<SEC-DOCUMENT>0001104659-22-007831.txt : 20220126
<SEC-HEADER>0001104659-22-007831.hdr.sgml : 20220126
<ACCEPTANCE-DATETIME>20220126161537
ACCESSION NUMBER:		0001104659-22-007831
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20220126
DATE AS OF CHANGE:		20220126

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST UNITED CORP/MD/
		CENTRAL INDEX KEY:			0000763907
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				521380770
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-180514
		FILM NUMBER:		22558070

	BUSINESS ADDRESS:	
		STREET 1:		19 S SECOND ST
		CITY:			OAKLAND
		STATE:			MD
		ZIP:			21550
		BUSINESS PHONE:		3013349471

	MAIL ADDRESS:	
		STREET 1:		19 S SECOND ST
		CITY:			OAKLAND
		STATE:			MD
		ZIP:			21550
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>tm224474d1_424b3.htm
<DESCRIPTION>424B3
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: white">Filed Pursuant to Rule
424(b)(3)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; background-color: white">Registration Statement
No. 333-180514</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>PROSPECTUS SUPPLEMENT NO. 1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><B>(to Prospectus dated March 31, 2015)</B></P>

<P STYLE="font: 13.5pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_001.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Dividend Reinvestment
and Stock Purchase Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>800,000 Shares of Common
Stock, Par Value $.01 Per Share</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>&nbsp;</B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 3pt; margin-bottom: 3pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">This Prospectus Supplement
No. 1 supplements and amends our Prospectus dated March 31, 2015 and forms a part of First United Corporation&rsquo;s Registration Statement
on Form S-1, File No. 333-180514, as amended by Post-Effective Amendment No. 3 on Form S-3 (the &ldquo;Registration Statement&rdquo;),
relating to our sale of up to 800,000 shares of our common stock, par value $.01 per share, to shareholders under our Dividend Reinvestment
and Stock Purchase Plan, as amended (the &ldquo;Plan&rdquo;). We have changed the time prior to each dividend payment date by which an
optional cash investment pursuant to the Stock Purchase feature of the Plan must be received by the Administrator of the Plan, and this
Prospectus Supplement updates certain portions of the Prospectus contained under the heading &ldquo;<B>DESCRIPTION OF THE PLAN</B>&rdquo;,
starting on page 7 thereof, to reflect this change. See the updated questions and answers set forth below for information regarding this
change.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt"><FONT>This
Prospectus Supplement should be read in conjunction with the Prospectus. If there is any inconsistency between the information in the
Prospectus and this Prospectus Supplement, then you should rely on the information in this Prospectus Supplement. </FONT>Any statement
that is modified or superseded shall not be deemed to constitute a part of the Prospectus except as modified or superseded by this Prospectus
Supplement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt">Our common stock is listed
on The NASDAQ Global Select Market under the symbol &ldquo;FUNC&rdquo;. As of January 25, 2022, the 20-day average of the high and low
sales prices of the common stock as reported on The NASDAQ Global Select Market was $19.42 per share. On January 25, 2022, the closing
sales price of our common stock as reported on The NASDAQ Global Select Market was $19.72 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 24.5pt"><B>Investing in our common
stock involves certain risks. You should review carefully the risks described under &ldquo;Risk Factors&rdquo; beginning on page 5 of
the Prospectus and under similar headings in any amendments or supplements to the Prospectus.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 15%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>NEITHER THE SECURITIES AND EXCHANGE COMMISSION
NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ACCURACY OR ADEQUACY OF THIS PROSPECTUS.
ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>THE SECURITIES OFFERED HEREBY ARE NOT DEPOSIT
OR SAVINGS ACCOUNTS OR OTHER OBLIGATIONS OF ANY BANK OR NON-BANK SUBSIDIARY OF FIRST UNITED CORPORATION, AND THEY ARE NOT INSURED BY THE
FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY OR INSTRUMENTALITY.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B></B></P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 15%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B></B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white; text-indent: 0.5in"><FONT STYLE="background-color: white">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT>Unless
otherwise mentioned or unless the context requires otherwise, references in this Prospectus Supplement to &ldquo;the Company&rdquo;, &ldquo;us&rdquo;
and &ldquo;our&rdquo; refer to First United Corporation.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white; text-indent: 0.5in"><FONT STYLE="background-color: white">&nbsp;</FONT></P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">This Prospectus Supplement
revises Question 9 and Question 11 of the Prospectus, both of which are found on page 7 thereof, under the heading &ldquo;<B>Optional
Cash Investments &ndash; Stock Purchase Feature</B>&rdquo; to read as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.4in 0pt 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.4in 0pt 0.5in"><I>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;How does
a participant make optional cash investments?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.4in 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">A Plan
participant may make an optional cash investment through the Administrator&rsquo;s website at <U>www.computershare.com/investor</U>, by
using the cash investment form that will be attached to each statement of account sent to participants by the Administrator, or, if no
statement is sent, by returning to the Administrator a completed optional cash investment form, which may be obtained directly from the
Administrator. See Question No. 35 for information regarding how to contact the Administrator. A participant&rsquo;s optional investment
instructions, together with payment of the investment, must be received by the Administrator no later than three (3) business days prior
to the next Dividend Payment Date (the &ldquo;Investment Deadline&rdquo;) (See Question No. 6 and Question No. 11). If we do not declare
a dividend in a particular quarter, then the term &ldquo;Dividend Payment Date&rdquo; as used in this Prospectus, for purposes of determining
the timely receipt of optional cash investment instructions, will be deemed to be the first business day of February, May, August or November,
as the case may. The Administrator will apply any optional cash investments received from a participant to the purchase of shares of common
stock for the account of that participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white; color: #333333">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">If a participant
chooses to participate only in the Stock Purchase feature of the Plan, we will pay cash dividends, if declared, on shares registered in
the participant&rsquo;s name in the usual manner and the Administrator will apply any optional cash investments received from the participant
to the purchase of additional shares of common stock for the participant&rsquo;s account under the Plan. Shares of common stock purchased
with optional cash investments and credited to the account of the participant will automatically be enrolled in the Dividend Reinvestment
feature of the Plan. Accordingly, cash dividends paid on such shares will be reinvested in additional shares of common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.4in 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.4in 0pt 0.5in"><I>11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When
will the Administrator invest optional cash investments?</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white; color: #333333">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Optional
cash investments received by the Investment Deadline for a particular Dividend Payment Date will be held by the Administrator and combined
with funds received from that dividend, if any, for the purchase of common stock under the Plan. Any optional cash investment received
after the Investment Deadline for a particular Dividend Payment Date will be returned to the participant. Participants must mail forms
and checks in a manner to ensure they are received by the Administrator at least three (3) business days prior to a Dividend Payment Date
to ensure investment on the Dividend Payment Date, but in no event should forms and checks be received by the Administrator more than
30 calendar days prior to the Dividend Payment Date. Neither we nor the Administrator can control the delivery of mail, and, therefore,
neither we nor the Administrator will be responsible if an optional cash investment is not made due to a delay in the delivery of a participant&rsquo;s
check. Any optional cash investments received more than 30 calendar days prior or less than three business days prior to a Dividend Payment
Date will be returned to the participant.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white; color: #333333">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">No interest
will be paid by the Administrator on optional cash investments held by the Administrator.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white; color: #333333">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>The date of this Prospectus
Supplement No. 1 is January 26, 2022.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B></B></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
