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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Interest Income        
Loans receivable, including fees $ 5,468 $ 5,218 $ 10,396 $ 10,628
Securities 1,135 1,141 2,225 2,362
Other 16 18 24 29
Total interest income 6,619 6,377 12,645 13,019
Interest Expense        
Deposits 932 1,102 1,817 2,301
Short-term borrowings 27 27 51 61
Other borrowings 342 416 678 828
Total interest expense 1,301 1,545 2,546 3,190
NET INTEREST INCOME 5,318 4,832 10,099 9,829
PROVISION FOR LOAN LOSSES 430 150 650 480
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 4,888 4,682 9,449 9,349
Other Income        
Service charges and fees 592 570 1,141 1,093
Income from fiduciary activities 105 93 218 179
Net realized gains on sales of securities 12 64 224 219
Gains on sale of loans and servicing rights 98 130 241 205
Other 186 159 377 322
Total other income 993 1,016 2,201 2,018
Other Expenses        
Salaries and employee benefits 1,832 1,572 3,533 3,187
Occupancy, furniture & equipment, net 408 408 806 802
Data processing related 187 216 402 412
Taxes, other than income 143 150 272 297
Professional fees 126 138 281 277
Merger related expenses 488 0 755 0
Federal Deposit Insurance Corporation Insurance assessment 95 118 215 236
Foreclosed real estate owned 17 13 36 29
Other 640 561 1,170 1,096
Total other expenses 3,936 3,176 7,470 6,336
INCOME BEFORE INCOME TAXES 1,945 2,522 4,180 5,031
INCOME TAX EXPENSE 461 704 1,036 1,416
NET INCOME $ 1,484 $ 1,818 $ 3,144 $ 3,615
BASIC EARNINGS PER SHARE $ 0.50 $ 0.66 $ 1.10 $ 1.31
DILUTED EARNINGS PER SHARE $ 0.50 $ 0.66 $ 1.10 $ 1.31