926 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 23,926
All other A&D | ​ | ​ | 58,945 | ​ | ​ | 69 | ​ | ​ | 15 | ​ | ​ | — | ​ | ​ | 84 | ​ | ​ | 152 | ​ | ​ | 59,181
Commercial and industrial | ​ | ​ | 268,900 | ​ | ​ | 104 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 104 | ​ | ​ | — | ​ | ​ | 269,004
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage - term | ​ | ​ | 362,110 | ​ | ​ | 29 | ​ | ​ | 1,961 | ​ | ​ | 429 | ​ | ​ | 2,419 | ​ | ​ | 1,357 | ​ | ​ | 365,886
Residential mortgage - home equity | ​ | ​ | 60,553 | ​ | ​ | 233 | ​ | ​ | 71 | ​ | ​ | 23 | ​ | ​ | 327 | ​ | ​ | 327 | ​ | ​ | 61,207
Consumer | ​ | ​ | 60,325 | ​ | ​ | 297 | ​ | ​ | 52 | ​ | ​ | 29 | ​ | ​ | 378 | ​ | ​ | 44 | ​ | ​ | 60,747
Total | ​ | $ | 1,272,581 | ​ | $ | 732 | ​ | $ | 2,099 | ​ | $ | 569 | ​ | $ | 3,400 | ​ | $ | 1,943 | ​ | $ | 1,277,924
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 192,363 | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 192,363
All other CRE | ​ | ​ | 181,847 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 81 | ​ | ​ | 181,928
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 19,924 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 19,924
All other A&D | ​ | ​ | 107,763 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 390 | ​ | ​ | 108,153
Commercial and industrial | ​ | ​ | 180,676 | ​ | ​ | 132 | ​ | ​ | 78 | ​ | ​ | — | ​ | ​ | 210 | ​ | ​ | 90 | ​ | ​ | 180,976
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage - term | ​ | ​ | 340,429 | ​ | ​ | 159 | ​ | ​ | 2,222 | ​ | ​ | 148 | ​ | ​ | 2,529 | ​ | ​ | 1,498 | ​ | ​ | 344,456
Residential mortgage - home equity | ​ | ​ | 59,485 | ​ | ​ | 238 | ​ | ​ | 104 | ​ | ​ | — | ​ | ​ | 342 | ​ | ​ | 403 | ​ | ​ | 60,230
Consumer | ​ | ​ | 65,208 | ​ | ​ | 268 | ​ | ​ | 29 | ​ | ​ | 152 | ​ | ​ | 449 | ​ | ​ | — | ​ | ​ | 65,657
Total | ​ | $ | 1,147,695 | ​ | $ | 797 | ​ | $ | 2,433 | ​ | $ | 300 | ​ | $ | 3,530 | ​ | $ | 2,462 | ​ | $ | 1,153,687
Primary Segments of the Allowance for Loan Loss | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | Commercial Real Estate |  | Acquisition and Development |  | Commercial and Industrial |  | Residential Mortgage |  | Consumer |  | Unallocated |  | Total
September 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | — | ​ | $ | 26 | ​ | $ | 4 | ​ | $ | — | ​ | $ | 30
Collectively evaluated for impairment | ​ | $ | 6,356 | ​ | $ | 1,499 | ​ | $ | 3,402 | ​ | $ | 2,951 | ​ | $ | 873 | ​ | $ | 430 | ​ | $ | 15,511
Total ALL | ​ | $ | 6,356 | ​ | $ | 1,499 | ​ | $ | 3,402 | ​ | $ | 2,977 | ​ | $ | 877 | ​ | $ | 430 | ​ | $ | 15,541
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Individually evaluated for impairment | ​ | $ | — | ​ | $ | — | ​ | $ | 28 | ​ | $ | 36 | ​ | $ | — | ​ | $ | — | ​ | $ | 64
Collectively evaluated for impairment | ​ | $ | 6,032 | ​ | $ | 2,615 | ​ | $ | 2,432 | ​ | $ | 3,448 | ​ | $ | 934 | ​ | $ | 430 | ​ | $ | 15,891
Total ALL | ​ | $ | 6,032 | ​ | $ | 2,615 | ​ | $ | 2,460 | ​ | $ | 3,484 | ​ | $ | 934 | ​ | $ | 430 | ​ | $ | 15,955
Impaired Loans and Related Interest Income by Loan Portfolio Class | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Impaired Loans with Specific Allowance | ​ | Impaired Loans with No Specific Allowance | ​ | Total Impaired Loans
(in thousands) |  | Recorded Investment |  | Related Allowances |  | Recorded Investment |  | Recorded Investment (1) |  | Unpaid Principal Balance
September 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | — | ​ | $ | — | ​ | $ | 102 | ​ | $ | 102 | ​ | $ | 102
All other CRE | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,121 | ​ | ​ | 2,121 | ​ | ​ | 2,121
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 217 | ​ | ​ | 217 | ​ | ​ | 217
All other A&D | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 152 | ​ | ​ | 152 | ​ | ​ | 261
Commercial and industrial | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | ​ | 264 | ​ | ​ | 26 | ​ | ​ | 1,786 | ​ | ​ | 2,050 | ​ | ​ | 2,091
Residential mortgage – home equity | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 326 | ​ | ​ | 326 | ​ | ​ | 326
Consumer | ​ | ​ | 23 | ​ | ​ | 4 | ​ | ​ | 22 | ​ | ​ | 45 | ​ | ​ | 45
Total impaired loans | ​ | $ | 287 | ​ | $ | 30 | ​ | $ | 4,726 | ​ | $ | 5,013 | ​ | $ | 5,163
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | — | ​ | $ | — | ​ | $ | 106 | ​ | $ | 106 | ​ | $ | 106
All other CRE | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 2,259 | ​ | ​ | 2,259 | ​ | ​ | 2,259
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 239 | ​ | ​ | 239 | ​ | ​ | 239
All other A&D | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 390 | ​ | ​ | 390 | ​ | ​ | 1,599
Commercial and industrial | ​ | ​ | 90 | ​ | ​ | 28 | ​ | ​ | — | ​ | ​ | 90 | ​ | ​ | 2,304
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | ​ | 344 | ​ | ​ | 31 | ​ | ​ | 1,897 | ​ | ​ | 2,241 | ​ | ​ | 2,302
Residential mortgage – home equity | ​ | ​ | 46 | ​ | ​ | 5 | ​ | ​ | 357 | ​ | ​ | 403 | ​ | ​ | 422
Consumer | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Total impaired loans | ​ | $ | 480 | ​ | $ | 64 | ​ | $ | 5,248 | ​ | $ | 5,728 | ​ | $ | 9,231
​
| (1) | Recorded investment consists of unpaid principal balance, net of charge-offs, interest payments received applied to principal and unamortized deferred loan origination fees and cost.
Allowance for Loan Losses Summarized by Loan Portfolio Segments | The following tables present the activity in the ALL for the nine and three month periods ended September 30, 2022 and 2021:
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Nine months ended (in thousands) |  | Commercial Real Estate |  | Acquisition and Development |  | Commercial and Industrial |  | Residential Mortgage |  | Consumer |  | Unallocated |  | Total
ALL balance at January 1, 2022 | ​ | $ | 6,032 | ​ | $ | 2,615 | ​ | $ | 2,460 | ​ | $ | 3,484 | ​ | $ | 934 | ​ | $ | 430 | ​ | $ | 15,955
Charge-offs | ​ | ​ | — | ​ | ​ | (20) | ​ | ​ | (134) | ​ | ​ | (34) | ​ | ​ | (726) | ​ | ​ | — | ​ | ​ | (914)
Recoveries | ​ | ​ | 1 | ​ | ​ | 21 | ​ | ​ | 92 | ​ | ​ | 172 | ​ | ​ | 117 | ​ | ​ | — | ​ | ​ | 403
Provision | ​ | ​ | 323 | ​ | ​ | (1,117) | ​ | ​ | 984 | ​ | ​ | (645) | ​ | ​ | 552 | ​ | ​ | — | ​ | ​ | 97
ALL balance at September 30, 2022 | ​ | $ | 6,356 | ​ | $ | 1,499 | ​ | $ | 3,402 | ​ | $ | 2,977 | ​ | $ | 877 | ​ | $ | 430 | ​ | $ | 15,541
ALL balance at January 1, 2021 | ​ | $ | 5,543 | ​ | $ | 2,339 | ​ | $ | 2,584 | ​ | $ | 5,150 | ​ | $ | 370 | ​ | $ | 500 | ​ | $ | 16,486
Charge-offs | ​ | ​ | — | ​ | ​ | (85) | ​ | ​ | — | ​ | ​ | (141) | ​ | ​ | (266) | ​ | ​ | — | ​ | ​ | (492)
Recoveries | ​ | ​ | — | ​ | ​ | 172 | ​ | ​ | 511 | ​ | ​ | 49 | ​ | ​ | 112 | ​ | ​ | — | ​ | ​ | 844
Provision | ​ | ​ | 1,183 | ​ | ​ | 484 | ​ | ​ | (695) | ​ | ​ | (1,460) | ​ | ​ | 626 | ​ | ​ | (70) | ​ | ​ | 68
ALL balance at September 30, 2021 | ​ | $ | 6,726 | ​ | $ | 2,910 | ​ | $ | 2,400 | ​ | $ | 3,598 | ​ | $ | 842 | ​ | $ | 430 | ​ | $ | 16,906
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Three months ended (in thousands) | ​ | Commercial Real Estate | ​ | Acquisition and Development | ​ | Commercial and Industrial | ​ | Residential Mortgage | ​ | Consumer | ​ | Unallocated | ​ | Total
ALL balance at July 1, 2022 | ​ | $ | 6,220 | ​ | $ | 2,172 | ​ | $ | 2,830 | ​ | $ | 3,112 | ​ | $ | 973 | ​ | $ | 430 | ​ | $ | 15,737
Charge-offs | ​ | ​ | — | ​ | ​ | (20) | ​ | ​ | (82) | ​ | ​ | (1) | ​ | ​ | (181) | ​ | ​ | — | ​ | ​ | (284)
Recoveries | ​ | ​ | — | ​ | ​ | 1 | ​ | ​ | 83 | ​ | ​ | 71 | ​ | ​ | 41 | ​ | ​ | — | ​ | ​ | 196
Provision | ​ | ​ | 136 | ​ | ​ | (654) | ​ | ​ | 571 | ​ | ​ | (205) | ​ | ​ | 44 | ​ | ​ | — | ​ | ​ | (108)
ALL balance at September 30, 2022 | ​ | $ | 6,356 | ​ | $ | 1,499 | ​ | $ | 3,402 | ​ | $ | 2,977 | ​ | $ | 877 | ​ | $ | 430 | ​ | $ | 15,541
ALL balance at July 1, 2021 | ​ | $ | 5,675 | ​ | $ | 2,500 | ​ | $ | 2,944 | ​ | $ | 4,859 | ​ | $ | 590 | ​ | $ | 500 | ​ | $ | 17,068
Charge-offs | ​ | ​ | — | ​ | ​ | (4) | ​ | ​ | — | ​ | ​ | (59) | ​ | ​ | (91) | ​ | ​ | — | ​ | ​ | (154)
Recoveries | ​ | ​ | — | ​ | ​ | 62 | ​ | ​ | 473 | ​ | ​ | 20 | ​ | ​ | 34 | ​ | ​ | — | ​ | ​ | 589
Provision | ​ | ​ | 1,051 | ​ | ​ | 352 | ​ | ​ | (1,017) | ​ | ​ | (1,222) | ​ | ​ | 309 | ​ | ​ | (70) | ​ | ​ | (597)
ALL balance at September 30, 2021 | ​ | $ | 6,726 | ​ | $ | 2,910 | ​ | $ | 2,400 | ​ | $ | 3,598 | ​ | $ | 842 | ​ | $ | 430 | ​ | $ | 16,906
​
Average of Impaired Loans and Related Interest Income by Loan Portfolio Class | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Nine months ended | ​ | Nine months ended
​ | ​ | September 30, 2022 | ​ | September 30, 2021
(in thousands) |  | Average investment |  | Interest income recognized on an accrual basis |  | Interest income recognized on a cash basis | ​ | Average investment |  | Interest income recognized on an accrual basis |  | Interest income recognized on a cash basis
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 104 | ​ | $ | 9 | ​ | $ | — | ​ | $ | 3,518 | ​ | $ | 9 | ​ | $ | —
All other CRE | ​ | ​ | 2,189 | ​ | ​ | 67 | ​ | ​ | — | ​ | ​ | 2,984 | ​ | ​ | 95 | ​ | ​ | —
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 228 | ​ | ​ | 10 | ​ | ​ | — | ​ | ​ | 256 | ​ | ​ | 9 | ​ | ​ | —
All other A&D | ​ | ​ | 325 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 599 | ​ | ​ | 9 | ​ | ​ | —
Commercial and industrial | ​ | ​ | 23 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | ​ | 2,138 | ​ | ​ | 36 | ​ | ​ | 15 | ​ | ​ | 2,642 | ​ | ​ | 56 | ​ | ​ | 5
Residential mortgage – home equity | ​ | ​ | 364 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 449 | ​ | ​ | — | ​ | ​ | —
Consumer | ​ | ​ | 19 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 17 | ​ | ​ | — | ​ | ​ | —
Total | ​ | $ | 5,390 | ​ | $ | 122 | ​ | $ | 15 | ​ | $ | 10,465 | ​ | $ | 178 | ​ | $ | 5
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Three months ended | ​ | Three months ended
​ | ​ | September 30, 2022 | ​ | September 30, 2021
(in thousands) | ​ | Average investment | ​ | Interest income recognized on an accrual basis | ​ | Interest income recognized on a cash basis | ​ | Average investment | ​ | Interest income recognized on an accrual basis | ​ | Interest income recognized on a cash basis
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | $ | 103 | ​ | $ | 3 | ​ | $ | — | ​ | $ | 4,631 | ​ | $ | 3 | ​ | $ | —
All other CRE | ​ | ​ | 2,143 | ​ | ​ | 22 | ​ | ​ | — | ​ | ​ | 2,787 | ​ | ​ | 26 | ​ | ​ | —
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | ​ | 221 | ​ | ​ | 3 | ​ | ​ | — | ​ | ​ | 249 | ​ | ​ | 3 | ​ | ​ | —
All other A&D | ​ | ​ | 264 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 602 | ​ | ​ | 3 | ​ | ​ | —
Commercial and industrial | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | ​ | 2,049 | ​ | ​ | 12 | ​ | ​ | 10 | ​ | ​ | 2,500 | ​ | ​ | 17 | ​ | ​ | —
Residential mortgage – home equity | ​ | ​ | 331 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 451 | ​ | ​ | — | ​ | ​ | —
Consumer | ​ | ​ | 39 | ​ | ​ | ​ | ​ | ​ | — | ​ | ​ | 9 | ​ | ​ | — | ​ | ​ | —
Total | ​ | $ | 5,150 | ​ | $ | 40 | ​ | $ | 10 | ​ | $ | 11,229 | ​ | $ | 52 | ​ | $ | —
​
Troubled Debt Restructuring | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Temporary Rate Modification | ​ | Extension of Maturity | ​ | Modification of Payment and Other Terms
(in thousands) | ​ | Number of Contracts | ​ | Recorded Investment | ​ | Number of Contracts | ​ | Recorded Investment | ​ | Number of Contracts | ​ | Recorded Investment
Nine months ended September 30, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | — | ​ | $ | — | ​ | 1 | ​ | $ | 109 | ​ | — | ​ | $ | —
All other CRE | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
All other A&D | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 202 | ​ | — | ​ | ​ | —
Commercial and industrial | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 215 | ​ | — | ​ | ​ | —
Residential mortgage – home equity | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Consumer | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Total | ​ | — | ​ | $ | — | ​ | 3 | ​ | $ | 526 | ​ | — | ​ | $ | —
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Temporary Rate Modification | ​ | Extension of Maturity | ​ | Modification of Payment and Other Terms
(in thousands) | ​ | Number of Contracts | ​ | Recorded Investment | ​ | Number of Contracts | ​ | Recorded Investment | ​ | Number of Contracts | ​ | Recorded Investment
Three months ended September 30, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Commercial real estate | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Non owner-occupied | ​ | — | ​ | $ | — | ​ | — | ​ | $ | — | ​ | — | ​ | $ | —
All other CRE | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Acquisition and development | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
1-4 family residential construction | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
All other A&D | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 202 | ​ | — | ​ | ​ | —
Commercial and industrial | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Residential mortgage | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Residential mortgage – term | ​ | — | ​ | ​ | — | ​ | 1 | ​ | ​ | 215 | ​ | — | ​ | ​ | —
Residential mortgage – home equity | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Consumer | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | — | ​ | — | ​ | ​ | —
Total | ​ | — | ​ | $ | — | ​ | 2 | ​ | $ | 417 | ​ | — | ​ | $ | —

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