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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>9999999997-09-016848.txt : 20090415
<SEC-HEADER>9999999997-09-016848.hdr.sgml : 20090415
<ACCEPTANCE-DATETIME>20090415101441
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ACCESSION NUMBER:		9999999997-09-016848
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20081207
FILED AS OF DATE:		20090320
DATE AS OF CHANGE:		20090415
EFFECTIVENESS DATE:		20090320

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORWOOD FINANCIAL CORP
		CENTRAL INDEX KEY:			0001013272
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232828306
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1207

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28364
		FILM NUMBER:		09010401

	BUSINESS ADDRESS:	
		STREET 1:		717 MAIN ST
		STREET 2:		PO BOX 269
		CITY:			HONESDALE
		STATE:			PA
		ZIP:			18431
		BUSINESS PHONE:		7172531455
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<FILENAME>9999999997-09-016848.paper
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This document was generated as part of a paper submission.
Please reference the Document Control Number 09010401 for access to the original document.
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