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Consolidated Statements of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income        
Interest and fees on loans $ 22,294 $ 20,221 $ 44,049 $ 39,439
Interest on investment securities: Taxable 1,776 1,697 3,539 3,441
Interest on investment securities: Exempt from federal income tax 57 53 102 106
Total investment income 1,833 1,750 3,641 3,547
Other 744 1,142 1,243 2,025
Total interest income 24,871 23,113 48,933 45,011
Interest expense        
Savings 45 46 88 94
Interest-bearing transaction accounts 5,104 5,011 10,304 9,712
Time deposits 1,639 1,341 3,079 2,858
Total interest on deposits 6,788 6,398 13,471 12,664
Interest on short-term borrowings 21 509 41 970
Interest on long-term borrowings 1,355 968 2,698 2,327
Total Interest Expense 8,164 7,875 16,210 15,961
Net Interest income 16,707 15,238 32,723 29,050
Credit loss expense - loans 728 1,251 1,385 2,212
Credit loss expense/(credit) - off-balance sheet credit exposures 132 (57) 131 (72)
Total credit loss expense 860 1,194 1,516 2,140
Net interest income after provision for credit losses 15,847 14,044 31,207 26,910
Other operating income        
Net gains on sales of residential mortgage loans 146 59 238 141
Net gains 146 59 238 141
Total other income 4,940 4,782 9,762 9,575
Total other operating income 5,086 4,841 10,000 9,716
Other operating expenses        
Salaries and employee benefits 7,319 7,256 14,650 14,413
FDIC premiums 267 285 512 554
Equipment expense 565 635 1,143 1,558
Occupancy expense of premises 675 652 1,364 1,606
Data processing expense 1,600 1,422 3,103 2,740
Marketing expense 196 184 434 318
Professional services 589 449 1,065 935
Contract labor 166 84 329 267
Telephone 96 103 194 212
Other real estate owned expense, net 208 14 300 100
Investor relations 132 91 194 144
Contributions 78 66 134 116
Other 1,083 1,123 2,128 2,282
Total other operating expenses 12,974 12,364 25,550 25,245
Income before income tax expense 7,959 6,521 15,657 11,381
Provision for income tax expense 1,975 1,607 3,867 2,769
Net Income $ 5,984 $ 4,914 $ 11,790 $ 8,612
Basic net income per share (in dollars per share) $ 0.92 $ 0.75 $ 1.82 $ 1.31
Diluted net income per share (in dollars per share) $ 0.92 $ 0.75 $ 1.81 $ 1.31
Weighted average number of basic shares outstanding (in shares) 6,489 6,527 6,482 6,585
Weighted average number of diluted shares outstanding (in shares) 6,506 6,537 6,498 6,596
Dividends declared per share $ 0.22 $ 0.2 $ 0.44 $ 0.4
Service charges on deposit accounts        
Other operating income        
Total other income $ 577 $ 556 $ 1,124 $ 1,112
Other service charges        
Other operating income        
Total other income 214 225 420 440
Trust department        
Other operating income        
Total other income 2,386 2,255 4,709 4,443
Debit card income        
Other operating income        
Total other income 983 999 1,904 1,931
Bank owned life insurance        
Other operating income        
Total other income 349 334 690 660
Brokerage commissions        
Other operating income        
Total other income 370 362 791 857
Other        
Other operating income        
Total other income $ 61 $ 51 $ 124 $ 132