<SEC-DOCUMENT>0001437749-25-007439.txt : 20250313
<SEC-HEADER>0001437749-25-007439.hdr.sgml : 20250313
<ACCEPTANCE-DATETIME>20250313114212
ACCESSION NUMBER:		0001437749-25-007439
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250313
DATE AS OF CHANGE:		20250313

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Stephens Gary
		CENTRAL INDEX KEY:			0001769032
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34142
		FILM NUMBER:		25734523

	MAIL ADDRESS:	
		STREET 1:		125 N THIRD AVE
		CITY:			OAKDALE
		STATE:			CA
		ZIP:			95361

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Oak Valley Bancorp
		CENTRAL INDEX KEY:			0001431567
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				262326676
		STATE OF INCORPORATION:			CA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		125 N. THIRD AVE.
		CITY:			OAKDALE
		STATE:			CA
		ZIP:			95361
		BUSINESS PHONE:		209-844-7500

	MAIL ADDRESS:	
		STREET 1:		125 N. THIRD AVE.
		CITY:			OAKDALE
		STATE:			CA
		ZIP:			95361
</SEC-HEADER>
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<TYPE>4
<SEQUENCE>1
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<DESCRIPTION>FORM 4
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            <rptOwnerName>Stephens Gary</rptOwnerName>
        </reportingOwnerId>
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            <rptOwnerStreet1>125 NORTH THIRD AVENUE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>OAKDALE</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>95361</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isOfficer>1</isOfficer>
            <officerTitle>EVP Commercial Banking</officerTitle>
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    <aff10b5One>0</aff10b5One>

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    <footnotes>
        <footnote id="F1">Shares acquired through company 401k plan.  Purchase transactions occur under 10b5-1 purchase plan with various dates and pricing.</footnote>
        <footnote id="F2">Adjustment to holdings for shares acquired through 401k profit sharing plan in 2024.</footnote>
        <footnote id="F3">Each restricted stock share that is unvested is subject to certain restrictions on disposition as well as certain forfeiture rights, which will lapse upon vesting.</footnote>
        <footnote id="F4">The restricted stock will vest 20% annually on the following dates:

2/28/2026
2/28/2027
2/28/2028
2/28/2029
2/28/2030</footnote>
        <footnote id="F5">Award of restricted stock to executive employee pursuant to Stock Incentive Plan.</footnote>
        <footnote id="F6">Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2020 vested 2/28/2025</footnote>
        <footnote id="F7">Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2021 vested 2/28/2025</footnote>
        <footnote id="F8">Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2022 vested 2/28/2025</footnote>
        <footnote id="F9">Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2023 vested 2/28/2025</footnote>
        <footnote id="F10">Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2024 vested 2/28/2025</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Stephens Gary</signatureName>
        <signatureDate>2025-03-11</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
