<SEC-DOCUMENT>0000946275-12-000415.txt : 20121109
<SEC-HEADER>0000946275-12-000415.hdr.sgml : 20121109
<ACCEPTANCE-DATETIME>20121109093859
ACCESSION NUMBER:		0000946275-12-000415
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		9
CONFORMED PERIOD OF REPORT:	20120930
FILED AS OF DATE:		20121109
DATE AS OF CHANGE:		20121109

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORWOOD FINANCIAL CORP
		CENTRAL INDEX KEY:			0001013272
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232828306
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28364
		FILM NUMBER:		121191933

	BUSINESS ADDRESS:	
		STREET 1:		717 MAIN ST
		STREET 2:		PO BOX 269
		CITY:			HONESDALE
		STATE:			PA
		ZIP:			18431
		BUSINESS PHONE:		7172531455
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>f10q_093012-0160.htm
<DESCRIPTION>FORM 10-Q 9-30-12 NORWOOD FINANCIAL CORP.
<TEXT>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Mark One)</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">OR</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">Commission file number&#160;&#160;&#160;<font style="TEXT-DECORATION: underline">&#160;&#160;0-28366&#160;&#160;&#160;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Norwood Financial Corp.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Exact name of Registrant as specified in its charter)</font></div>
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<td valign="top" width="35%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Pennsylvania</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23-2828306</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporation or organization)</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="30%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. employer identification no.)</font></div>
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td align="left" valign="top" width="43%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">717 Main Street, Honesdale, Pennsylvania</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18431</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Zip Code)</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="top" width="72%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(570) 253-1455</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Registrant&#8217;s telephone number, including area code)</font></div>
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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="top" width="72%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">NA</font></div>
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<td valign="top" width="72%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Former name, former address and former fiscal year, if changed since last report)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check (x) whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.&#160;&#160;Yes [x]&#160; No [ ]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).&#160; Yes&#160;&#160;[X]&#160;&#160;No&#160;&#160;&#160;[ ]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company.&#160;&#160;See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Large accelerated filer&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accelerated filer&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">x</font></font></div>
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<td valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-accelerated filer&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<td valign="top" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Smaller reporting company&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<td colspan="2" valign="top" width="78%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Do not check if a smaller reporting company)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the&#160;Exchange Act):&#160;&#160;&#160;&#160;[ ]&#160;&#160;Yes<font id="TAB1" style="MARGIN-LEFT: 12pt"></font>[X]&#160;&#160;No</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="45%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class</font></div>
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<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="39%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Outstanding as of&#160;November 1, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock, par value $0.10 per share</font></div>
</td>
<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="30%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;3,277,607</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">1</font></div>

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<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FORM 10-Q</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE QUARTER ENDED SEPTEMBER 30, 2012</font></div>

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<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></div>
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<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PART I -</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CONSOLIDATED FINANCIAL INFORMATION OF NORWOOD</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FINANCIAL CORP.</font></div>
</td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Statements</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;3</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">45</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Controls and Procedures</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PART II -</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">OTHER INFORMATION</font></div>
</td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Legal Proceedings</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1A.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Risk Factors</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">46</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Defaults upon Senior Securities</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mine Safety Disclosures</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 5.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 6.</font></div>
</td>
<td valign="top" width="67%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">47</font></div>
</td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Signatures</font></div>
</td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I.&#160;&#160;FINANCIAL INFORMATION</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1. Financial Statements</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Balance Sheets&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">unaudited)</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except share and per share data)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30,</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">December 31,</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">ASSETS</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and due from banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">8,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">24,825</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">12,449</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">35,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities available for sale, at fair value</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">147,639</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities held to maturity, fair value 2012:</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;$175, 2011: $177</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable, net of unearned income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">479,501</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">457,907</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Less:&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">5,341</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">5,458</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">474,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452,449</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment in Federal Home Loan Bank Stock, at cost</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank premises and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,453</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">7,479</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,468</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Foreclosed real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,910</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Goodwill</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">9,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other intangibles</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">5,121</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">5,656</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">698,697</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">668,814</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">LIABILITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Deposits:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Non-interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89,218</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">71,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Interest-bearing</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">452,372</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">453,808</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">541,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">525,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;Other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,775</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">4,201</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;TOTAL LIABILITIES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">606,746</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">580,753</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Common stock, $.10 par value per share, authorized</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>10,000,000; shares issued 2012: 3,371,849 shares,</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>2011: 3,371,866 shares</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Surplus</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,728</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">24,660</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Retained&#160;&#160;earnings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">66,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Treasury stock at cost: 2012: 94,242 shares,&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2011: 87,370 shares</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,739</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Accumulated other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,620</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,315</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>TOTAL STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">91,951</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">88,061</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>TOTAL LIABILITIES AND&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">698,697</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">668,814</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Income (unaudited)</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except per share data)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30,</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nine Months Ended</font></font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30,</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;2012</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;2011</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;2012</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;2011</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: -8.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INTEREST INCOME</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Loans receivable, including fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,429</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,917</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,004</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">42</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,409</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,655</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,257</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,300</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INTEREST EXPENSE</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,871</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">246</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">314</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">733</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">992</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,157</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,392</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,571</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,938</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INTEREST INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18,686</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,362</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">900</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">425</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,650</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,075</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INTEREST INCOME AFTER</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,352</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,838</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,036</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,287</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">OTHER INCOME</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Service charges and fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">581</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,674</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Income from fiduciary activities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net realized gains on sales of securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Gains on sale of loans and servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">83</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">143</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">220</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">234</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">679</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">611</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total other income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,591</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,506</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,088</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,707</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">OTHER EXPENSES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Salaries and employee benefits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,300</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Occupancy, furniture &amp; equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">512</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,489</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Data processing related</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">222</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">233</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">635</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Taxes, other than income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">451</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">414</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Professional fees</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">583</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Merger related expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Federal Deposit Insurance Corporation insurance assessment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">317</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Foreclosed real estate owned expense (income)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">372</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">184</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">743</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">700</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,076</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,026</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total other expenses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,957</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,354</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,061</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,824</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INCOME BEFORE INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,986</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,063</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INCOME TAX EXPENSE</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">786</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">775</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,419</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,811</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INCOME</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,200</font></font></td>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,215</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,644</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,359</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">BASIC EARNINGS PER SHARE</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.67</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.67</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.03</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.79</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">DILUTED EARNINGS PER SHARE</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.67</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.67</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.02</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.79</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">4</font></div>

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</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statement of Comprehensive Income (unaudited)</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands)</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Three Months Ended</font></font></div>

<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Three Months Ended</font></font></div>

<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2,200</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2,215</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Comprehensive Income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Investment securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized holding gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,331</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,021</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(453</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(688</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Reclassification of gains recognized in net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(544</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">214</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">185</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other Comprehensive Income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">461</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">974</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Comprehensive Income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2,661</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,189</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="60%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Nine Months Ended</font></font></div>

<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Nine Months Ended</font></font></div>

<div style="TEXT-ALIGN: right; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">6,644</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">5,359</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Comprehensive Income:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Investment securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Unrealized holding gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,775</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,648</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(602</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,241</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Reclassification of gains recognized in net income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">450</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">261</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;Other Comprehensive Income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">305</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">1,900</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Comprehensive Income</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">6,949</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="17%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">7,259</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="60%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to unaudited consolidated financial statements.</font><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">5</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Changes in Stockholders&#8217; Equity (unaudited)</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Nine Months Ended September 30, 2012</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except share and per share data)</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Common Stock</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Retained</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Treasury Stock</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Accumulated</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other</font></div>

<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Comprehensive</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Shares</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Surplus</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Earnings</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Shares</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Income</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Balance December 31, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,371,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">24,660</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">62,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">87,370</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,315</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">88,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Net Income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,644</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,644</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other comprehensive income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">305</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">305</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Cash dividends declared $.90&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>per share</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2,947</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Acquisition of&#160;&#160;treasury&#160;&#160;stock</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,647</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Compensation expense related&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>to stock o</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">ptions</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Stock options exercised</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(4,775</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Tax benefit on stock options</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">North Penn exchange&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>adjustment</font></div>
</td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(17</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">_____</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">______</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">_____</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">___</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 9.1pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Balance, September 30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3,371,849</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">337</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">24,728</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">66,005</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">94,242</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(2,739</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3,620</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">91,951</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Cash Flows (Unaudited)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nine Months Ended Sptember 30,&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM OPERATING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net Income</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,644</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Adjustments to reconcile net income to net cash provided by operating&#160;&#160;activities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">420</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">369</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Deferred income taxes</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net amortization of securities premiums and discounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">564</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net realized gain on sales of securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(768</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net increase in value of life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Loss (gain) on sale of foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net gain on sale of mortgage loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(163</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Mortgage loans originated for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(4,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(8,677</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Proceeds from sale of mortgage loans originated for sale</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,506</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Compensation expense related to stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">126</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Decrease in accrued interest receivable and other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;(Decrease) increase in accrued interest payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(281</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">675</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,828</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,241</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="72%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM INVESTING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Proceeds from sales</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Proceeds from maturities and principal reductions on mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Purchases</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(45,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(35,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Redemption of FHLB stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">661</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net (increase) decrease in loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24,261</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,975</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Purchase of bank premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(135</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Proceeds from sale of bank premises and equipment and foreclosed real estate</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">346</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Acquisition, net of cash acquired</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,544</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net cash (used in) provided by investing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(18,029</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">37,128</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="72%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM FINANCING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net increase (decrease) in deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net increase (decrease) in short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Repayments of other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(18,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Stock options exercised</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Tax benefit of stock options exercised</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Acquisition of treasury stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Cash dividends paid</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,951</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,559</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Net cash provided by (used in)financing activities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,117</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24,945</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Increase in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,916</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,424</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="72%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,423</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,625</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH AND CASH EQUIVALENTS, END OF PERIOD</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">35,339</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,049</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">7</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nine Months Ended September 30,&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Supplemental Disclosures of Cash Flow Information</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash payments for:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Interest paid to depositors and borrowers</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,430</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,985</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Income taxes paid, net of refunds</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,408</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,409</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Supplemental Schedule of Noncash Investing Activities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Investment purchases</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(774</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="72%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Transfers of loans to foreclosed real estate and repossession of other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">954</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,051</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="72%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

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<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">8</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Notes to the Unaudited Consolidated Financial Statements</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank&#8217;s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC,&#160;&#160;and WTRO Properties.&#160;&#160;&#160;All significant intercompany transactions have been eliminated in consolidation.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&#160;&#160;Actual results could differ from those estimates.&#160;&#160;The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&#160;&#160;The operating results for the three and nine month periods ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012 or any other future interim period.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company&#8217;s Annual Report on Form 10-K for the year-ended December 31, 2011.</font></div>

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<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&#160;&#160;Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&#160;&#160;Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share:</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(in thousands)</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nine Months Ended</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30,</font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30,</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Basic EPS weighted average shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,292</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,279</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,001</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Dilutive effect of stock options</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Diluted EPS weighted average shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,286</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,293</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,284</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,002</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore were not included in the diluted earnings per share calculation were 60,000 and 165,150 as of September 30, 2012 and 2011, respectively, based upon the closing price of Norwood common stock of $30.20 and $24.02 per share on September 30, 2012 and 2011, respectively.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3.&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Stock-Based Compensation</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;As of September 30, 2012, there was $33,000 of total unrecognized compensation cost related to non-vested options granted in 2011 under the plan, which will be fully amortized by December 31, 2012.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">9</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Options</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="3" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Weighted <br>
Average Exercise <br>
Price<br>
</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Per Share</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Weighted Average <br>
Remaining <br>
Contractual Term</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Aggregate <br>
Intrinsic Value <br>
(in thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Outstanding at January 1, 2012</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">209,914</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28.43</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;6.3</font></div>
</td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Yrs.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">113</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Granted</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Exercised</font></div>
</td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(4,775</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20.72</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.8</font></div>
</td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Yrs.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">31</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Forfeited</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(12,225</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">29.65</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.2</font></div>
</td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Yrs.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Outstanding at September 30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">192,914</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28.54</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.7</font></div>
</td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Yrs.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">370</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Exercisable at September 30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">164,914</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="11%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28.72</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="9%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.0</font></div>
</td>
<td align="left" valign="bottom" width="5%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Yrs.</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="10%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">293</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-SIZE: 9pt">&#160;</font> </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="11%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&#160;&#160;The stock price was $30.20 as of September 30, 2012 and $27.47 as of December 31, 2011.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Off-Balance Sheet Financial Instruments and Guarantees</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&#160;&#160;These financial instruments include commitments to extend credit and letters of credit.&#160;&#160;Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank&#8217;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&#160;&#160;The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A summary of the Bank&#8217;s financial instrument commitments is as follows:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unfunded availability under loan commitments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38,297</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,649</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unfunded commitments under lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="76%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Standby letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">11,277</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">11,960</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="76%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">86,655</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">80,792</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.&#160;&#160;Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.&#160;&#160;Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.&#160;&#160;The Bank evaluates each customer&#8217;s credit worthiness on a case-by-case basis.&#160;&#160;The amount of </font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">10</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management&#8217;s credit evaluation of the customer and generally consists of real estate.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&#160;&#160;Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.&#160;&#160;Generally, all letters of credit, when issued, have expiration dates within one year.&#160;&#160;The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&#160;&#160;The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&#160;&#160;Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&#160;&#160;The current amount of the liability as of September 30, 2012 for guarantees under standby letters of credit issued is not material.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5. <font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and fair value of securities were as follows:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="90%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Cost</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Gains</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">55,445</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,249</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 8pt">Mortgage</font>-backed securities-</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">government sponsored entities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">70,292</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,869</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(39</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">72,122</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">141,777</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,238</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">374</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">27</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">401</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">142,151</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,529</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(41</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">147,639</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">172</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">175</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">11</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Gains</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,268</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">54,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,640</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,733</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">sponsored entities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">68,886</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,081</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">70,965</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">144,993</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4,981</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">149,918</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">239</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">109</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">345</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,232</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,090</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(59</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">150,263</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">171</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">6</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">177</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables show the Company&#8217;s investments&#8217; gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):</font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">September 30, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Less than 12 Months</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12 Months or More</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Mortgage-backed securities-government&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,062</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(39</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,062</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(39</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">15,223</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(41</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">15,223</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(41</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">December 31, 2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Less than 12 Months</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;12 Months or More</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Total</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 8pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 8pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Mortgage-backed securities-government&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,495</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Equity securities-financial services</font></div>
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<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;34</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;15</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(1</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;49</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,681</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(58</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">15</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(1</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,696</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(59</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>At September 30, 2012, the Company has 14 debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category.&#160;&#160;In Management&#8217;s opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to </font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the acquisition of specific securities.&#160;&#160;The Company holds a small amount of equity securities in other financial institutions.&#160;&#160;As of September 30, 2012, there were no unrealized losses on equity securities.&#160;&#160;Management believes that the unrealized loss represents temporary impairment of the securities as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the securities before recovery of their cost basis.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The amortized cost and fair value of debt securities as of September 30, 2012 by contractual maturity are shown below.&#160;&#160;Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amortized <br>
Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair <br>
Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amortized <br>
Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair <br>
Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,586</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after one year through five years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,996</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after five years through ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">30,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32,221</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government&#160;sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">70,292</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">72,122</font></font> </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">141,777</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">147,238</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">172</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">175</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nine Months</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Ended&#160;September 30,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Ended September 30,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">G</font>ross realized gains</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">631</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">548</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">776</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross realized losses</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(4</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(8</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net realized gain</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">631</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">544</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,318</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">768</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from sales of securities</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,549</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,390</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,265</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,734</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">6. Loans Receivable and Allowance for Loan Losses</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Types of loans<br>
(dollars in thousands)&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="7" valign="bottom" width="23%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="7" valign="bottom" width="23%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="7" valign="bottom" width="23%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="7" valign="bottom" width="23%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31,</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate-Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">30.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font>Commercial</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">57.1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">262,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">57.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font> Construction</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial, financial and agricultural</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer loans to individuals</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,515</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.0</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,934</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.0</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">479,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">458,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Deferred fees (net)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(498</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,341</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,458</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Net loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">474,160</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">452,449</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in the accretable yield for purchased credit-impaired loans were as follows for the nine months ended September 30, 2012 (in thousands):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="88%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at beginning of period</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="88%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accretion</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="88%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Reclassification and other</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="88%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Balance at end of period</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">100</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="88%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="30%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">September 30, 2012</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">December 31, 2011</font></div>
</td>
</tr><tr>
<td valign="top" width="30%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Acquired Loans with Specific <br>
Evidence of Deterioration in Credit <br>
<font style="DISPLAY: inline">Quality</font></font></div>
</td>
<td valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Acquired Loans with Specific <br>
Evidence of Deterioration in Credit <br>
<font style="DISPLAY: inline">Quality</font></font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Outstanding Balance</font></div>
</td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$1,328</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$ 1,412</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Carrying Amount</font></div>
</td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;1,228</font></div>
</td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="top" width="30%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;1,246</font></div>
</td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the &#8220;acquisition date&#8221;) and September 30, 2012.&#160;&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company maintains a loan review system, which provides for a periodic review of our loan portfolio and the early identification of potential impaired loans.&#160;&#160;Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers.&#160;&#160;Specific loan loss allowances are established for identified losses based on a review of such information.&#160;&#160;A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">the loan agreement.&#160;&#160;All loans identified as impaired are evaluated independently.&#160;&#160;We do not aggregate such loans for evaluation purposes.&#160;&#160;Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.&#160;&#160;Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Construction</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Consumer<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Total</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">September 30, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Individually&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,394</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Loans acquired&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">with&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">deteriorated&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">credit quality</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">271</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">957</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,228</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Collectively&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">147,785</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">261,967</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,819</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">28,291</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,515</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">467,377</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total loans&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">148,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">274,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">28,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">479,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">15</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Rreal Estate</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Consumer<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Total</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2011</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Individually&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; Loans acquired&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">with&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">deteriorated&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">903</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,246</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Collectively&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">147,805</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">249,787</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">11,087</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">22,086</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,934</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">444,699</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">148,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">262,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">22,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">458,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Investment</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Associated</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30, 2012</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">With no related allowance recorded:</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">271</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,585</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,665</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,193</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">With an allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">271</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,114</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recorded</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Investment</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unpaid</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Principal</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Balance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Associated</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December 31, 2011</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">With no related allowance recorded:</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="TEXT-ALIGN: center; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">385</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,807</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,978</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">With an allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">6,823</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">385</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,231</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following information for impaired loans is presented for the nine months ended September 30, 2012 and 2011:</font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average Recorded</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Income</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate loans</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">284</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,454</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">206</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">210</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">380</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following information for impaired loans is presented for the three months ended September 30, 2012 and 2011:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Average Recorded</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Interest Income</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Recognized</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2011</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(In thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Real Estate loans</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">272</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">12,783</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">15,818</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">155</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">&#160;</div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources.&#160;&#160;As of September 30, 2012, troubled debt restructured loans totaled $6.1 million and resulted in specific reserves of $78,000. During the quarter ending September 30, 2012, one loan with a balance of $6.5 million was written down by $1.0 million to $5.5 million as a result of the borrower&#8217;s inability to make the modified payments.&#160;&#160;The write-down was based on the estimated realizable value of the real estate collateral.&#160;&#160;During 2012 and 2011, there were no new loans identified as troubled debt restructurings.&#160;&#160;As of December 31, 2011, troubled debt restructured loans totaled $7.2 million and resulted in specific reserves of $1.2 million.</font></font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management uses a seven point internal risk rating system to monitor the credit quality of the overall loan portfolio.&#160;&#160;The first three categories are considered not criticized, and are aggregated as &#8220;Pass&#8221; rated.&#160;&#160;The criticized rating categories utilized by management generally follow bank regulatory definitions.&#160;&#160;The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.&#160;&#160;Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.&#160;&#160;All loans greater than 90 days past due are considered Substandard.&#160;&#160;Any portion of a loan that has been charged off is placed in the Loss category.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.&#160;&#160;Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event.&#160;&#160;The Bank&#8217;s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis.&#160;&#160;Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration.&#160;&#160;Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings.&#160;&#160;Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of&#160;&#160;September 30, 2012 and December 31, 2011 (in thousands):</font></div>

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</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Pass</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Special</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Mention</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Substandard</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Doubtful</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">September 30, 2012</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">247,475</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,376</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,230</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,930</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">275,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,696</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">302,609</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Pass</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Special</font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Mention</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Substandard</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Doubtful</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">December 31, 2011</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">237,407</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,009</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,060</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">262,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">427</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">659</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">259,005</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,436</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">285,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">19</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.&#160;&#160;Nonperforming loans include loans on nonaccrual status and accruing loans which are past due over ninety days. The following table presents the recorded investment in the loan classes based on payment activity as of September 30, 2012 and December 31, 2011 (in thousands):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">September 30, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Performing</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Nonperforming</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">145,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">148,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">14,515</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">175,017</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">177,390</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="60%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">December 31, 2011</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Performing</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Nonperforming</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Residential real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">145,061</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">148,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">13,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">170,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">173,169</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="60%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.&#160;&#160;The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2012 and December 31, 2011 (in thousands):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="23%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Current</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">31-60 <br>
Days Past<font style="DISPLAY: inline; FONT-SIZE: 8pt"> <br>
Due</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">61-90 <br>
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<font style="DISPLAY: inline; FONT-SIZE: 8pt">Due</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Greater than <br>
90 Days Past <br>
Due and still <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">accruing</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Non-<br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total Past <br>
Due and <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Non-<br>
Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Loans</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">September 30, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">144,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,332</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">148,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">260,555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,364</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">991</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,526</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">274,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">28,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">28,528</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,457</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">53</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">5</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">58</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,515</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">462,813</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,281</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">17,186</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">479,999</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Current</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">31-60 <br>
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Due</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">61-90 <br>
Days Past <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Due</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center; LINE-HEIGHT: 1">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Greater than <br>
90 Days Past <br>
Due and still <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">accruing</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Non-<br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total Past <br>
Due and <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Non-<br>
Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total <br>
<font style="DISPLAY: inline; FONT-SIZE: 8pt">Loans</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">143,550</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,351</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">148,148</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">255,613</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,015</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,524</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,863</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">262,476</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">555</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">22,086</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">22,684</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,835</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">89</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">10</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">99</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,934</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="23%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">445,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,713</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">458,329</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="23%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the allowance for loan losses by the classes of the loan portfolio:</font><br>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, December 31, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,257</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1,316</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(46</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">836</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">594</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">10</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">158</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">52</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">1,650</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance, September&#160;&#160;30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance individually</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">89</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance collectively</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,252</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, June 30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,559</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">263</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,775</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">) )</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">227</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">645</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(12</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">42</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">900</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance, September 30, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">282</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,341</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">22</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div align="left">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, December 31, 2010</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,976</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">110</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(372</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(963</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(80</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1,417</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">333</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">782</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(29</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(20</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">1,075</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance,&#160;September 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,795</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance individually</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,322</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance collectively</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,473</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,023</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, June 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,096</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,675</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">258</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,267</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">) </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">185</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(10</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(104</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">35</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">425</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance,&#160;September 30, 2011</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,153</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,795</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">81</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region&#8217;s economy.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of September 30, 2012, the Company considered its concentration of credit risk to be acceptable.&#160;&#160;The highest concentrations are in the hospitality lodging industry and property owners associations with loans outstanding of $46.4 million, or 51.6% of capital, to the hospitality lodging industry and $10.3 million, or 15.6% of capital, to property owners associations. There were no losses recognized on loans to the hospitality industry or to property owners associations during the current period.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Gross realized gains and gross realized losses on sales of residential mortgage loans were $163,000 and $0 respectively, in the first nine months of 2012 compared to $240,000 and $21,000, respectively, in the same period in 2011.&#160;&#160;The proceeds from the sales of residential mortgage loans totaled $4.5 million and $9.0 million for the nine months ended September 30, 2012 and 2011, respectively.&#160;&#160;During the three months ended September 30, 2012, gross realized gains and gross realized losses on sales of residential mortgage loans were $88,000 and $0 respectively, compared to $81,000 and $21,000, respectively in the same three month period of 2011.&#160;&#160;The proceeds from the sales of residential mortgage loans totaled $2.2 million and $2.2 million, respectively for the three months ended September 30, 2012 and 2011.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">23</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">7.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&#160;&#160;These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&#160;&#160;Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair value is determined at one point in time and is not representative of future value.&#160;&#160;These amounts do not reflect the total value of a going concern organization.&#160;&#160;Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Securities:</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair value of securities available for sale (carried at fair value) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities&#8217; relationship to other benchmark quoted prices.&#160;&#160;For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability and such adjustments are generally based on available market evidence (Level 2).&#160;&#160;Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain (Level 3) investments, if applicable.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>We may be required from time to time to measure certain assets at fair value on a nonrecurring basis.&#160;&#160;&#160;These adjustments to fair value usually result from application of lower-of-cost-or market accounting or write-downs of individual assets.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans (carried at fair value):</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company measured impairment generally based on the fair value of the loan&#8217;s collateral.&#160;&#160;Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds.&#160;&#160;These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Foreclosed real estate owned (carried at fair value):</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&#160;&#160;Fair value is based upon independent market prices, appraised value of the collateral or management&#8217;s estimation of the value of the collateral.&#160;&#160;These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font>For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:</font></div>

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<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">24</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
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&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="15" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value Measurement Using</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Description</font></font></div>
</td>
<td colspan="3" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></div>
</td>
<td colspan="15" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">72,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">72,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">401</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">401</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,639</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">401</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,238</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">70,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">70,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">345</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">345</font></font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#173;-</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150,263</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">345</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">149,918</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value Measurement&#160;using</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Description</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed Real Estate Owned</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">659</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">659</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,192</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,192</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,399</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,399</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed Real Estate Owned</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,910</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,910</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,309</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,309</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no assets measured at fair value on a recurring basis for which the Company has utilized Level 3 inputs to determine fair value at September 30, 2012.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">25</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Norwood has utilized Level 3 inputs to determine fair value:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="4" valign="top" width="57%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Quantitative Information about Level 3 Fair Value Measurements</font></font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td valign="top" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Estimate</font></font></div>
</td>
<td valign="top" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Valuation <br>
<font style="DISPLAY: inline; FONT-SIZE: 9pt">Techniques</font></font></font></div>
</td>
<td valign="top" width="14%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Input</font></font></div>
</td>
<td valign="top" width="17%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Range(Weighted</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Average)</font></font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September&#160;30, 2012</font></div>
</td>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="14%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="17%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired loans</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td valign="top" width="12%" style="TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$12,533<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font></font></div>

<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
</td>
<td align="left" valign="top" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of <br>
</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)</font></div>
</td>
<td align="left" valign="top" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">adjustments(2)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></div>
</td>
<td valign="bottom" width="17%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10-30% (24.05%)</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
</td>
</tr><tr>
<td align="left" valign="top" width="25%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate owned</font></div>
</td>
<td valign="top" width="12%" style="TEXT-ALIGN: right">
<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$659<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font></font></div>
</td>
<td align="left" valign="top" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of <br>
</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)(3)</font></div>
</td>
<td valign="top" width="14%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Liquidation </font></font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">expenses(2)</font></font></div>
</td>
<td valign="top" width="17%">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20%</font></font></div>

<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="4%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-SIZE: 9pt">(1)</font></font></td>
<td width="96%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair value is generally determined through independent appraisals of the underlying collateral, which&#160;generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></td>
</tr><tr>
<td valign="top" width="4%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;(2)</font></td>
<td width="96%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Appraisals may be adjusted by management for qualitative factors such as economic conditions and <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">estimated liquidation expenses.&#160;&#160;The range and weighted average of liquidation expenses and other&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">appraisal adjustments are presented as a percent of the appraisal.</font></font></font></td>
</tr><tr>
<td valign="top" width="4%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;(3)</font></td>
<td width="96%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Includes qualitative adjustments by management and estimated liquidation expenses.</font></td>
</tr></table>
</div>

<div>&#160;</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company&#8217;s assets and liabilities.&#160;&#160;Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company&#8217;s disclosures and those of other companies may not be meaningful.&#160;&#160;The following methods and assumptions were used to estimate the fair values of the Company&#8217;s financial instruments at September 30, 2012 and December 31, 2011.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Cash and cash equivalents <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets&#8217; fair values.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans receivable <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&#160;&#160;Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&#160;&#160;Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair value of impaired loans are generally based on the fair value of the loan&#8217;s collateral.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage servicing rights <font style="FONT-STYLE: italic; DISPLAY: inline">(generally carried at cost)</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&#160;&#160;Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">26</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Investment in Federal Home Loan Bank stock <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&#160;&#160;This restricted stock has no quoted market value and is carried at cost.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Bank owned life insurance <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair value is equal to the cash surrender value of the Bank-owned life insurance.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Accrued interest receivable and payable <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit liabilities <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&#160;&#160;Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Short-term borrowings <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amounts of short-term borrowings approximate their fair values.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other borrowings <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost</font>):</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity.&#160;&#160;These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Off-balance sheet financial instruments <font style="FONT-STYLE: italic; DISPLAY: inline">(disclosed at cost):</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair values for the Company&#8217;s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties&#8217; credit standing.</font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">27</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The estimated fair values of the Bank&#8217;s financial instruments were as follows at September 30, 2012 and December 31, 2011. (In thousands)</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Fair Value Measurements at September 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Carrying <br>
Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Quoted Prices <br>
in Active <br>
Markets for <br>
Identical Assets</font></font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Significant <br>
Other <br>
Observable <br>
Inputs</font></font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Significant <br>
Unobservable <br>
Inputs</font></font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Financial assets:</font></div>
</td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Cash and due from banks, interest-bearing deposits with banks and federal funds sold</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">35,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">35,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">35,339</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">401</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147,413</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">474,160</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">485,255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">485, 255</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Investment in FHLB stock</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,932</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,589</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Financial liabilities:</font></div>
</td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">541,590</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">543,356</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">330,734</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">212,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">32,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">32,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">32,386</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">27,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">30,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">30,780</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,462</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="LINE-HEIGHT: 1">
<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Off-balance sheet financial instruments:</font></div>

<div style="LINE-HEIGHT: 1; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160; Commitments to extend credit&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">and outstanding letters of&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">credit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left; LINE-HEIGHT: 1"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; LINE-HEIGHT: 1"><font style="FONT-SIZE: 8pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">28</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Fair Value Measurements <br>
at December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Carrying Amount</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Cash and due from banks, interest-</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">bearing deposits with banks and&#160;<br>
<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;</font></font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">federal funds sold</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,423</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,434</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">150,440</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">452,449</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">463,118</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">302</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Investment in FHLB stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,593</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">11,887</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,468</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,468</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">525,767</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">527,707</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">21,794</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">30,002</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Off-balance sheet financial instruments:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Commitments to extend credit and&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">outstanding letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">New and Recently Adopted Accounting Pronouncements</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Recent Accounting Pronouncements:</font></font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>In December 2011, the FASB issued ASU 2011-10, <font style="FONT-STYLE: italic; DISPLAY: inline">Property, Plant, and Equipment (Topic 360):&#160;&#160;Derecognition of in Substance Real Estate-a Scope Clarification.</font>&#160;&#160;The amendments in this Update affect entities that cease to have a&#160;&#160;controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt. Under the amendments in this Update, when a parent (reporting entity) ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt, the reporting entity should apply the guidance in <a name="GAAPUPD:176.1000-1"><!--EFPlaceholder--></a>Subtopic 360-20 to determine whether it should derecognize the in substance real estate. Generally, a reporting entity would not satisfy the requirements to derecognize the in substance real estate before the legal transfer of the real estate to the lender and the extinguishment of the related nonrecourse indebtedness.&#160;&#160;That is, even if the reporting entity ceases to have a controlling financial interest under <a name="GAAPUPD:176.1001-1"><!--EFPlaceholder--></a>Subtopic 810-10, the reporting entity would continue to include the real estate, debt, and the results of the subsidiary's operations in its consolidated financial statements until legal title to the real estate is transferred to legally satisfy the debt.&#160;&#160;The amendments in this Update should be applied on a prospective basis to deconsolidation events occurring after the effective date.&#160;&#160;Prior periods should not be adjusted even if the reporting entity has continuing involvement with previously derecognized in substance real estate entities.&#160;&#160;For public entities, the amendments in this Update are effective for fiscal years, and interim periods within those years, beginning on or after June 15, 2012.&#160;&#160;Early adoption is permitted.&#160;&#160;This ASU is not expected to have a significant impact on the Company&#8217;s financial statements.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In December 2011, the FASB issued ASU 2011-11, <font style="FONT-STYLE: italic; DISPLAY: inline">Balance Sheet (Topic 210):&#160;&#160;Disclosures about Offsetting Assets and Liabilities</font>.&#160;&#160;The amendments in this Update affect all entities that have financial instruments and derivative instruments that are either (1) offset in accordance with either <a name="GAAPUPD:203.8-1"><!--EFPlaceholder--></a>Section 210-20-45 or <a name="GAAPUPD:203.9-1"><!--EFPlaceholder--></a>Section 815-10-45 or (2) subject to an enforceable master netting arrangement or similar agreement.&#160;&#160;The requirements amend the disclosure requirements on offsetting in <a name="GAAPUPD:203.10-1"><!--EFPlaceholder--></a>Section 210-20-50.&#160;&#160;This information will enable users of an entity's financial statements to evaluate the effect or potential effect of netting arrangements on an entity's financial position, including the effect or potential effect of rights of setoff associated with certain financial instruments and derivative instruments in the scope of this Update.&#160;&#160;An entity is required to apply the amendments for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods.&#160;&#160;An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented.&#160;&#160;This ASU is not expected to have a significant impact on the Company&#8217;s financial statements.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Forward-Looking Statements</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Private Securities Litigation Reform Act of 1995 contains safe harbor provisions regarding forward-looking statements. When used in this discussion, the words &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;contemplates,&#8221; &#8220;expects,&#8221; and similar expressions are intended to identify forward-looking statements. Such statements are subject to certain risks and uncertainties which could cause actual results to differ materially from those projected. Those risks and uncertainties are as follows:</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<td align="left" valign="top" width="69%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our ability to realize the anticipated benefits from our acquisition of North Penn Bancorp, Inc.</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our ability to effectively manage future growth</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loan losses in excess of our allowance</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">risks inherent in commercial lending</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real estate collateral which is subject to declines in value</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">soundness of other financial institutions</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">increased compliance burden under new financial reform legislation</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">comparatively low legal lending limits</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">limited market for the Company&#8217;s stock</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">restrictions on ability to pay dividends</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">common stock may lose value</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">competitive environment</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">issuing additional shares may dilute ownership</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">extensive and complex governmental regulation and associated cost</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">interest rate risks</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Norwood Financial Corp. undertakes no obligation to publicly release the results of any revisions to those forward-looking statements which may be made to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Critical Accounting Policies</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Note 2 to the Company&#8217;s consolidated financial statements for the year ended December 31, 2011 (incorporated by reference in Item 8 of the Form 10-K) lists significant accounting policies used in the development and presentation of its financial statements.&#160;&#160;This discussion and analysis, the significant accounting policies, and other financial statement disclosures identify and address key variables and other qualitative and quantitative factors that are necessary for an understanding and evaluation of the Company and its results of operations.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, potential impairment of restricted stock, accounting for stock options, the valuation of deferred tax assets, the fair value of financial instruments, valuation of impaired loans, and the determination of other-than-temporary impairment losses on securities.&#160;&#160;Please refer to the discussion of the allowance for loan losses calculation under &#8220;Allowance for Loan Losses and Non-performing Assets&#8221; in the &#8220;Changes in Financial Condition&#8221; section.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company uses the modified prospective transition method to account for stock based compensation.&#160;&#160;Under this method companies are required to record compensation expense, based on the fair value of options over the vesting period.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Deferred income taxes reflect temporary differences in the recognition of the revenue and expenses for tax reporting and financial statement purposes, principally because certain items are recognized in different periods for financial reporting and tax return purposes.&#160;&#160;Although realization is not assured, the Company believes that it is more likely than not that all deferred tax assets will be realized.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Bonds, notes and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the term of the security.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates such designation as of each Consolidated Balance Sheet date.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Declines in the fair value of held to maturity and available for sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.&#160;&#160;In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the securities and it is more likely than not that it will not have to sell the securities before recovery of their cost basis.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company, as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&#160;&#160;This restricted stock has no quoted market value and is carried at cost.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The FHLB incurred losses in both 2009 and 2010 and had suspended the payment of dividends.&#160;&#160;However, the FHLB has shown positive results during 2011 and 2012 which includes stock redemptions and resumed dividend payments.&#160;&#160;The losses were primarily attributable to impairment of investment securities associated with the extreme economic conditions in place during the previous several years.&#160;&#160;Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.&#160;&#160;More consideration was given to the long-term prospects for the FHLB as opposed to the recent stress caused by the extreme economic conditions the world is facing.&#160;&#160;Management also considered that the FHLB&#8217;s regulatory </font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">capital ratios have increased from the prior year, liquidity appears adequate, and the new shares of FHLB stock continue to change hands at the $100 par value.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Management evaluates the restricted stock for impairment.&#160;&#160;Management&#8217;s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary decline in value.&#160;&#160;The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.&#160;&#160;Management believes no impairment charge is necessary related to the restricted stock as of September 30, 2012 and December 31, 2011.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>In estimating other-than-temporary impairment losses on securities, the Company considers 1) the length of time and extent to which the fair value has been less than cost, 2) the financial condition of the issuer, and 3) the intent and ability of the Company to hold the security to allow for a recovery to fair value.&#160;&#160;The Company believes that the unrealized loss on all other securities at September 30, 2012 and December 31, 2011 represents temporary impairment of the securities, related to changes in interest rates.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>In connection with the acquisition of North Penn, we recorded goodwill in the amount of $9.7 million, representing the excess of amounts paid over the fair value of net assets of the institutions acquired in purchase transactions, at its fair value at the date of acquisition.&#160;&#160;Goodwill is tested and deemed impaired when the carrying value of goodwill exceeds its implied fair value.&#160;&#160;The Company performed an assessment of key factors as of May 31, 2012 and determined that impairment of goodwill was not likely.&#160;&#160;The value of the goodwill can change in the future.&#160;&#160;We expect the value of the goodwill to decrease if there is a significant decrease in the franchise value of the Bank.&#160;&#160;If an impairment loss is determined in the future, we will reflect the loss as an expense for the period in which the impairment is determined, leading to a reduction of our net income for that period by the amount of the impairment loss.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Changes in Financial Condition</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Total assets as of September 30, 2012 were $698.7 million compared to $668.8 million as of December 31, 2011, an increase of $29.9 million.&#160;&#160;The increase includes $21.6 million of loan growth which was funded with an $15.8 million increase in deposits and a $10.6 million increase in short-term borrowings in the form of repurchase agreements.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair value of securities available for sale as of September 30, 2012 was $147.6 million compared to $150.3 million as of December 31, 2011.&#160;&#160;The Company purchased $45.8 million of securities principally using the proceeds from $48.5 million of securities sold, called, maturities and principal reductions.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The carrying value of the Company&#8217;s securities portfolio (Available-for Sale and Held-to Maturity) consisted of the following:</font></div>

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<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></td>
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<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></td>
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<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px">
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<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">% of portfolio</font></font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,042</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,398</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,917</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">37.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,809</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;government sponsored entities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">72,122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;48.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">70,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;47.2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">401</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;0.3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;345</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;0.2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,811</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150,434</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company has securities in an unrealized loss position.&#160;&#160;In management&#8217;s opinion, the unrealized losses reflect changes in interest rates subsequent to the acquisition of specific securities.&#160;&#160;Management believes that the unrealized losses represent temporary impairment of the securities, as the Company has the intent and ability to hold these investments until maturity or market price recovery.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Loans</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Loans receivable totaled $479.5 million at September 30, 2012 compared to $457.9 million as of December 31, 2011.&#160;&#160;The majority of the growth recorded in 2012 was centered in commercial loans.&#160;&#160;Commercial real estate loans increased $11.6 million during the period while other commercial loans increased $5.8 million.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The allowance for loan losses totaled $5,341,000 as of September 30, 2012 and represented 1.11% of total loans, compared to $5,458,000 at December 31, 2011, and $5,345,000 as of September 30, 2011.&#160;&#160;The Company had net charge-offs for the nine months ended September 30, 2012 of $1,767,000 compared to $1,346,000 in the comparable period in 2011.&#160;&#160;The Company&#8217;s loan review process assesses the adequacy of the allowance for loan losses on a quarterly basis.&#160;&#160;The process includes an analysis of the risks inherent in the loan portfolio.&#160;&#160;It includes an analysis of impaired loans and a historical review of credit losses by loan type.&#160;&#160;Other factors considered include:&#160;&#160;concentration of credit in specific industries; economic and industry conditions; trends in delinquencies and loan classifications, large dollar exposures and loan growth.&#160;&#160;Management considers the allowance adequate at September 30, 2012 based on the Company&#8217;s criteria.&#160;&#160;However, there can be no assurance that the allowance for loan losses will be adequate to cover significant losses, if any, that might be incurred in the future.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.2pt"></font>&#160;&#160;&#160;&#160;&#160;As of September 30, 2012, non-performing loans totaled $13.8 million, which is 2.87% of total loans compared to $7,815,000, or 1.71% of total loans at December 31, 2011.&#160;&#160;During the three month period ended September 30, 2012, one large commercial relationship in the amount of $6.5 million was transferred to nonaccrual status based on the borrower&#8217;s inability to make scheduled payments.&#160;&#160;Subsequent to the transfer, a $1.0 million write-down was processed based on the estimated realizable value of the collateral.</font><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">33</font></div>

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<div id="HDR"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding non-performing loans and foreclosed real estate at the dates indicated:</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

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<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">September 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Loans accounted for on a non-accrual basis:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Commercial and all other</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">13,477</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">7,411</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,714</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accruing loans which are contractually</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;past due 90 days or more</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">67</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total non-performing loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,781</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,815</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">659</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;2,910</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total non-performing assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">14,440</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">10,725</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Allowance for loans losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,341</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,458</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Coverage of non-performing loans</font></font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">x&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">x&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing loans to total loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing loans to total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing assets to total assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Deposits</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>During the nine month period ending September 30, 2012, total deposits increased $15.8 million which includes growth of $17.3 million in non-interest bearing demand deposits and a $14.2 million increase in money market accounts.&#160;&#160;Certificates of deposit decreased $10.9 million due primarily to the seasonality of municipal deposits while NOW account balances decreased due to fluctuations in municipal accounts.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;The following table sets forth deposit balances as of the dates indicated:</font><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September&#160;30, <br>
2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, <br>
2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">89,218</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">71,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">46,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">51,161</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">128,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">114,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66,706</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66,866</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits &lt;$100,000</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">143,493</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">141,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits &gt;$100,000</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">67,363</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">80,554</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">541,590</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">525,767</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Borrowings</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Short-term borrowings consist of securities sold under agreements to repurchase, which totaled $32.4 million on September 30, 2012 and $21.8 million on December 31, 2011.&#160;&#160;The increase of $10.6 million reflects the seasonality of the accounts.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other borrowings consisted of the following:</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 30, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Notes with the FHLB:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Convertible note due October 2012 at 4.37%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Convertible note due May 2013 at 3.015%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fixed rate note due July 2015 at 4.34%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,670</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Convertible note due January 2017 at 4.71%</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,533</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27,670</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">34</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The convertible notes contain an option which allows the FHLB, at quarterly intervals to change the note to an adjustable-rate advance at three month LIBOR plus 11 to 19 basis points.&#160;&#160;If the notes are converted, the option allows the Bank to put the funds back to the FHLB at no charge.&#160;&#160;The fixed rate borrowing due July 2015 includes a $533,000 fair value adjustment net of amortization, which was recorded at the time of the North Penn acquisition.</font><br>
</div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Stockholders&#8217; Equity and Capital Ratios</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of September 30, 2012, stockholders&#8217; equity totaled $92.0 million, compared to $88.1 million as of December 31, 2011.&#160;&#160;&#160;The net change in stockholders&#8217; equity included $6.6 million of net income, that was partially offset by $2.9 million of dividends declared.&#160;&#160;In addition, accumulated other comprehensive income increased $305,000 due to an increase in fair value of securities in the available for sale portfolio, net of tax.&#160;&#160;This increase in fair value is the result of a change in interest rates and spreads, which may impact the value of the securities. Because of interest rate volatility, the Company&#8217;s accumulated other comprehensive income could materially fluctuate for each interim and year-end period.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>A comparison of the Company&#8217;s regulatory capital ratios is as follows:</font></div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="92%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 115.2pt"></font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;September 30, 2012</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline">December 31, 2011</font></font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;(To average assets)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;11.61%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;11.29%</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Tier 1 Capital</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.2pt"></font>&#160;&#160;(To risk-weighted assets)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;15.88%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;15.86%</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Total Capital</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="92%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 7.2pt"></font>&#160;&#160;(To risk-weighted assets)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;16.97%&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;17.04%</font></div>
</td>
</tr><tr>
<td valign="top" width="92%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr></table>
</div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The minimum capital requirements imposed by the FDIC on the Bank for leverage, Tier 1 and Total Capital are 4%, 4% and 8%, respectively.&#160;&#160;The Company has similar capital requirements imposed by the Board of Governors of the Federal Reserve System (FRB).&#160;&#160;The Bank is also subject to more stringent Pennsylvania Department of Banking (PDB) guidelines.&#160;&#160;The Bank&#8217;s capital ratios do not differ significantly from the Company&#8217;s ratios.&#160;&#160;Although not adopted in regulation form, the PDB utilizes capital standards requiring a minimum of 6.5% leverage capital and 10% total capital.&#160;&#160;The Company and the Bank were in compliance with applicable FRB, FDIC and PDB capital requirements as of September 30, 2012 and December 31, 2011.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Liquidity</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of September 30, 2012, the Company had cash and cash equivalents of $35.3 million in the form of cash, due from banks and short-term deposits with other institutions.&#160;&#160;In addition, the Company had total securities available for sale of $147.6 million which could be used for liquidity needs.&#160;&#160;This totals $182.9 million and represents 26.2% of total assets compared to $171.7 million and 25.7% of total assets as of December 31, 2011.&#160;&#160;The Company also monitors other liquidity measures, all of which were within the Company&#8217;s policy guidelines as of September 30, 2012 and December 31, 2011.&#160;&#160;Based upon these measures, the Company believes its liquidity is adequate.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Capital Resources</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment available from the Federal Home Loan Bank (FHLB) of Pittsburgh for borrowings of up to $20,000,000 which expires in December 2016.&#160;&#160;There were no borrowings under this line at September 30, 2012 and December 31, 2011.</font></div>

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</div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment from Atlantic Central Bankers Bank for $7,000,000 which expires June 30, 2013.&#160;&#160;There were no borrowings under this line as of September 30, 2012 and December 31, 2011.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment available which has no stated expiration date from PNC Bank for $16,000,000.&#160;&#160;There were no borrowings as of September 30, 2012 and December 31, 2011.</font></div>

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</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Bank&#8217;s maximum borrowing capacity with the Federal Home Loan Bank was approximately $260,000,000 as of September 30, 2012, of which $27,000,000 was outstanding at September 30, 2012 and December 31, 2011 respectively.&#160;&#160;Advances from the Federal Home Loan Bank are secured by qualifying assets of the Bank.</font></div>

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&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-GAAP Financial Measures</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>This report contains or references fully taxable-equivalent (fte) interest income and net interest income, which are non-GAAP financial measures.&#160;&#160;Interest income (fte) and net interest income (fte) are derived from GAAP interest income and net interest income using an assumed tax rate of 34%.&#160;&#160;We believe the presentation of interest income (fte) and net interest income (fte) ensures comparability of interest income and net interest income arising from both taxable and tax-exempt sources and is consistent with industry practice.&#160;&#160;Net interest income (fte) is reconciled to GAAP net interest income on page 37 and 41.&#160;&#160;Although the Company believes that these non-GAAP financial measures enhance investors&#8217; understanding of our business and performance, these non-GAAP financial measures should not be considered an alternative to GAAP measures.</font></div>

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<br>
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<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Results of Operations</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Average Balance Sheets with Resultant Interest and Rates</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(Tax-Equivalent Basis, dollars in thousands)</font></div>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="58%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Three Months Ended September 30,</font></font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;2012</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;2011</font></font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-SIZE: 8pt">Average</font><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;<br>
Balance</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Rate</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Balance</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Rate</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest-earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Federal funds sold</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,416</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.04</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">15,212</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">26,627</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities held-to-maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7.06</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Taxable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">93,289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">479</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">94,973</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">626</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Tax-exempt (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">54,664</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">742</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">52,824</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">740</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total securities available for sale (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147,953</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,221</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,366</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.70</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Loans receivable (1) (4) (5)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">481,841</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,485</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">460,450</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,578</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.71</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">645,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7,717</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">636,460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7,965</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Cash and due from banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">9,765</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,120</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,917</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,358</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">37,849</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">46,985</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">41,697</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">51,747</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">686,875</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">688,207</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Liabilities and Stockholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Interest bearing demand and money market</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">160,344</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">165</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67,668</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.09</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">84,062</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">61</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Time</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">212,590</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">756</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">209,106</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">828</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.58</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">450,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">897</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">453,512</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,054</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.93</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">27,565</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">28,956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">27,557</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">246</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.57</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">38,285</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">314</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">505,953</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,157</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.91</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">520,753</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,392</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">85,194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75,831</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3,947</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">5,204</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total non-interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">89,141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">81,035</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">91,781</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">86,419</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Liabilities and Stockholders' Equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">686,875</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">688,207</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3.87</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,573</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3.94</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Tax-equivalent basis adjustment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(308</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(310</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,252</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,263</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest margin (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.07</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.13</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)&#160;&#160;&#160;Interest and yields are presented on a tax-equivalent basis using a marginal tax rate of 34%.</font></div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average balances have been calculated based on daily balances.</font></div>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Annualized</font></div>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(4)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Loan balances include non-accrual loans and are net of unearned income.</font></div>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Loan yields include the effect of amortization of deferred fees, net of costs.</font></div>
</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">37</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Rate/Volume Analysis.</font>&#160;&#160;The following table shows the fully taxable equivalent effect of changes in volumes and rates on interest income and interest expense.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Increase/(Decrease)<br>
Three months ended September 30, 2012 Compared to</font></div>

<div><font style="FONT-SIZE: 9pt">Three months ended September 30, 2011</font></div>

<div><font style="FONT-SIZE: 9pt">Variance due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Volume</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Rate</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Net</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest earning assets:</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right">&#160;</div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Taxable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(136</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax-exempt securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">98</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(96</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">87</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(232</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(145</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,315</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(1,408</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(93</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,395</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(1,643</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(248</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-bearing demand and money market</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">62</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">85</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(157</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(72</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(158</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(221</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">153</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(68</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(85</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(151</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(236</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net interest income (tax-equivalent basis)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,480</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(1,492</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(12</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in net interest income that could not be specifically identified as either a rate or volume change were allocated proportionately to changes in volume and changes in rate.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">38</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Operating Results for The Three Months Ended September 30, 2012 to September 30, 2011</font></font></div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>For the three months ended September 30, 2012, net income totaled $2,200,000 compared to $2,215,000 earned in the similar period in 2011.&#160;&#160;The slight decrease was the result of additional loan loss provisions in the amount of $475,000 which offset improvements of $85,000 in non-interest income and $397,000 in non-interest expenses.&#160;&#160;Earnings per share for the current period were $.67 for basic and fully diluted which equaled the $.67 per share for the three months ended September 30, 2011.&#160;&#160;The resulting annualized return on average assets and annualized return on average equity for the three months ended September 30, 2012 were 1.27% and 9.54%, respectively, compared to 1.28% and 10.17%, respectively, for the similar period in 2011.</font><br>
&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The following table sets forth changes in net income:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Three months ended</font></font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2012 to </font></font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income three months ended September 30, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,215</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change due to:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(475</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gain on sales of loans and securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">129</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(44</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salaries and employee benefits</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Occupancy, furniture and equipment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Merger related expenses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Foreclosed real estate expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">All other expenses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(18</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Income tax expense</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">(11</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td valign="bottom" width="70%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income three months ended September 30, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2,200</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Net Interest Income</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Net interest income on a fully taxable equivalent basis (fte) for the three months ended September 30, 2012 totaled $6,560,000, a decrease of $13,000 from the similar period in 2011.&#160;&#160;The decrease in net interest income largely reflects the reduced earnings on loans and securities due to growth and reinvestment at current market rates.&#160;&#160;The fte net interest spread and net interest margin were 3.87% and 4.07%, respectively, for the three months ended September 30, 2012 compared to 3.94% and 4.13%, respectively, for the similar period in 2011.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest income (fte) totaled $7,717,000 with a yield on average earning assets of 4.78% compared to $7,965,000 and 5.01% for the 2011 period. Average loans increased $21.4 million over the comparable period of last year but interest income was reduced by $248,000 due to a 59 basis point reduction in the yield earned on taxable securities and a 33 basis point decrease in the yield on loans.&#160;&#160;Average earning assets totaled $645.2 million for the three months ended September 30, 2012, an increase of $8.7 million over the average for the similar period in 2011.&#160;&#160;This increase in average earning assets helped offset the decline in asset yields.</font><br>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest expense for the three months ended September 30, 2012 totaled $1,157,000 at an average cost of .91% compared to $1,392,000 and 1.07% for the similar period in 2011.&#160;&#160;As a result of the continued low interest rate environment, the Company further reduced rates paid on its money market and savings accounts, and cash management products, which are included in short-term borrowings.&#160;&#160;The cost of time deposits, which is the most significant component of funding, declined to 1.42% from 1.58% for the similar period in the prior year.&#160;&#160;As time deposits matured, they repriced at the current lower rates resulting in the decrease.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Provision for Loan Losses</font></font></div>

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&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company&#8217;s provision for loan losses for the three months ended September 30, 2012 was $900,000 compared to $425,000 for the three months ended September 30, 2011.&#160;&#160;The Company makes provisions for loan losses in an amount necessary to maintain the allowance for loan losses at an acceptable level.&#160;&#160;Net charge-offs were $1,334,000 for the quarter ended September 30, 2012 compared to $347,000 for the similar period in 2011.&#160;&#160;The increase in the current period includes a $1.0 million write-down on a loan which had previously been modified as a Troubled Debt Restructuring and had been classified as substandard.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Income</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other income totaled $1,591,000 for the three months ended September 30, 2012 compared to $1,506,000 for the similar period in 2011.&#160;&#160;The current period includes a $631,000 gain on the sale of investment securities compared to a $544,000 gain in the third quarter of 2011.&#160;&#160;Gains on the sale of residential mortgage loans increased $42,000 compared to the same quarter of last year.&#160;&#160;All other service charges and fees decreased $44,000 compared to the third quarter of last year.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Expense</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other expense for the three months ended September 30, 2012 totaled $3,957,000, or a decrease of $397,000 from $4,354,000 for the similar period in 2011.&#160;&#160;Foreclosed real estate costs decreased $395,000 due primarily to costs incurred on one property in 2011 that was subsequently disposed of.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Income Tax Expense</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Income tax expense totaled $786,000 for an effective tax rate of 26.3% for the period ending September 30, 2012 compared to $775,000 for an effective tax rate of 25.6% for the similar period in 2011.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Results of Operations</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Average Balance Sheets with Resultant Interest and Rates</font></div>

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<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(Tax-Equivalent Basis, dollars in thousands)</font></div>
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<td colspan="22" valign="bottom" width="58%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Nine Months Ended September 30,</font></font></font></div>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;2012</font></font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;2011</font></font></font></div>
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</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="FONT-SIZE: 8pt">Average</font><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;<br>
Balance</font></font></div>

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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Balance</font></font></div>

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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Rate</font></font></div>

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</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Assets</font></div>
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<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest-earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Federal funds sold</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.00</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,747</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">20,834</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities held-to-maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.43</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">170</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Taxable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">95,511</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,539</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">98,131</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,971</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Tax-exempt (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">53,536</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2,209</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.50</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">48,790</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2,066</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.65</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total securities available for sale (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">149,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.35</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">146,921</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,037</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;Loans receivable (1) (4) (5)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">477,782</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">19,426</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.42</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">400,650</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">17,065</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">637,748</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">23,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">569,312</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">21,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.95</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Cash and due from banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">9,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">8,132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,746</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">39,018</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">33,978</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total non-interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">42,321</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">36,494</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">680,069</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">605,806</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Liabilities and Stockholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Interest bearing demand and money market</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">168,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">399</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.31</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">131,968</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">68,174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">66</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.13</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">68,124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Time</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">220,536</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2,335</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">189,301</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2,327</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.64</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">457,210</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.82</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">389,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,871</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">21,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">29,140</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">27,604</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">733</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.54</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">37,160</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">992</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.56</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">506,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,571</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">455,693</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,938</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">78,906</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">68,588</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3,995</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4,902</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;&#160;&#160;&#160;Total non-interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">82,901</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">73,490</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;&#160;&#160;Stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">90,543</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">76,623</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Liabilities and Stockholders' Equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">680,069</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">605,806</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">19,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3.91</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">17,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3.80</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Tax-equivalent basis adjustment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(944</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(854</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">18,686</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">16,362</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest margin (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.10</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.03</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)&#160;&#160;&#160;Interest and yields are presented on a tax-equivalent basis using a marginal tax rate of 34%.</font></div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average balances have been calculated based on daily balances.</font></div>
</div>

<div>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)&#160;&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Annualized</font></div>
</div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(4)&#160;&#160;&#160;Loan balances include non-accrual loans and are net of unearned income.</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5)&#160;&#160;&#160;Loan yields include the effect of amortization of deferred fees, net of costs.</font></div>

<div style="LINE-HEIGHT: 10.25pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">41</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Rate/Volume Analysis.</font>&#160;&#160;The following table shows the fully taxable equivalent effect of changes in volumes and rates on interest income and interest expense.&#160;&#160;Changes in net interest income that could not be specifically identified as either a rate or volume change were allocated proportionately to changes in volume and changes in rate.</font></div>

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<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Increase/(Decrease)</font></div>

<div><font style="FONT-SIZE: 9pt">Nine months ended September 30, 2012 Compared to</font></div>

<div><font style="FONT-SIZE: 9pt">Nine months ended September 30, 2011</font></div>

<div><font style="FONT-SIZE: 9pt">Variance due to</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Volume</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Rate&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Net</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest earning assets:</font></div>
</td>
<td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right">&#160;</div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing deposits with banks&#8230;&#8230;&#8230;&#8230;..</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities held to maturity............................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Taxable...................................................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(51</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(381</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(432</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax-exempt securities..................................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">225</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(82</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">143</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total securities..........................................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(463</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(289</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable........................................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,583</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(1,222</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,361</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest earning assets...........................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,738</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(1,691</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,047</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-bearing demand and money market&#8230;.</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Savings................................................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time...................................................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">472</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(464</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">8</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing deposits.......................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">604</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(676</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings................................</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings......................................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(254</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(5</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(259</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing liabilities.....................</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">334</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(702</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(368</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="64%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net interest income (tax-equivalent basis).........</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,404</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(989</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,415</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="64%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in net interest income that could not be specifically identified as either a rate or volume change were allocated proportionately to changes in volume and changes in rate.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">42</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Operating Results for The Nine Months Ended September 30, 2012 to September 30, 2011</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>For the nine months ended September 30, 2012, net income totaled $6,644,000 compared to $5,359,000 earned in the similar period in 2011.&#160;&#160;Earnings per share for the current period were $2.03</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;for basic and $2.02 fully diluted compared to $1.79 per share for both basic and diluted for the nine months ended September 30, 2011.&#160;&#160;The resulting annualized return on average assets and annualized return on average equity for the nine months ended September 30, 2012 was 1.30% and 9.80%, respectively, compared to 1.18% and 9.35%, respectively, for the similar period in 2011.</font><br>
&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The following table sets forth changes in net income:</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="80%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Nine months ended</font></font></div>

<div style="TEXT-ALIGN: center; LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">September 30, 2012 to <br>
September 30, 2011</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net income nine months ended September 30, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">5,359</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change due to:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2,324</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Provision for loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(575</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Gain on sales of loans and securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">411</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salaries and employee benefits</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(638</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Occupancy, furniture and equipment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Merger related expenses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">753</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Foreclosed real estate expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">224</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">All other expenses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(382</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Net Interest Income</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Net interest income on a fully taxable equivalent basis (fte) for the nine months ended September 30, 2012 totaled $19,630,000, an increase of $2,414,000 or 14.0% from the similar period in 2011.&#160;&#160;The increase in net interest income largely reflects the increase in interest-earning assets from the North Penn acquisition, as well as loan growth recorded during the period.&#160;&#160;The fte net interest spread and net interest margin were 3.91% and 4.10%, respectively, for the nine months ended September 30, 2012 compared to 3.80% and 4.03%, respectively, for the similar period in 2011.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest income (fte) totaled $23,201,000 with a yield on average earning assets of 4.85% compared to $21,154,000 and 4.95% for the 2011 period.&#160;&#160;Residential mortgage rates have continued to decline causing a portion of the portfolio to refinance at lower rates, while much of the new growth was also recorded at rates lower than historic levels.&#160;&#160;As a result, the fte yield on average loans in the current period was 5.42%, a decrease from 5.68% in the 2011 period.&#160;&#160;The yield on investment securities also declined 31 basis points reflecting the reinvestment of cash flow, maturities and calls at the current lower rates.&#160;&#160;Average earning assets totaled $637.7 million for the nine months ended September 30, 2012 an increase of $68.4 million over the similar period in 2011. The growth in average earning assets helped offset the decline in loan and securities yields.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest expense for the nine months ended September 30, 2012 totaled $3,571,000 at an average cost of .94% compared to $3,938,000 and 1.15% for the 2011 period.&#160;&#160;The Company reduced rates paid on its deposits by 16 basis points and short-term borrowings by 11 basis points.&#160;&#160;The cost of time deposits, which is the largest component of interest expense, was 1.41% for the 2012 period decreasing from 1.64% in 2011.&#160;&#160;This reflects time deposits maturing and repricing at the current lower rates.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Provision for Loan Losses</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company&#8217;s provision for loan losses for the nine months ended September 30, 2012 was $1,650,000 compared to $1,075,000 for the nine months ended September 30, 2011.&#160;&#160;The Company makes provisions for loan losses in an amount necessary to maintain the allowance for loan losses at an acceptable level.&#160;&#160;The increase in the provision was necessary to maintain the reserve at an adequate level after accounting for loan growth and charge-offs for the period ended September 30, 2012. Net charge-offs were $1.8 million for the nine months ended September 30, 2012 compared to $1.3 million for the similar period in 2011.&#160;&#160;In 2012, the total charge-offs included a $1.0 million write-down on a loan that had previously been modified as a Troubled Debt Restructuring and was classified as substandard.&#160;&#160;During the 2011 period the charge-off total was due primarily to one credit which had been carried in nonaccrual status.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Income</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other income totaled $4,088,000 for the nine months ended September 30, 2012 compared to $3,707,000 for the similar period in 2011.&#160;&#160;The current period includes $143,000 in gains on the sale of $4.3 million of residential mortgage loans compared to $282,000 in similar gains on the sales of $8.7 million of mortgage loans in the 2011 period.&#160;&#160;Gains on the sale investment securities totaled $1,318,000 on sales of $23.3 million for the 2012 period compared to $768,000 of gains on sales of $27.7 million in the similar 2011 period.&#160;&#160;The proceeds from investment securities sales were reinvested to improve credit quality in the Company&#8217;s bond portfolio as well as to fund new securities purchases and loan growth.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Expense</font></font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other expenses totaled $12,061,000 for the nine months ended September 30, 2012 an increase of $237,000 compared to $11,824,000 for the similar period in 2011.&#160;&#160;The increase was due to costs related to the operation of five offices acquired from North Penn in 2011.&#160;&#160;Salary and benefit costs increased $638,000 due to the added staff while occupancy and equipment expenses rose $194,000.&#160;&#160;The majority of these increases were offset by a $753,000 decrease in merger related costs and a $224,000 decrease in foreclosed real estate expenses.&#160;&#160;The efficiency ratio for the 2012 period was 50.8% compared to 56.5% in the 2011 period due to the acquisition costs recorded in 2011.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Income tax expense totaled $2,419,000 for an effective tax rate of 26.7% in the 2012 period compared to $1,811,000 and 25.3% in 2011.&#160;&#160;The increase in the effective tax rate reflects a 34% tax rate on $1,893,000 of additional pre-tax income.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest rate sensitivity and the repricing characteristics of assets and liabilities are managed by the Asset and Liability Management Committee (ALCO).&#160;&#160;The principal objective of ALCO is to maximize net interest income within acceptable levels of risk, which are established by policy.&#160;&#160;Interest rate risk is monitored and managed by using financial modeling techniques to measure the impact of changes in interest rates.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Net interest income, which is the primary source of the Company&#8217;s earnings, is impacted by changes in interest rates and the relationship of different interest rates.&#160;&#160;To manage the impact of the rate changes, the balance sheet must be structured so that repricing opportunities exist for both assets and liabilities at approximately the same time intervals.&#160;&#160;The Company uses net interest simulation to assist in interest rate risk management.&#160;&#160;The process includes simulating various interest rate environments and their impact on net interest income.&#160;&#160;As of September 30, 2012, the level of net interest income at risk in a 200 basis point change in interest rates was within the Company&#8217;s policy limits.&#160;&#160;The Company&#8217;s policy allows for a decline of no more than 8% of net interest income for a <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#177;</font> 200 basis point shift in interest rates.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Imbalance in repricing opportunities at a given point in time reflects interest-sensitivity gaps measured as the difference between rate-sensitive assets (RSA) and rate-sensitive liabilities (RSL).&#160;&#160;These are static gap measurements that do not take into account any future activity, and as such are principally used as early indications of potential interest rate exposures over specific intervals.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of September 30, 2012, the Company had a positive 90 day interest sensitivity gap of $80.2 million or 11.5% of total assets, compared to the $76.7 million or 11.5% of total assets as of December 31, 2011.&#160;&#160;Rate sensitive assets repricing within 90 days increased $22.2 million due to a $12.4 million increase in interest bearing deposits, a $5.9 million increase in loans repricing within the period and a $3.9 million increase in securities repricing. Time deposits repricing within 90 days increased $9.1 million, while non-maturity interest bearing balances and other borrowings increased $9.6 million.&#160;&#160;A positive gap means that rate-sensitive assets are greater than rate-sensitive liabilities at the time interval.&#160;&#160;This would indicate that in a rising rate environment, the yield on interest-earning assets could increase faster than the cost of interest-bearing liabilities in the 90 day time frame.&#160;&#160;The repricing intervals are managed by ALCO strategies, including adjusting the average life of the investment portfolio, pricing of deposit liabilities to attract longer term time deposits, loan pricing to encourage variable rate products and evaluation of loan sales of long-term fixed rate mortgages.</font></div>

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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Federal funds sold and interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,591</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">29,220</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,305</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">47,695</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,811</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans Receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">127,308</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100,581</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">135,252</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">116,360</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">479,501</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total RSA</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">166,724</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">129,801</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">191,557</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">164,055</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">652,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-maturity interest-bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39,285</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">44,102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">117,523</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">40,606</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">241,516</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">70,311</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">77,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">210,856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,476</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16,065</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,378</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">59,919</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;Total RSL</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">86,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130,478</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">216,298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79,028</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">512,291</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest Sensitivity Gap</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">80,237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(677</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24,741</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">85,027</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">139,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cumulative Gap</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">80,237</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79,560</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">54,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">139,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">RSA/RSL-cumulative</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">192.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">136.7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">112.6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">127.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2011</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest Sensitivity Gap</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">76,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(21,350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(6,566</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68,689</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">117,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cumulative Gap</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">76,745</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">55,395</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">48,829</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">117,518</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">RSA/RSL-cumulative</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">213.2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">125.2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">111.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">125.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;Controls and Procedures</font></div>

<div style="LINE-HEIGHT: 11.4pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company&#8217;s management evaluated, with the participation of the Company&#8217;s Chief Executive Officer and Chief Financial Officer, the effectiveness of the Company&#8217;s disclosure controls and procedures, as of the end of the period covered by this report.&#160;&#160;Based on that evaluation, the Chief Executive Officer and the Chief Financial Officer concluded that the Company&#8217;s disclosure controls and procedures are effective to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission&#8217;s rules and forms.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>There were no changes in the Company&#8217;s internal control over financial reporting that occurred during the Company&#8217;s last fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Part II.&#160;&#160;OTHER INFORMATION</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1. Legal Proceedings</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1A. Risk Factors</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been no material changes in the risk factors affecting the Company that were identified in Item 1A of Part 1 of the Company&#8217;s Form 10-K for the year ended December 31, 2011.</font><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">46</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2. Unregistered Sales of Equity Sales and Use of Proceeds</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Set forth below is information on the Registrant&#8217;s stock repurchases during the quarter ended September 30, 2012.</font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="31%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="8" valign="bottom" width="43%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Issuer&#160;Purchases of Equity Securities</font></font></div>
</td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="31%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total number</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">of shares</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">purchased</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Average price</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">&#160;<font style="DISPLAY: inline; FONT-SIZE: 9pt">paid per</font></font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">share</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total number of</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">shares purchased</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">as part of&#160;&#160;publicly</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">announced plans</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">or programs(1)</font></font></div>
</td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Maximum number</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">of shares (or approximate</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">dollar value) that may yet</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">be purchased</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">under the plans</font></font></div>

<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">or programs</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">July 1 &#8211; July 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;123,000</font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">August 1 &#8211; August 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;123,000 </font></td>
</tr><tr>
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">September 1 &#8211; September 30, 2012</font></div>
</td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0</font></div>
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<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">123,000</font></div>
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<td valign="bottom" width="31%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="20%" style="BORDER-BOTTOM: black 4px double">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">0</font></font></div>
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<td valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 4px double">
<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">123,000</font></font></div>
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<div><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(1)&#160;&#160;</font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On March 19, 2008, the Registrant announced its intention to repurchase up to 5% of its outstanding common stock (approximately 137,000 shares) in the open market.</font></div>
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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">On November 10, 2011, the Registrant announced that the Company had increased the number of shares which may be repurchased under its open-market program to 5% of its currently outstanding shares, or approximately 164,000 shares.</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 3.&#160;&#160;Defaults Upon Senior Securities</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;Mine Safety Disclsoures</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 5.&#160;&#160;Other Information</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

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<div style="LINE-HEIGHT: 13.7pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 6.&#160;&#160;Exhibits</font></div>

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<td valign="top" width="6%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">No.</font></font></div>
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<td colspan="3" valign="top" width="77%" style="BORDER-BOTTOM: black 2px solid">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">Description</font></font></div>
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<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td colspan="3" valign="top" width="77%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3(i)</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Articles of Incorporation of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3(ii)</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bylaws of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"> (2)</font></font></div>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specimen Stock Certificate of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"> (1)</font></font></div>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.1</font></div>
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<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employment Agreement with Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.2</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change in Control Severance Agreement with William S. Lance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
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<div>&#160;</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">47</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div>&#160;</div>

<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.3</font></div>
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<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Norwood Financial Corp. Stock Option Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.4</font></div>
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<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and William W. Davis, Jr. <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(4)</font></font></div>
</td>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.5</font></div>
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<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(4)</font></font></div>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.7</font></div>
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<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1999 Directors Stock Compensation Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font></font></div>
</td>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.8</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and Joseph A. Kneller <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(5)</font></font></div>
</td>
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<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.9</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and John H. Sanders <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(5)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.10</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2006 Stock Option Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(6)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.11</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with William W. Davis, Jr. <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(7)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.12</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(7)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.14</font></div>
</td>
<td colspan="3" valign="top" width="77%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with Joseph A. Kneller <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(7)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="6%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.15</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference into this document from the Exhibits to Form 10, Registration </font>Statement initially filed with the Commission on April 29, 1996, Registration No. 0-28364</div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference into this document from the identically numbered exhibits to the Registrant&#8217;s Form 10-K filed with the Commission on March 15, 2010.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference to the identically numbered exhibits of the Registrant&#8217;s Form 10-K filed with the Commission on March 23, 2000.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference into this document from the Exhibits to Form S-8 filed with the <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Commission on August 14, 1998, File No. 333-61487.</font></font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference to the identically numbered exhibit to the Registrant&#8217;s F<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">orm 10-K filed with the Commission on March 22, 2004.</font></font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference to this document from Exhibit 4.1 to Registrant&#8217;s Registration <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Statement on Form S-8 (File No. 333-134831) filed with the Commission on June 8, 2006.</font></font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference from the Exhibits to the Registrant&#8217;s Current Report on Form 8-K filed on April 4, 2006.</font></font></div>
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<TYPE>EX-31
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<DESCRIPTION>EXHIBIT 31 - RULE 13A-14(A)/15D-14(A) CERTIFICATIO OF CEO AND CFO
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Exhibit 31.1</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Norwood Financial Corp.;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<td width="39%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">/s/ Lewis J. Critelli</font></td>
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<td width="39%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Lewis J. Critelli</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">President and Chief Executive Officer</font></div>
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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, William S. Lance, certify that:</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Norwood Financial Corp.;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accretion&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (71)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reclassification and other &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</nwfl:ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock>
  <nwfl:EffectOfNorthPennAcquisitionShares contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="INF">-17</nwfl:EffectOfNorthPennAcquisitionShares>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">240000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">81000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">163000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">88000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="0">21000</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">21000</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="0">0</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">0</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:LoanLossesInHospitalityIndustry contextRef="Duration_1_1_2012_To_9_30_2012">0</nwfl:LoanLossesInHospitalityIndustry>
  <nwfl:LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Acquired Loans with Specific Evidence of Deterioration in Credit &lt;u&gt;Quality &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Acquired Loans with Specific Evidence of Deterioration in Credit &lt;u&gt;Quality&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Outstanding Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ 1,328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ 1,412&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&amp;nbsp; 1,228&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;1,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</nwfl:LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock>
  <nwfl:MortgageServicingRightsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">302000</nwfl:MortgageServicingRightsFairValueDisclosure>
  <nwfl:MortgageServicingRightsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">308000</nwfl:MortgageServicingRightsFairValueDisclosure>
  <nwfl:MortgageServicingRightsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">283000</nwfl:MortgageServicingRightsFairValueDisclosure>
  <nwfl:MortgageServicingRightsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">283000</nwfl:MortgageServicingRightsFairValueDisclosure>
  <nwfl:MortgageServicingRightsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">283000</nwfl:MortgageServicingRightsFairValueDisclosure>
  <nwfl:NewLoansIdentifiedAsTroubledDebtRestructurings contextRef="Duration_1_1_2011_To_12_31_2011">0</nwfl:NewLoansIdentifiedAsTroubledDebtRestructurings>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011" unitRef="Unit13" decimals="3">1.000</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.050</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit13" decimals="3">0.024</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="3">0.573</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.030</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.323</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012" unitRef="Unit13" decimals="3">1.000</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.059</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit13" decimals="3">0.031</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="3">0.571</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.030</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.309</nwfl:PercentOfLoans>
  <nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">346000</nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate>
  <nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">3229000</nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-5">9000000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">2200000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-5">4500000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2200000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod contextRef="Duration_1_1_2012_To_9_30_2012">P0Y9M18D</nwfl:WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod>
  <nwfl:WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod contextRef="Duration_1_1_2012_To_9_30_2012">P5Y2M12D</nwfl:WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod>
  <nwfl:WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod contextRef="Duration_1_1_2012_To_9_30_2012">P0Y</nwfl:WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod>
  <us-gaap:AccountingChangesAndErrorCorrectionsTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;b&gt;&lt;u&gt;New and Recently Adopted Accounting Pronouncements&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="text-decoration: none;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;b&gt;&lt;u&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Recent Accounting Pronouncements:&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: justify; font-family: 'Times New Roman','serif'; margin-left: 0in; font-size: 12pt; margin-right: 0in;"&gt;&lt;font style="font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="color: black;" class="_mt"&gt;In December 2011, the FASB issued ASU 2011-10, &lt;i&gt;Property, Plant, and Equipment (Topic 360):&amp;nbsp; Derecognition of in Substance Real Estate-a Scope Clarification.&lt;/i&gt;&amp;nbsp; The amendments in this Update affect entities that cease to have a&amp;nbsp; controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt. Under the amendments in this Update, when a parent (reporting entity) ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt, the reporting entity should apply the guidance in &lt;a name="GAAPUPD:176.1000-1"&gt; &lt;/a&gt;&lt;a href="tocFrameTocParms?usid=ede15cd2e1&amp;amp;baseTid=T0GAAPCOD%3A360-20&amp;amp;feature=ttoc&amp;amp;lastCpReqId=3052761"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;Subtopic 360-20&lt;/font&gt;&lt;/font&gt;&lt;/a&gt; to determine whether it should derecognize the in substance real estate. Generally, a reporting entity would not satisfy the requirements to derecognize the in substance real estate before the legal transfer of the real estate to the lender and the extinguishment of the related nonrecourse indebtedness.&amp;nbsp; That is, even if the reporting entity ceases to have a controlling financial interest under &lt;a name="GAAPUPD:176.1001-1"&gt; &lt;/a&gt;&lt;a href="tocFrameTocParms?usid=ede15cd2e1&amp;amp;baseTid=T0GAAPCOD%3A810-10&amp;amp;feature=ttoc&amp;amp;lastCpReqId=3052761"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;Subtopic 810-10&lt;/font&gt;&lt;/font&gt;&lt;/a&gt; , the reporting entity would continue to include the real estate, debt, and the results of the subsidiary's operations in its consolidated financial statements until legal title to the real estate is transferred to legally satisfy the debt.&amp;nbsp; The amendments in this Update should be applied on a prospective basis to deconsolidation events occurring after the effective date.&amp;nbsp; Prior periods should not be adjusted even if the reporting entity has continuing involvement with previously derecognized in substance real estate entities.&amp;nbsp; For public entities, the amendments in this Update are effective for fiscal years, and interim periods within those years, beginning on or after June 15, 2012.&amp;nbsp; Early adoption is permitted.&amp;nbsp; &lt;/font&gt;This ASU is not expected to have a significant impact on the Company's financial statements.&amp;nbsp; &lt;/p&gt;

&lt;p style="text-align: justify; text-indent: 0.5in; font-family: 'Times New Roman','serif'; margin-left: 0in; font-size: 12pt; margin-right: 0in;"&gt;&lt;font style="color: black;" class="_mt"&gt;In December 2011, the FASB issued ASU 2011-11, &lt;i&gt;Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities&lt;/i&gt;. The amendments in this Update affect all entities that have financial instruments and derivative instruments that are either (1) offset in accordance with either &lt;a name="GAAPUPD:203.8-1"&gt; &lt;/a&gt;&lt;a href="docLinkNew?DocID=iGAAPCD13%3A636.1&amp;amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;amp;feature=ttoc&amp;amp;lastCpReqId=3053828"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;Section 210-20-45&lt;/font&gt;&lt;/font&gt;&lt;/a&gt; or &lt;a name="GAAPUPD:203.9-1"&gt; &lt;/a&gt;&lt;a href="docLinkNew?DocID=iGAAPCD08%3A2648.1&amp;amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;amp;feature=ttoc&amp;amp;lastCpReqId=3053828"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;Section 815-10-45&lt;/font&gt;&lt;/font&gt;&lt;/a&gt; or (2) subject to an enforceable master netting arrangement or similar agreement. The requirements amend the disclosure requirements on offsetting in &lt;a name="GAAPUPD:203.10-1"&gt; &lt;/a&gt;&lt;a href="docLinkNew?DocID=iGAAPCD13%3A10448.1&amp;amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;amp;feature=ttoc&amp;amp;lastCpReqId=3053828"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;&lt;font style="color: black; text-decoration: none; text-underline: none;" class="_mt"&gt;Section 210-20-50&lt;/font&gt;&lt;/font&gt;&lt;/a&gt; . This information will enable users of an entity's financial statements to evaluate the effect or potential effect of netting arrangements on an entity's financial position, including the effect or potential effect of rights of setoff associated with certain financial instruments and derivative instruments in the scope of this Update. An entity is required to apply the amendments for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. &lt;/font&gt;This ASU is not expected to have a significant impact on the Company's financial statements. &lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AccountingChangesAndErrorCorrectionsTextBlock>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-564000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-888000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">3315000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">3620000</us-gaap:AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
  <us-gaap:AdditionalPaidInCapitalCommonStock contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">24660000</us-gaap:AdditionalPaidInCapitalCommonStock>
  <us-gaap:AdditionalPaidInCapitalCommonStock contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">24728000</us-gaap:AdditionalPaidInCapitalCommonStock>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;div&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/p&gt;
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&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;957&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;147,785&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;261,967&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;467,377&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.65pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="205" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,384&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans acquired with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;903&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;147,805&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;249,787&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,086&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;444,699&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;div&gt;

&lt;div style="text-indent: 0pt; display: block;"&gt;

&lt;div&gt;

&lt;div style="text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"&gt;

&lt;div&gt;

&lt;div style="text-indent: 0pt; display: block;"&gt;

&lt;div style="text-align: center; text-indent: 0pt; display: block;"&gt;

&lt;div&gt;

&lt;div style="text-indent: 0pt; display: block;"&gt;

&lt;div&gt;

&lt;div style="text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"&gt;

&lt;div&gt;

&lt;div style="text-indent: 0pt; display: block;"&gt;

&lt;div&gt;

&lt;div align="left"&gt;

&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;144&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(525)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,216)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(46)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,794)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 10.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;959&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;494&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;135&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;52&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance, &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;September &amp;nbsp;30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,028&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,252&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, June 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,559&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,691&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;87&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,775&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(217)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,120)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(13)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,350)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;16&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;350&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;545&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(12)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;19&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(2)&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;900&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&lt;br /&gt;&lt;/font&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,167&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;110&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(372)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(963)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(80)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,417)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;25&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;41&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;71&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;333&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;782&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,795&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,322&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,322&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,473&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,023&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 22pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,096&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,675&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;91&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;258&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,267&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(146)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(199)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(384)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;18&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;19&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;37&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;185&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(10)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(104)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;425&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,795&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">68000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">116000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit1" decimals="0">165150</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">60000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:Assets contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">668814000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">698697000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">15309000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">2910000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">12399000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">13192000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">659000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">12533000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">659000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">12533000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">150263000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">8809000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="Unit12" decimals="-3">149918000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">345000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">70965000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">150263000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">13398000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">56746000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">147639000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">9382000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="Unit12" decimals="-3">147238000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">401000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">72122000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">147639000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">7042000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">58692000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">8733000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="Unit12" decimals="-3">144993000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">239000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">68886000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">145232000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">13268000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">54106000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">9041000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="Unit12" decimals="-3">141777000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">374000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">70292000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">142151000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">6999000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">55445000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">1000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
  <us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">1000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
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  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">2000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">59000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
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  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" />
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_DebtSecuritiesMember" unitRef="Unit12" decimals="-3">41000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 xsi:nil="true" contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" />
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">39000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">41000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">2000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
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  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">11887000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">12234000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &amp;nbsp;and WTRO Properties.&amp;nbsp;&amp;nbsp; All significant intercompany transactions have been eliminated in consolidation.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&amp;nbsp; Actual results could differ from those estimates.&amp;nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&amp;nbsp; The operating results for the three and nine month periods ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012 or any other future interim period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2011.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2010" unitRef="Unit12" decimals="-3">16625000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_9_30_2011" unitRef="Unit12" decimals="-3">38049000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21423000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">35339000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">12449000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21423000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21423000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">24825000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">35339000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">35339000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">35339000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">21424000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">13916000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">8974000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">10514000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21423000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
  <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">35339000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">171000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">100000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">71000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldPeriodIncreaseDecrease contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="0">0</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldPeriodIncreaseDecrease>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">1412000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">1328000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance>
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" />
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" />
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit14" decimals="INF">0.9</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_12_31_2011" unitRef="Unit14" decimals="INF">0.1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_9_30_2012" unitRef="Unit14" decimals="INF">0.1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_9_30_2012" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">3371866</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_9_30_2012" unitRef="Unit1" decimals="INF">3371849</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">337000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">337000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">7259000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">3189000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">6949000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2661000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-31000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-404000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:Deposits contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">525767000</us-gaap:Deposits>
  <us-gaap:Deposits contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">541590000</us-gaap:Deposits>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">525767000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">527707000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">541590000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">543356000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">330734000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">212622000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepreciationNonproduction contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">369000</us-gaap:DepreciationNonproduction>
  <us-gaap:DepreciationNonproduction contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">420000</us-gaap:DepreciationNonproduction>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3. &lt;u&gt;Stock-Based Compensation&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;As of September 30, 2012, there was $&lt;font class="_mt"&gt;33,000&lt;/font&gt; of total unrecognized compensation cost related to non-vested options granted in 2011 under the plan, which will be fully amortized by &lt;font class="_mt"&gt;December 31, 2012&lt;/font&gt;. &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt"&gt;A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="GenericEDC"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Options&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Per Share&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Remaining Contractual Term&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Aggregate Intrinsic Value (in thousands)&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at January 1, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;209,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.43&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;6.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;113&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Granted&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercised&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (4,775)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;20.72&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;.8&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;31&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Forfeited&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;(12,225)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;29.65&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.2&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at September 30, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;192,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.54&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.7&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;370&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercisable at September 30, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;164,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.72&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.0&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;293&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&amp;nbsp; The stock price was $&lt;font class="_mt"&gt;30.20&lt;/font&gt; as of September 30, 2012 and $&lt;font class="_mt"&gt;27.47&lt;/font&gt; as of December 31, 2011.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2947000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">2947000</us-gaap:DividendsCommonStockCash>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit14" decimals="2">1.79</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit14" decimals="2">0.67</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">2.03</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">0.67</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit14" decimals="2">1.79</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit14" decimals="2">0.67</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">2.02</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">0.67</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerSharePolicyTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" lang="X-NONE" class="_mt"&gt;Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&amp;nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&amp;nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"&gt;&lt;font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;
&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt"&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Earnings Per Share&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;strong&gt; &lt;/strong&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" lang="X-NONE" class="_mt"&gt;Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&amp;nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&amp;nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&amp;nbsp;The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share:&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/div&gt;

&lt;div&gt;&lt;font size="3" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/div&gt;&lt;/div&gt;

&lt;div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"&gt;

&lt;div&gt;

&lt;div&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Three Months Ended&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Nine Months Ended&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Basic EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,292&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,279&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,001&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Dilutive effect of stock options&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Diluted EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,293&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,284&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,002&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;
&lt;div&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore were not included in the diluted earnings per share calculation were&amp;nbsp;&lt;font class="_mt"&gt;60,000&lt;/font&gt; and&amp;nbsp;&lt;font class="_mt"&gt;165,150&lt;/font&gt; as of September 30, 2012 and 2011, respectively, based upon the closing price of Norwood common stock of $&lt;font class="_mt"&gt;30.20&lt;/font&gt; and $&lt;font class="_mt"&gt;24.02&lt;/font&gt; per share on September 30, 2012 and 2011, respectively.&lt;/font&gt; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">33000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Fair Value Measurement&amp;nbsp; using&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$13,192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$13,192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,399&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,399&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,910&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,910&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$15,309&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$15,309&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;
&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quantitative Information about Level 3 Fair Value Measurements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Estimate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Valuation &lt;u&gt;Techniques&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Input&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Range(Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp; 12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;adjustments(2)&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Liquidation&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;expenses(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="133"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10-30% (24.05%)&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;20%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)(3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1) Fair value is generally determined through independent appraisals of the underlying collateral, which&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; estimated liquidation expenses.&amp;nbsp; The range and weighted average of liquidation expenses and other &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; appraisal adjustments are presented as a percent of the appraisal.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(3) Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 279.15pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="372" colspan="5"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurement Using&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81.35pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 476.6pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="635" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.6pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;#173;&amp;nbsp; ______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,639&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp; 13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;_____-_&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;#173;_______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$150,263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$149,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="263"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="96"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="79"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="84"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="100"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and due from banks, interest-bearing deposits with banks and federal funds sold&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,811&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,413&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;474,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,255&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,255&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;283 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment in FHLB stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;541,590&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;543,356&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;330,734&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,780&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,780&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 189.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="253" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and due from banks, interest-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; bearing deposits with banks and&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; federal funds sold&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$21,423&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$21,423&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,434&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;452,449&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;463,118&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;302&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;308&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment in FHLB stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,593&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,593&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;525,767&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;527,707&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27,670&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,002&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2011" unitRef="Unit12" decimals="-3">80792000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedAvailabilityUnderLoanCommitmentsMember" unitRef="Unit12" decimals="-3">37649000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedCommitmentsUnderLinesOfCreditMember" unitRef="Unit12" decimals="-3">31183000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">11960000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">86655000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedAvailabilityUnderLoanCommitmentsMember" unitRef="Unit12" decimals="-3">38297000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedCommitmentsUnderLinesOfCreditMember" unitRef="Unit12" decimals="-3">37081000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_9_30_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">11277000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;
&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;7.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Fair Value Measurements&lt;/u&gt; &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&amp;nbsp; These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&amp;nbsp; Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair value is determined at one point in time and is not representative of future value.&amp;nbsp; These amounts do not reflect the total value of a going concern organization.&amp;nbsp; Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The fair value of securities available for sale (carried at fair value) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices.&amp;nbsp; For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability and such adjustments are generally based on available market evidence (Level 2).&amp;nbsp; Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain (Level 3) investments, if applicable.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; We may be required from time to time to measure certain assets at fair value on a nonrecurring basis. &amp;nbsp;&amp;nbsp;These adjustments to fair value usually result from application of lower-of-cost-or market accounting or write-downs of individual assets.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans (carried at fair value):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Company measured impairment generally based on the fair value of the loan's collateral.&amp;nbsp; Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds.&amp;nbsp; These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned (carried at fair value):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&amp;nbsp; Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral.&amp;nbsp; These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 279.15pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="372" colspan="5"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurement Using&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81.35pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 476.6pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="635" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.6pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;#173;&amp;nbsp; ______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,639&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp; 13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;_____-_&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;#173;_______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$150,263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$149,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="263"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="96"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="79"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="84"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="100"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Fair Value Measurement&amp;nbsp; using&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$13,192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$13,192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,399&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$12,399&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,910&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,910&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$15,309&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$15,309&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;There were no assets measured at fair value on a recurring basis for which the Company has utilized Level 3 inputs to determine fair value at September 30, 2012.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Norwood has utilized Level 3 inputs to determine fair value:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quantitative Information about Level 3 Fair Value Measurements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Estimate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Valuation &lt;u&gt;Techniques&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Input&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Range(Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ 12,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;adjustments(2)&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="133"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10&lt;/font&gt;&lt;/font&gt;-&lt;font class="_mt"&gt;30&lt;/font&gt;% (&lt;font class="_mt"&gt;24.05&lt;/font&gt;%)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $&amp;nbsp;&amp;nbsp; 659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)(3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Liquidation&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;expenses(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;font class="_mt"&gt;20&lt;/font&gt;%&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div class="MetaData"&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1) Fair value is generally determined through independent appraisals of the underlying collateral, which&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div&gt; &lt;/div&gt;

&lt;div&gt;

&lt;div class="MetaData"&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; estimated liquidation expenses.&amp;nbsp; The range and weighted average of liquidation expenses and other &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; appraisal adjustments are presented as a percent of the appraisal.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(3) Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company's financial instruments at September 30, 2012 and December 31, 2011.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets' fair values.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;i&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&amp;nbsp; Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&amp;nbsp; Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair value of impaired loans are generally based on the fair value of the loan's collateral.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights &lt;i&gt;(generally carried at cost)&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;i&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&amp;nbsp; Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment in Federal Home Loan Bank stock &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&amp;nbsp; This restricted stock has no quoted market value and is carried at cost.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The fair value is equal to the cash surrender value of the Bank-owned life insurance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable and payable &lt;i&gt;(carried at cost):&lt;/i&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposit liabilities &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&amp;nbsp; Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The carrying amounts of short-term borrowings approximate their fair values.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings &lt;i&gt;(carried at cost&lt;/i&gt;):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity.&amp;nbsp; These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments &lt;i&gt;(disclosed at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair values for the Company's off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties' credit standing.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The estimated fair values of the Bank's financial instruments were as follows at September 30, 2012 and December 31, 2011. (In thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and due from banks, interest-bearing deposits with banks and federal funds sold&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$35,339&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,811&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,413&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;474,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,255&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,255&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment in FHLB stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,932&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,589&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;541,590&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;543,356&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;330,734&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,386&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,780&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,780&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,462&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 189.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="253" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and due from banks, interest-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; bearing deposits with banks and&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; federal funds sold&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$21,423&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$21,423&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,434&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;452,449&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;463,118&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;302&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;308&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment in FHLB stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,593&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,593&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,887&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,468&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;525,767&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;527,707&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,794&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27,670&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,002&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

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  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">19000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">18000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">27000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">20000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">6000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">16000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">10000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">5000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-1417000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-2000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-963000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-80000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-372000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-384000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-199000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-39000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-146000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-1794000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-23000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">-7000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-1316000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-46000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-402000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-1350000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-23000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-1220000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-13000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-94000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">444699000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22086000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">11087000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">249787000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13934000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">147805000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">467377000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">28291000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14819000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">261967000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14515000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">147785000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of September 30, 2012 and December 31, 2011 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;247,475&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,376&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;27,930&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;320&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;275,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,508&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;302,609&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.7in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" width="11"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&amp;nbsp; 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;237,407&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,009&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,060&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;21,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,005&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,436&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;285,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">12384000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">598000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11786000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">11394000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">237000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11157000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">12713000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">598000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">555000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">6863000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">99000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">4598000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">17186000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_MajorCustomersAxis_nwfl_RelationshipOneMember" unitRef="Unit12" decimals="-5">5500000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">250000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">20000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">13526000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">58000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">3332000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="As_Of_9_30_2012_us-gaap_MajorCustomersAxis_nwfl_RelationshipOneMember" unitRef="Unit12" decimals="-3">6500000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-5">7200000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-5">6100000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">1458000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">194000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1015000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">89000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">160000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">2281000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">20000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1364000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">53000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">831000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">3440000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">555000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1524000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">10000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">1351000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">1124000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">991000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">5000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
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  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">445616000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22086000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">10532000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">255613000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13835000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">143550000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
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  <us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14799000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
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  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
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  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">13714000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
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  <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">163000</us-gaap:GainLossOnSaleOfMortgageLoans>
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  <us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">631000</us-gaap:GainLossOnSaleOfSecuritiesNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">282000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">41000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">143000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:GainLossOnSalesOfLoansNet contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">83000</us-gaap:GainLossOnSalesOfLoansNet>
  <us-gaap:Goodwill contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">9715000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">9715000</us-gaap:Goodwill>
  <us-gaap:GuaranteesTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;4.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Off-Balance Sheet Financial Instruments and Guarantees&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&amp;nbsp; These financial instruments include commitments to extend credit and letters of credit.&amp;nbsp; Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&amp;nbsp; The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;A summary of the Bank's financial instrument commitments is as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/p&gt;
&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2011&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded availability under loan commitments&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$38,297&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$37,649&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded commitments under lines of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;37,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 31,183&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Standby letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;11,277&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,960&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$86,655&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$80,792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/font&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Bank evaluates each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation of the customer and generally consists of real estate.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&amp;nbsp; Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.&amp;nbsp; Generally, all letters of credit, when issued, have expiration dates within one year.&amp;nbsp; The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&amp;nbsp; The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&amp;nbsp; Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&amp;nbsp; The current amount of the liability as of September 30, 2012 for guarantees under standby letters of credit issued is not material.&lt;/font&gt; &lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:GuaranteesTextBlock>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">171000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">172000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">171000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">172000</us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">172000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">172000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">177000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">177000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">6000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
  <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">3000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
  <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" />
  <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss xsi:nil="true" contextRef="As_Of_9_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">15849000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">395000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">15454000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">15818000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">392000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">15426000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">13622000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">401000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12937000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">284000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">13366000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">311000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12783000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">272000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">380000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">60000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">320000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">155000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">10000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">145000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">210000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">206000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">4000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">62000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">60000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">13630000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">598000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12689000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">343000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">12622000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">237000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12114000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">271000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">1231000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">89000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,585&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,665&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,093&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,193&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,194&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,722&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt; border-top: medium none; border-right: medium none;" class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,866&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,995&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,807&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,978&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,689&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,818&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,801&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&lt;br /&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the nine months ended September 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 32.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Interest Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;284&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;206&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;320&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;395&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,849&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;210&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;380&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the three months ended September 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 32.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Interest Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,783&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;311&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;392&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,366&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,818&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;62&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;155&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">13801000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">598000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12818000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">385000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">12722000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">237000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">12194000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">291000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">6807000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">598000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">5866000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
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  <us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">2932000</us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure>
  <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;Available for Sale&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Held to Maturity&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due in one year or less&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,676&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after one year through five years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,691&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,996&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after five years through ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,165&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;22,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,221&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$141,777&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5. &lt;u&gt;Securities&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The amortized cost and fair value of securities were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$43&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;55,445&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,249&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,041&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;government sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,869&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;141,777&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;374&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$142,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$5,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,639&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,268&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$130&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;54,106&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,640&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,733&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;130&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;68,886&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;144,993&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;4,981&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(56)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;149,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;239&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 109&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,232&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$5,090&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(59)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$150,263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following tables show the Company's investments' gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;Less than 12 Months&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;12 Months or More&lt;/u&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;__&lt;u&gt;Total&lt;/u&gt;_____&lt;u&gt;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,161&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,161&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,062&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,062&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than 12 Months&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 12 Months or More &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$4,152&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$4,152&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,495&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,495&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;(1)&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 49&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,681&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (58)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(59)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;At September 30, 2012, the Company has&amp;nbsp;&lt;font class="_mt"&gt;14&lt;/font&gt; debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category. In Management's opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to the acquisition of specific securities. The Company holds a small amount of equity securities in other financial institutions. As of September 30, 2012, there were no unrealized losses on equity securities. Management believes that the unrealized loss represents temporary impairment of the securities as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the securities before recovery of their cost basis.&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The amortized cost and fair value of debt securities as of September 30, 2012 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;Available for Sale&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Held to Maturity&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due in one year or less&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,586&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,676&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after one year through five years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,691&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,996&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after five years through ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,165&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;22,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Due after ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;30,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;32,221&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$141,777&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Three Months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nine Months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Ended&amp;nbsp; September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Ended September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$631&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$776&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;___-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (4)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;___-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (8)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Net realized gain&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$631&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $544&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$768&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Proceeds from sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $15,549 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$17,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$23,265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$27,734&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">5662000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">2129000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">6300000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2102000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:Liabilities contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">580753000</us-gaap:Liabilities>
  <us-gaap:Liabilities contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">606746000</us-gaap:Liabilities>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">668814000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">698697000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedAmount contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">11887000</us-gaap:LifeInsuranceCorporateOrBankOwnedAmount>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedAmount contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">11887000</us-gaap:LifeInsuranceCorporateOrBankOwnedAmount>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedAmount contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">12234000</us-gaap:LifeInsuranceCorporateOrBankOwnedAmount>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedAmount contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">12234000</us-gaap:LifeInsuranceCorporateOrBankOwnedAmount>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedAmount contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">12234000</us-gaap:LifeInsuranceCorporateOrBankOwnedAmount>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">5458000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">5341000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">422000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">498000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">458329000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22684000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22684000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">11087000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">11087000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">262476000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">262476000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13934000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13934000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">3087000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember" unitRef="Unit12" decimals="-3">259005000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">170082000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">148148000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">148148000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember" unitRef="Unit12" decimals="-3">11436000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember" unitRef="Unit12" decimals="-3">14719000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">3087000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">21598000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">237407000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">11087000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13934000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">145061000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">427000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11009000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">659000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">14060000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">479999000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">28528000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">28528000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14819000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14819000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">274081000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">274081000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14515000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14515000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">2373000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">175017000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">148056000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">148056000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2373000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14819000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14515000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_9_30_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">145683000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">457907000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">479501000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">452449000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">474160000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6. Loans Receivable and Allowance for Loan Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Types of loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(dollars in thousands)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; September &amp;nbsp;30, 2012 &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; December 31, 2011&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Real Estate-Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;30.9%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$148,148 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 32.3%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;57.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 262,476&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 57.3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2.4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial, financial and agricultural&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5.9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Consumer loans to individuals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Deferred fees (net)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(498)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (422)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;Allowance for loan losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5,341)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;(5,458)&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Net loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$474,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$452,449&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Changes in the accretable yield for purchased credit-impaired loans were as follows for the nine months ended September 30, 2012 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at beginning of period &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accretion&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (71)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reclassification and other &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$100&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands): &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Acquired Loans with Specific Evidence of Deterioration in Credit &lt;u&gt;Quality &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Acquired Loans with Specific Evidence of Deterioration in Credit &lt;u&gt;Quality&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Outstanding Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ 1,328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ 1,412&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&amp;nbsp; 1,228&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;1,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the "acquisition date") and September 30, 2012.&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company maintains a loan review system, which&amp;nbsp;provides for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&lt;font style="text-decoration: none;" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;&lt;/u&gt;
&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,394&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; with &lt;/font&gt;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;957&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,228&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;147,785 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;261,967&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;467,377&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.65pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="205" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

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&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,384&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans acquired with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;903&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;147,805&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;249,787&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,086&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;444,699&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="105"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="22"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="85"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="0"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="22"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="92"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="22"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="96"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="22"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="87"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="17"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="80"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="22"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="68"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div class="MetaData"&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,585&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,665&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,093&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,193&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;271&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;291&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,194&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,722&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt; border-top: medium none; border-right: medium none;" class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,866&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,995&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,807&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,978&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;6,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,689&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,818&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,801&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,231&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&lt;br /&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the nine months ended September 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 32.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Interest Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;284&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,454&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;206&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;320&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;395&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,849&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;210&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;380&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the three months ended September 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 32.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Interest Income &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;12,783&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;311&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;392&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 16pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,366&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,818&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;62&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;155&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 15.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"&gt;&amp;nbsp;
&lt;/font&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources. As of September 30, 2012, troubled debt restructured loans totaled $&lt;font class="_mt"&gt;6.1&lt;/font&gt; million and resulted in specific reserves of $&lt;font class="_mt"&gt;78,000&lt;/font&gt;. During the quarter ending September 30, 2012, one loan with a balance of $&lt;font class="_mt"&gt;6.5&lt;/font&gt; million was written down by $&lt;font class="_mt"&gt;1.0&lt;/font&gt; million to $&lt;font class="_mt"&gt;5.5&lt;/font&gt; million as a result of the borrower's inability to make the modified payments. The write-down was based on the estimated realizable value of the real estate collateral. During 2012 and 2011, there were&amp;nbsp;&lt;font class="_mt"&gt;no new loans&lt;/font&gt; identified as troubled debt restructurings. As of December 31, 2011, troubled debt restructured loans totaled $&lt;font class="_mt"&gt;7.2&lt;/font&gt; million and resulted in specific reserves of $&lt;font class="_mt"&gt;1.2&lt;/font&gt; million. &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Management uses a seven point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first three categories are considered not criticized, and are aggregated as "Pass" rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event. The Bank's Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings. Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;

&lt;div class="MetaData"&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of September 30, 2012 and December 31, 2011 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;247,475&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,376&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,230&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;27,930&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;320&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;275,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,508&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;302,609&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.7in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" width="11"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&amp;nbsp; 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;237,407&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,009&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,060&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;21,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;659&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,005&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,436&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,719&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;285,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&amp;nbsp;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. Nonperforming loans include loans on nonaccrual status and accruing loans which are past due over ninety days. The following table presents the recorded investment in the loan classes based on payment activity as of September 30, 2012 and December 31, 2011 (in thousands):&lt;/font&gt;
&lt;/font&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Performing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nonperforming&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Residential real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,683&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;175,017&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;177,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Performing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nonperforming&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Residential real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,061&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;170,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;173,169&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2012 and December 31, 2011 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 0px !important; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="779"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days Past &lt;u&gt;Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;144,724&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;128&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,332&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;260,555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,364&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;991&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,104&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,526&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,799&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;250&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,457&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;58&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;462,813&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,714&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;17,186&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days Past &lt;u&gt;Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;143,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,351&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;4,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;255,613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,015&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,524&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;4,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;6,863&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,532&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,086&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;194&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;404&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,835&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;99&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;445,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;7,815&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,713&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;The following table presents the allowance for loan losses by the classes of the loan portfolio:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;144&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(402)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,316)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(23)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(46)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,794)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 10.5pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;836&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;158&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;52&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,650&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance, &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;September &amp;nbsp;30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,028&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,252&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, June 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,559&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,691&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;87&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,775&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(94)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,220)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(23)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(13)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,350)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;16&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;227&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;645&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(12)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;42&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(2)&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;900&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2012&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,117&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;282&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;170&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;&lt;/font&gt;
&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2010&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,167&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,976&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;110&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;192&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(372)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(963)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(80)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(1,417)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;25&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;41&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;71&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;333&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;782&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,075&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,795&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,322&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,322&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,473&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,023&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 22pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, June 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,096&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,675&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;91&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;258&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,267&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(146)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(199)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(384)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;18&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;19&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;37&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;185&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(10)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(104)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;425&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; September 30, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,153&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,795&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;81&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,345&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company's primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region's economy. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;As of September 30, 2012, the Company considered its concentration of credit risk to be acceptable. The highest concentrations are in the hospitality lodging industry and property owners associations with loans outstanding of $46.4 million, or 51.6% of capital, to the hospitality lodging industry and $10.3 million, or 15.6% of capital, to property owners associations. There were no losses recognized on loans to the hospitality industry or to property owners associations during the current period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized gains and gross realized losses on sales of residential mortgage loans were $&lt;font class="_mt"&gt;163,000&lt;/font&gt; and $&lt;font class="_mt"&gt;0&lt;/font&gt; respectively, in the first nine months of 2012 compared to $&lt;font class="_mt"&gt;240,000&lt;/font&gt; and $&lt;font class="_mt"&gt;21,000&lt;/font&gt;, respectively, in the same period in 2011. The proceeds from the sales of residential mortgage loans totaled $&lt;font class="_mt"&gt;4.5&lt;/font&gt; million and $&lt;font class="_mt"&gt;9.0&lt;/font&gt; million for the nine months ended September 30, 2012 and 2011, respectively. During the three months ended September 30, 2012, gross realized gains and gross realized losses on sales of residential mortgage loans were $&lt;font class="_mt"&gt;88,000&lt;/font&gt; and $&lt;font class="_mt"&gt;0&lt;/font&gt; respectively, compared to $&lt;font class="_mt"&gt;81,000&lt;/font&gt; and $&lt;font class="_mt"&gt;21,000&lt;/font&gt;, respectively in the same three month period of 2011. The proceeds from the sales of residential mortgage loans totaled $&lt;font class="_mt"&gt;2.2&lt;/font&gt; million and $&lt;font class="_mt"&gt;2.2&lt;/font&gt; million, respectively for the three months ended September 30, 2012 and 2011.&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
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  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-24945000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
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  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-18029000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
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  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">6644000</us-gaap:NetIncomeLoss>
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  <us-gaap:NetIncomeLoss contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2200000</us-gaap:NetIncomeLoss>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">71959000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
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  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">11824000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">4354000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">12061000</us-gaap:NoninterestExpense>
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  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">611000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">234000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">679000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">220000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">1295000</us-gaap:OccupancyNet>
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  <us-gaap:OccupancyNet contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">1489000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">512000</us-gaap:OccupancyNet>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Basis of Presentation&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &amp;nbsp;and WTRO Properties.&amp;nbsp;&amp;nbsp; All significant intercompany transactions have been eliminated in consolidation.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&amp;nbsp; Actual results could differ from those estimates.&amp;nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&amp;nbsp; The operating results for the three and nine month periods ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012 or any other future interim period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2011.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
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  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-631000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-261000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
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  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">1775000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">1331000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">1241000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
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  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">602000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">453000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherInterestAndDividendIncome contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">42000</us-gaap:OtherInterestAndDividendIncome>
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  <us-gaap:OtherInterestAndDividendIncome contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">9000</us-gaap:OtherInterestAndDividendIncome>
  <us-gaap:OtherLiabilities contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">4201000</us-gaap:OtherLiabilities>
  <us-gaap:OtherLiabilities contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">3775000</us-gaap:OtherLiabilities>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">2026000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">700000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2076000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">743000</us-gaap:OtherNoninterestExpense>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 0px !important; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="779"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days Past &lt;u&gt;Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;144,724&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;128&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,373&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,332&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;260,555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,364&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;991&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,104&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,526&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,799&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;237&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;250&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,457&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;58&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;462,813&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,281&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,714&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;17,186&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days Past &lt;u&gt;Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;143,550&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,351&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;4,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;148,148&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;255,613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,015&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,524&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;4,324&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;6,863&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;262,476&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,532&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;555&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,086&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;194&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;404&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,835&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;89&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;99&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;445,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,440&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;7,815&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,713&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <us-gaap:PaymentsForMergerRelatedCosts contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-771000</us-gaap:PaymentsForMergerRelatedCosts>
  <us-gaap:PaymentsForMergerRelatedCosts contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-16000</us-gaap:PaymentsForMergerRelatedCosts>
  <us-gaap:PaymentsForMergerRelatedCosts contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-18000</us-gaap:PaymentsForMergerRelatedCosts>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">8677000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">4343000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-15975000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">24261000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForRepurchaseOfOtherEquity contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">207000</us-gaap:PaymentsForRepurchaseOfOtherEquity>
  <us-gaap:PaymentsForRepurchaseOfOtherEquity contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">320000</us-gaap:PaymentsForRepurchaseOfOtherEquity>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">2559000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">2951000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">35043000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">45780000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireOtherInvestments contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">299000</us-gaap:PaymentsToAcquireOtherInvestments>
  <us-gaap:PaymentsToAcquireOtherInvestments contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">395000</us-gaap:PaymentsToAcquireOtherInvestments>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">135000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">394000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">23180000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">25251000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">-1333000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">10592000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">27734000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">17390000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">23265000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">15549000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfFederalReserveStock contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">527000</us-gaap:ProceedsFromSaleOfFederalReserveStock>
  <us-gaap:ProceedsFromSaleOfFederalReserveStock contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">661000</us-gaap:ProceedsFromSaleOfFederalReserveStock>
  <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">8959000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">4506000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">99000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">296000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">171000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">583000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">157000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">7479000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">7453000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">1075000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-20000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">-29000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">782000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">9000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">333000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">425000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-104000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">-10000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">319000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">35000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2011_To_9_30_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">185000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">1650000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">158000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">10000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">52000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">836000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">900000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">42000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">-12000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">645000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-2000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_7_1_2012_To_9_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">227000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">2910000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">659000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RepaymentsOfOtherDebt contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">18060000</us-gaap:RepaymentsOfOtherDebt>
  <us-gaap:RepaymentsOfOtherDebt contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">137000</us-gaap:RepaymentsOfOtherDebt>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">62308000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">66005000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Types of loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(dollars in thousands)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; September &amp;nbsp;30, 2012 &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; December 31, 2011&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Real Estate-Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$148,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;30.9%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$148,148 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 32.3%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;274,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;57.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 262,476&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 57.3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2.4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial, financial and agricultural&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;28,528&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5.9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 22,684&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Consumer loans to individuals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,515&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 13,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;479,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 458,329&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Deferred fees (net)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(498)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (422)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;Allowance for loan losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5,341)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;(5,458)&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Net loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$474,160&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$452,449&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Three Months Ended&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Nine Months Ended&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Basic EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,278&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,292&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,279&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,001&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Dilutive effect of stock options&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Diluted EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,293&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,284&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,002&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;September 30,&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2011&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded availability under loan commitments&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$38,297&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$37,649&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded commitments under lines of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;37,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 31,183&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Standby letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;11,277&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 11,960&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$86,655&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$80,792&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock>
  <us-gaap:ScheduleOfRealizedGainLossTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Three Months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nine Months&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Ended&amp;nbsp; September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Ended September 30,&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$631&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$776&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;___-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (4)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;___-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (8)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Net realized gain&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$631&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $544&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$768&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Proceeds from sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $15,549 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$17,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$23,265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$27,734&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfRealizedGainLossTableTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Options&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Per Share&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Remaining Contractual Term&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Aggregate Intrinsic Value (in thousands)&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at January 1, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;209,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.43&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;6.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;113&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Granted&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercised&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (4,775)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;20.72&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;.8&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;31&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Forfeited&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;(12,225)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;29.65&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.2&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at September 30, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;192,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.54&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.7&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;370&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercisable at September 30, 2012&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;164,914&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;28.72&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.0&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;293&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;Less than 12 Months&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;12 Months or More&lt;/u&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;__&lt;u&gt;Total&lt;/u&gt;_____&lt;u&gt;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,161&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,161&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,062&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,062&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than 12 Months&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 12 Months or More &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$4,152&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$4,152&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,495&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,495&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;(1)&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 49&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,681&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ (58)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,696&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(59)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">126000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">98000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">98000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="Duration_1_1_2012_To_9_30_2012">P1Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">293000</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber contextRef="As_Of_9_30_2012" unitRef="Unit1" decimals="0">164914</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice contextRef="As_Of_9_30_2012" unitRef="Unit14" decimals="2">28.72</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 contextRef="Duration_1_1_2012_To_9_30_2012">P5Y</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">31000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">12225</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">113000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">370000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="0">209914</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="As_Of_9_30_2012" unitRef="Unit1" decimals="0">192914</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="As_Of_12_31_2011" unitRef="Unit14" decimals="2">28.43</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="As_Of_9_30_2012" unitRef="Unit14" decimals="2">28.54</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="Duration_1_1_2011_To_12_31_2011">P6Y3M18D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="Duration_1_1_2012_To_9_30_2012">P5Y8M12D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">20.72</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit14" decimals="2">29.65</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
  <us-gaap:SharePrice contextRef="As_Of_9_30_2011" unitRef="Unit14" decimals="2">24.02</us-gaap:SharePrice>
  <us-gaap:SharePrice contextRef="As_Of_12_31_2011" unitRef="Unit14" decimals="2">27.47</us-gaap:SharePrice>
  <us-gaap:SharePrice contextRef="As_Of_9_30_2012" unitRef="Unit14" decimals="2">30.20</us-gaap:SharePrice>
  <us-gaap:SharesIssued contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="0">3371866</us-gaap:SharesIssued>
  <us-gaap:SharesIssued contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="0">87370</us-gaap:SharesIssued>
  <us-gaap:SharesIssued contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="0">3371849</us-gaap:SharesIssued>
  <us-gaap:SharesIssued contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="0">94242</us-gaap:SharesIssued>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21794000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShortTermBorrowings contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">32386000</us-gaap:ShortTermBorrowings>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21794000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21794000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">32386000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">32386000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:ShorttermDebtFairValue contextRef="As_Of_9_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">32386000</us-gaap:ShorttermDebtFairValue>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">88061000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">3315000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">24660000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">337000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">62308000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-2559000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">91951000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">3620000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">24728000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">337000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">66005000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">-2739000</us-gaap:StockholdersEquity>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">4775</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="0">-4775</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodSharesTreasuryStockReissued contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="0">11647</us-gaap:StockIssuedDuringPeriodSharesTreasuryStockReissued>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">99000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-41000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">140000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:TaxBenefitFromStockOptionsExercised1 contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">11000</us-gaap:TaxBenefitFromStockOptionsExercised1>
  <us-gaap:TaxBenefitFromStockOptionsExercised1 contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">11000</us-gaap:TaxBenefitFromStockOptionsExercised1>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">414000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">142000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">451000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">150000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TransferOfInvestments contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">-774000</us-gaap:TransferOfInvestments>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2011_To_9_30_2011" unitRef="Unit12" decimals="-3">3051000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">954000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TreasuryStockShares contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">87370</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_9_30_2012" unitRef="Unit1" decimals="INF">94242</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">2559000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue contextRef="As_Of_9_30_2012" unitRef="Unit12" decimals="-3">2739000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit12" decimals="-3">320000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2012_To_9_30_2012_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">320000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2012_To_9_30_2012">&lt;div&gt; &lt;div class="MetaData"&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;September 30, 2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6,999&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$43&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$7,042&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;55,445&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;3,249&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,692&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,041&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;341&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9,382&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;government sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,869&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(39)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;72,122&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;141,777&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;5,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,238&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;374&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;401&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$142,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$5,529&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(41)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147,639&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$172&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2011 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,268&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$130&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,398&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;54,106&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,640&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;56,746&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,733&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;130&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(54)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,809&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;68,886&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;70,965&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;144,993&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;4,981&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(56)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;149,918&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;239&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 109&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;345&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,232&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$5,090&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$(59)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$150,263&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock>
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  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_7_1_2011_To_9_30_2011" unitRef="Unit1" decimals="0">1000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">5000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">8000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
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  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">3284000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_7_1_2012_To_9_30_2012" unitRef="Unit1" decimals="0">3286000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
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  <!--Footnote Section-->
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(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and

       estimated liquidation expenses.  The range and weighted average of liquidation expenses and other

       appraisal adjustments are presented as a percent of the appraisal.</link:footnote>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="Footnote-01" xml:lang="en-US">



(1) Fair value is generally determined through independent appraisals of the underlying collateral, which

      generally include various level 3 inputs which are not identifiable, less any associated allowance.</link:footnote>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="Footnote-03" xml:lang="en-US">

(3) Includes qualitative adjustments by management and estimated liquidation expenses.</link:footnote>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Beginning Balance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Liabilities</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" xml:lang="en-US">Additional Paid in Capital, Beginning Balance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperatingAbstract_lbl" xml:lang="en-US">INTEREST INCOME</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeSecurities" xlink:label="us-gaap_InterestAndDividendIncomeSecurities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeSecurities_lbl" xml:lang="en-US">Interest and Dividend Income, Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="us-gaap_OtherInterestAndDividendIncome" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDomesticDeposits_lbl" xml:lang="en-US">Interest Expense, Domestic Deposits</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseShortTermBorrowings_lbl" xml:lang="en-US">Interest Expense, Short-term Borrowings</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total interest expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Service charges and fees</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LaborAndRelatedExpense" xlink:to="us-gaap_LaborAndRelatedExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Labor and Related Expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LaborAndRelatedExpense_lbl" xml:lang="en-US">Labor and Related Expense, Total</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OccupancyNet_lbl" xml:lang="en-US">Occupancy, Net</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InformationTechnologyAndDataProcessing" xlink:to="us-gaap_InformationTechnologyAndDataProcessing_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InformationTechnologyAndDataProcessing_lbl" xml:lang="en-US">Information Technology and Data Processing</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TaxesExcludingIncomeAndExciseTaxes" xlink:to="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" xml:lang="en-US">Payments for Other Taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" xml:lang="en-US">Taxes, other than income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" xml:lang="en-US">Taxes, other than income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" xml:lang="en-US">Taxes, other than income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TaxesExcludingIncomeAndExciseTaxes_lbl" xml:lang="en-US">Taxes, Miscellaneous, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProfessionalFees" xlink:label="us-gaap_ProfessionalFees" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProfessionalFees" xlink:to="us-gaap_ProfessionalFees_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProfessionalFees_lbl" xml:lang="en-US">Professional Fees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProfessionalFees_lbl" xml:lang="en-US">Professional fees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForMergerRelatedCosts" xlink:label="us-gaap_PaymentsForMergerRelatedCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForMergerRelatedCosts" xlink:to="us-gaap_PaymentsForMergerRelatedCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForMergerRelatedCosts_lbl" xml:lang="en-US">Payments for Merger Related Costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForMergerRelatedCosts_lbl" xml:lang="en-US">Merger related expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForMergerRelatedCosts_lbl" xml:lang="en-US">Merger related expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">Federal Deposit Insurance Corporation Premium Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalDepositInsuranceCorporationPremiumExpense_lbl" xml:lang="en-US">Federal Deposit Insurance Corporation insurance assessment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="us-gaap_ForeclosedRealEstateExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ForeclosedRealEstateExpense" xlink:to="us-gaap_ForeclosedRealEstateExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ForeclosedRealEstateExpense_lbl" xml:lang="en-US">Foreclosed Real Estate Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ForeclosedRealEstateExpense_lbl" xml:lang="en-US">Foreclosed real estate owned expense (income)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="us-gaap_OtherNoninterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other Noninterest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="us-gaap_NoninterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Noninterest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Total other expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">INCOME BEFORE INCOME TAXES</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Current Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">INCOME TAX EXPENSE</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Current Income Tax Expense (Benefit), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income (Loss) Attributable to Parent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">NET INCOME</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="us-gaap_EarningsPerShareBasic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasic" xlink:to="us-gaap_EarningsPerShareBasic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Earnings Per Share, Basic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">BASIC EARNINGS PER SHARE</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Earnings Per Share, Basic, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="us-gaap_EarningsPerShareDiluted" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings Per Share, Diluted</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings Per Share, Diluted, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_lbl" xml:lang="en-US">Consolidated Statement of Comprehensive Income [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TaxBenefitFromStockOptionsExercised1_lbl" xml:lang="en-US">Tax benefit of stock options exercised</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_EffectOfNorthPennAcquisitionShares" xlink:label="nwfl_EffectOfNorthPennAcquisitionShares" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_EffectOfNorthPennAcquisitionShares" xlink:to="nwfl_EffectOfNorthPennAcquisitionShares_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_EffectOfNorthPennAcquisitionShares_lbl" xml:lang="en-US">The value listed on this line represents the shares issued and adjustments to the number of common shares outstanding as a result of an acquisition during the reporting period.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_EffectOfNorthPennAcquisitionShares_lbl" xml:lang="en-US">Effect of North Penn acquisition, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_EffectOfNorthPennAcquisitionShares_lbl" xml:lang="en-US">North Penn exchange adjustment, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements of Cash Flows [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease) [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="us-gaap_DepreciationNonproduction" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationNonproduction" xlink:to="us-gaap_DepreciationNonproduction_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationNonproduction_lbl" xml:lang="en-US">Depreciation Premises and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepreciationNonproduction_lbl" xml:lang="en-US">Depreciation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of intangible assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred income taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of Financing Costs and Discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of securities premiums and discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of securities premiums and discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of Financing Costs and Discounts, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="us-gaap_GainLossOnSaleOfInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfInvestments" xlink:to="us-gaap_GainLossOnSaleOfInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Gain (Loss) on Sale of Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Net realized gain on sales of securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Net realized gain on sales of securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Gain (Loss) on Sale of Investments, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireOtherInvestments" xlink:label="us-gaap_PaymentsToAcquireOtherInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireOtherInvestments" xlink:to="us-gaap_PaymentsToAcquireOtherInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireOtherInvestments_lbl" xml:lang="en-US">Payments to Acquire Other Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireOtherInvestments_lbl" xml:lang="en-US">Net increase in value of life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireOtherInvestments_lbl" xml:lang="en-US">Net increase in investment in life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges" xlink:label="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges" xlink:to="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges_lbl" xml:lang="en-US">Income (Loss) before Gain or Loss on Sale of Properties, and Extraordinary Items</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges_lbl" xml:lang="en-US">Loss (gain) on sale of foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges_lbl" xml:lang="en-US">Loss (gain) on sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges_lbl" xml:lang="en-US">Income (Loss) before Gain or Loss on Sale of Properties, and Extraordinary Items, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfMortgageLoans" xlink:to="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Gain (Loss) on Sale of Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Net gain on sale of mortgage loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Net gain on sale of mortgage loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Payments for Origination of Mortgage Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Mortgage loans originated for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Mortgage loans originated for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Mortgage Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sale of mortgage loans originated for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Loans Held-for-sale, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sale of mortgage loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Investment Income Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease in accrued interest receivable and other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease (increase) in accrued interest receivable and other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Operating Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (decrease) in accrued interest payable and other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">(Decrease) increase in accrued interest payable and other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Operating Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Proceeds from sales</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:label="us-gaap_ProceedsFromSaleOfFederalReserveStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfFederalReserveStock" xlink:to="us-gaap_ProceedsFromSaleOfFederalReserveStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfFederalReserveStock_lbl" xml:lang="en-US">Proceeds from Sale of Federal Reserve Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfFederalReserveStock_lbl" xml:lang="en-US">Redemption of FHLB stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net (increase) decrease in loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net (increase) decrease in loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" xlink:to="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale, in addition to inflow from sale of foreclosed real estate.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from the sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from Sale of Property, Plant, and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_AcquisitionNetOfCashAndCashEquivalents" xlink:label="nwfl_AcquisitionNetOfCashAndCashEquivalents" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_AcquisitionNetOfCashAndCashEquivalents" xlink:to="nwfl_AcquisitionNetOfCashAndCashEquivalents_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_AcquisitionNetOfCashAndCashEquivalents_lbl" xml:lang="en-US">The value listed on this line represents the increase of assets and liabilities acquired, net of cash and cash equivalents, as a result of an acquisition during the reporting period.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_AcquisitionNetOfCashAndCashEquivalents_lbl" xml:lang="en-US">Acquisition, net of cash and cash equivalents</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_AcquisitionNetOfCashAndCashEquivalents_lbl" xml:lang="en-US">Acquisition, net of cash acquired</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash (used in) provided by investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Net increase (decrease) in deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Net increase (decrease) in short-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherDebt" xlink:label="us-gaap_RepaymentsOfOtherDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfOtherDebt" xlink:to="us-gaap_RepaymentsOfOtherDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of Other Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of other borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of other borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfOtherEquity" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfOtherEquity" xlink:to="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" xml:lang="en-US">Payments for Repurchase of Other Equity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" xml:lang="en-US">Acquisition of treasury stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" xml:lang="en-US">Purchase of treasury stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="us-gaap_PaymentsOfDividendsCommonStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividendsCommonStock" xlink:to="us-gaap_PaymentsOfDividendsCommonStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_lbl" xml:lang="en-US">Payments of Dividends, Common Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_lbl" xml:lang="en-US">Cash dividends paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsOfDividendsCommonStock_lbl" xml:lang="en-US">Cash dividends paid</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash provided by (used in)financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_lbl" xml:lang="en-US">Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Realized Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses_lbl" xml:lang="en-US">Gross realized losses</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_lbl" xml:lang="en-US">Net realized gain</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl" xml:lang="en-US">Schedule of Financing Receivable, Allowance for Credit Losses [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="us-gaap_FinancingReceivableAllowanceDomain" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceDomain_lbl" xml:lang="en-US">Financing Receivable Allowance [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialPortfolioSegmentMember" xlink:label="us-gaap_ResidentialPortfolioSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ResidentialPortfolioSegmentMember" xlink:to="us-gaap_ResidentialPortfolioSegmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ResidentialPortfolioSegmentMember_lbl" xml:lang="en-US">Residential Portfolio Segment [Member]</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:to="us-gaap_CommercialRealEstatePortfolioSegmentMember_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Real Estate Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="us-gaap_CommercialPortfolioSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialPortfolioSegmentMember" xlink:to="us-gaap_CommercialPortfolioSegmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialPortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Portfolio Segment [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommercialPortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="us-gaap_ConsumerPortfolioSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConsumerPortfolioSegmentMember_lbl" xml:lang="en-US">Consumer Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total Loans</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_PercentOfLoans_lbl" xml:lang="en-US">Percent of Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_PercentOfLoans_lbl" xml:lang="en-US">Percent of Loans</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Deferred Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Deferred fees (net)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Deferred fees (net)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Deferred Income, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Ending balance,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Beginning balance,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Balance at end of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Balance at beginning of period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xml:lang="en-US">Accretion</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xml:lang="en-US">Accretion</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance_lbl" xml:lang="en-US">Outstanding Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldPeriodIncreaseDecrease_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldPeriodIncreaseDecrease_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease), Total</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_AllowanceForLoanLossesReversed" xlink:label="nwfl_AllowanceForLoanLossesReversed" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_AllowanceForLoanLossesReversed" xlink:to="nwfl_AllowanceForLoanLossesReversed_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_AllowanceForLoanLossesReversed_lbl" xml:lang="en-US">Allowance for Loan Losses Reversed</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Individually evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Collectively evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Write-downs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge Offs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge Offs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Recovery</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Recoveries</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Ending balance individually evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Ending balance collectively evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_LoanLossesInHospitalityIndustry" xlink:label="nwfl_LoanLossesInHospitalityIndustry" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_LoanLossesInHospitalityIndustry" xlink:to="nwfl_LoanLossesInHospitalityIndustry_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_LoanLossesInHospitalityIndustry_lbl" xml:lang="en-US">Loan Losses in Hospitality Industry</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_LoanLossesInHospitalityIndustry_lbl" xml:lang="en-US">Loan Losses in Hospitality Industry</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_GrossRealizedGainsOnLoans" xlink:label="nwfl_GrossRealizedGainsOnLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GrossRealizedGainsOnLoans" xlink:to="nwfl_GrossRealizedGainsOnLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GrossRealizedGainsOnLoans_lbl" xml:lang="en-US">Gross Realized Gains on Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GrossRealizedGainsOnLoans_lbl" xml:lang="en-US">Gross Realized Gains on Loans</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_GrossRealizedLossesOnLoans" xlink:label="nwfl_GrossRealizedLossesOnLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GrossRealizedLossesOnLoans" xlink:to="nwfl_GrossRealizedLossesOnLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GrossRealizedLossesOnLoans_lbl" xml:lang="en-US">Gross Realized Losses on Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GrossRealizedLossesOnLoans_lbl" xml:lang="en-US">Gross Realized Losses on Loans</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_ProceedsFromSaleOfResidentialMortgageLoans" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ProceedsFromSaleOfResidentialMortgageLoans" xlink:to="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" xml:lang="en-US">Proceeds from Sale of Residential Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" xml:lang="en-US">Proceeds from Sale of Residential Mortgage Loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" xml:lang="en-US">Schedule of Impaired Financing Receivable [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_lbl" xml:lang="en-US">Class of Financing Receivable [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xml:lang="en-US">Financing Receivable Recorded Investment Class Of Financing Receivable [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_lbl" xml:lang="en-US">Class of Financing Receivable [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="us-gaap_FinancingReceivableImpairedLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableImpairedLineItems" xlink:to="us-gaap_FinancingReceivableImpairedLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableImpairedLineItems_lbl" xml:lang="en-US">Financing Receivable, Impaired [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With no related allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With an allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With no related allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With an allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, Total</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">Financing Receivable, Modifications, Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" xlink:label="us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment_lbl" xml:lang="en-US">Financing Receivable, Modifications, Subsequent Default, Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings" xlink:label="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings" xlink:to="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings_lbl" xml:lang="en-US">Loans Identified as Troubled Debt Restructurings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings_lbl" xml:lang="en-US">New Loans Identified as Troubled Debt Restructurings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_lbl" xml:lang="en-US">Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" xml:lang="en-US">Credit Quality Indicator [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:to="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_lbl" xml:lang="en-US">Financing Receivable By Credit Quality Indicator [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_lbl" xml:lang="en-US">Financing Receivable, by Credit Quality Indicator [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="us-gaap_PassMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PassMember" xlink:to="us-gaap_PassMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PassMember_lbl" xml:lang="en-US">Pass [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PassMember_lbl" xml:lang="en-US">Pass [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="us-gaap_SpecialMentionMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SpecialMentionMember" xlink:to="us-gaap_SpecialMentionMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SpecialMentionMember_lbl" xml:lang="en-US">Special Mention [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SpecialMentionMember_lbl" xml:lang="en-US">Special Mention [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubstandardMember" xlink:label="us-gaap_SubstandardMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubstandardMember" xlink:to="us-gaap_SubstandardMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubstandardMember_lbl" xml:lang="en-US">Substandard [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SubstandardMember_lbl" xml:lang="en-US">Substandard [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:to="us-gaap_ScheduleOfFinancingReceivablesPastDueTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivablesPastDueTable_lbl" xml:lang="en-US">Schedule of Financing Receivables Past Due [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorCustomersAxis" xlink:label="us-gaap_MajorCustomersAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorCustomersAxis" xlink:to="us-gaap_MajorCustomersAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MajorCustomersAxis_lbl" xml:lang="en-US">Major Customers [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NameOfMajorCustomerDomain" xlink:label="us-gaap_NameOfMajorCustomerDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NameOfMajorCustomerDomain" xlink:to="us-gaap_NameOfMajorCustomerDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NameOfMajorCustomerDomain_lbl" xml:lang="en-US">Name Of Major Customer [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NameOfMajorCustomerDomain_lbl" xml:lang="en-US">Name of Major Customer [Domain]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_RelationshipOneMember" xlink:label="nwfl_RelationshipOneMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_RelationshipOneMember" xlink:to="nwfl_RelationshipOneMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_RelationshipOneMember_lbl" xml:lang="en-US">Relationship One [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_RelationshipOneMember_lbl" xml:lang="en-US">Relationship One [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_RelationshipOneMember_lbl" xml:lang="en-US">Relationship One [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentCurrent_lbl" xml:lang="en-US">Current</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, 30 to 59 Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_lbl" xml:lang="en-US">31-60 Days Past Due</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, 60 to 89 Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_lbl" xml:lang="en-US">61-90 Days Past Due</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_lbl" xml:lang="en-US">Greater than 90 Days Past Due and still accruing</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Non-Accrual</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_lbl" xml:lang="en-US">Financing Receivable, Modifications, Post-Modification Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_lbl" xml:lang="en-US">Total Past Due and Non-Accrual</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xlink:label="us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_lbl" xml:lang="en-US">Major Types Of Debt And Equity Securities [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_lbl" xml:lang="en-US">Major Types Of Debt And Equity Securities [Domain]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ImpairedLoansMember" xlink:to="nwfl_ImpairedLoansMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ImpairedLoansMember_lbl" xml:lang="en-US">Impaired Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ImpairedLoansMember_lbl" xml:lang="en-US">Impaired Loans [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_ImpairedLoansMember_lbl" xml:lang="en-US">Impaired Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_ForeclosedRealEstateOwnedMember" xlink:label="nwfl_ForeclosedRealEstateOwnedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ForeclosedRealEstateOwnedMember" xlink:to="nwfl_ForeclosedRealEstateOwnedMember_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value Inputs Level3 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Assets, Fair Value Disclosure, Nonrecurring</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Assets, Fair Value Disclosure, Nonrecurring, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="us-gaap_RangeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeAxis_lbl" xml:lang="en-US">Range [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="us-gaap_RangeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeMember" xlink:to="us-gaap_RangeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeMember_lbl" xml:lang="en-US">Range [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RangeMember_lbl" xml:lang="en-US">Range [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="us-gaap_MaximumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="us-gaap_MinimumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageMember" xlink:label="us-gaap_WeightedAverageMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageMember" xlink:to="us-gaap_WeightedAverageMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageMember_lbl" xml:lang="en-US">Weighted Average [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageMember_lbl" xml:lang="en-US">Weighted Average [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Fair Value Measurements, Valuation Techniques</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Valuation Techniques</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsSignificantAssumptions_lbl" xml:lang="en-US">Fair Value Measurements, Significant Assumptions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsSignificantAssumptions_lbl" xml:lang="en-US">Unobservable Input</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsDiscountRate_lbl" xml:lang="en-US">Range (Weighted Average)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Estimate Of Fair Value Fair Value Disclosure [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Fair Value [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="us-gaap_MarketableSecurities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketableSecurities_lbl" xml:lang="en-US">Marketable Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MarketableSecurities_lbl" xml:lang="en-US">Financial assets: Securities</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Loans Receivable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Loans receivable, net</label>
    <loc xlink:type="locator" xlink:href="nwfl-20120930.xsd#nwfl_MortgageServicingRightsFairValueDisclosure" xlink:label="nwfl_MortgageServicingRightsFairValueDisclosure" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_MortgageServicingRightsFairValueDisclosure_lbl" xml:lang="en-US">Mortgage Servicing Rights Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_MortgageServicingRightsFairValueDisclosure_lbl" xml:lang="en-US">Mortgage Servicing Rights Fair Value Disclosure</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure" xlink:label="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Investment in FHLB stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedAmount" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedAmount" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedAmount_lbl" xml:lang="en-US">Financial assets: Bank owned life insurance</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Deposits, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Financial liabilities: Deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="us-gaap_ShorttermDebtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShorttermDebtFairValue" xlink:to="us-gaap_ShorttermDebtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Short-term Debt, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Financial liabilities: Short-term borrowings</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsFairValueDisclosure_lbl" xml:lang="en-US">Commitments, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsFairValueDisclosure_lbl" xml:lang="en-US">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EquityComponentDomain_lbl" xml:lang="en-US">Equity Component [Domain]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ParentMember_lbl" xml:lang="en-US">Parent [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ParentMember_lbl" xml:lang="en-US">Parent [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember_lbl" xml:lang="en-US">U S Government Agencies Debt Securities [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember_lbl" xml:lang="en-US">US Government Agencies [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">U S States And Political Subdivisions [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">States and political subdivisions [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate Debt Securities [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate obligations [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtSecuritiesMember_lbl" xml:lang="en-US">Debt Securities [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesIndustryMember_lbl" xml:lang="en-US">Equity Securities Industry [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less than 12 Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less Than12 Months [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less than 12 Months [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_TwelveMonthsOrMoreMember_lbl" xml:lang="en-US">12 Months or More</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_TwelveMonthsOrMoreMember_lbl" xml:lang="en-US">12 Months or More [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PerformingFinancingReceivableMember_lbl" xml:lang="en-US">Performing Financing Receivable [Member]</label>
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</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>9
<FILENAME>nwfl-20120930_pre.xml
<DESCRIPTION>EXHIBIT 101.PRE - XBRL PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
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<!--Created on: 11/06/12 8:43:53 AM-->
<!--Modified on: 11/06/12 8:43:53 AM-->
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  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureBasisOfPresentation" roleURI="http://www.waynebank.com/role/DisclosureBasisOfPresentation" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureEarningsPerShare" roleURI="http://www.waynebank.com/role/DisclosureEarningsPerShare" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureStockBasedCompensation" roleURI="http://www.waynebank.com/role/DisclosureStockBasedCompensation" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureOffBalanceSheetFinancialInstrumentsAndGuarantees" roleURI="http://www.waynebank.com/role/DisclosureOffBalanceSheetFinancialInstrumentsAndGuarantees" />
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  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureLoansReceivableAndAllowanceForLoanLosses" roleURI="http://www.waynebank.com/role/DisclosureLoansReceivableAndAllowanceForLoanLosses" />
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  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureNewAndRecentlyAdoptedAccountingPronouncements" roleURI="http://www.waynebank.com/role/DisclosureNewAndRecentlyAdoptedAccountingPronouncements" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureBasisOfPresentationPolicy" roleURI="http://www.waynebank.com/role/DisclosureBasisOfPresentationPolicy" />
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  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureEarningsPerShareTables" roleURI="http://www.waynebank.com/role/DisclosureEarningsPerShareTables" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureStockBasedCompensationTables" roleURI="http://www.waynebank.com/role/DisclosureStockBasedCompensationTables" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureOffBalanceSheetFinancialInstrumentsAndGuaranteesTables" roleURI="http://www.waynebank.com/role/DisclosureOffBalanceSheetFinancialInstrumentsAndGuaranteesTables" />
  <roleRef xlink:type="simple" xlink:href="nwfl-20120930.xsd#DisclosureSecuritiesTables" roleURI="http://www.waynebank.com/role/DisclosureSecuritiesTables" />
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        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 401<span></span></td>
        <td class="nump">$ 345<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Other Observable Inputs (Level 2) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">147,238<span></span></td>
        <td class="nump">149,918<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">7,042<span></span></td>
        <td class="nump">13,398<span></span></td>
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          <div class="a">States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
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          <div class="a">Corporate obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
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        <td class="nump">8,809<span></span></td>
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      <tr class="rh">
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          <div class="a">Mortgage-backed securities-government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">72,122<span></span></td>
        <td class="nump">70,965<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 401<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Changes in the Accretable Yield for Purchased Credit Impaired Loans) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable and Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield', window );">Balance at beginning of period</a></td>
        <td class="nump">$ 171<span></span></td>
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        <td class="num">(71)<span></span></td>
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        <td class="nump">$ 100<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan.  This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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                <p>The current period recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan.  This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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          <div>Sep. 30, 2012</div>
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          <div>Sep. 30, 2011</div>
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          <div>Sep. 30, 2012</div>
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        <td class="nump">3,279,000<span></span></td>
        <td class="nump">3,001,000<span></span></td>
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        <td class="nump">1,000<span></span></td>
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        <td class="nump">1,000<span></span></td>
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        <td class="nump">3,293,000<span></span></td>
        <td class="nump">3,284,000<span></span></td>
        <td class="nump">3,002,000<span></span></td>
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        <td class="nump">165,150<span></span></td>
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        <td class="nump">$ 24.02<span></span></td>
        <td class="nump">$ 30.20<span></span></td>
        <td class="nump">$ 24.02<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 13, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Price of a single share of a number of saleable stocks of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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        </tr>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E55BG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurements (Fair Value, by Balance Sheet Grouping) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</a></td>
        <td class="nump">$ 24,825<span></span></td>
        <td class="nump">$ 12,449<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="nump">2,589<span></span></td>
        <td class="nump">2,468<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="nump">1,462<span></span></td>
        <td class="nump">1,321<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrying Amount [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">21,423<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Financial assets: Securities</a></td>
        <td class="nump">147,811<span></span></td>
        <td class="nump">150,434<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Financial assets: Loans receivable, net</a></td>
        <td class="nump">474,160<span></span></td>
        <td class="nump">452,449<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_MortgageServicingRightsFairValueDisclosure', window );">Financial assets: Mortgage servicing rights</a></td>
        <td class="nump">283<span></span></td>
        <td class="nump">302<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure', window );">Financial assets: Investment in FHLB stock</a></td>
        <td class="nump">2,932<span></span></td>
        <td class="nump">3,593<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedAmount', window );">Financial assets: Bank owned life insurance</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="nump">11,887<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="nump">2,589<span></span></td>
        <td class="nump">2,468<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits</a></td>
        <td class="nump">541,590<span></span></td>
        <td class="nump">525,767<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Financial liabilities: Short-term borrowings</a></td>
        <td class="nump">32,386<span></span></td>
        <td class="nump">21,794<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Financial liabilities: Other borrowings</a></td>
        <td class="nump">27,533<span></span></td>
        <td class="nump">27,670<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="nump">1,462<span></span></td>
        <td class="nump">1,321<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">21,423<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Financial assets: Securities</a></td>
        <td class="nump">147,814<span></span></td>
        <td class="nump">150,440<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Financial assets: Loans receivable, net</a></td>
        <td class="nump">485,255<span></span></td>
        <td class="nump">463,118<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_MortgageServicingRightsFairValueDisclosure', window );">Financial assets: Mortgage servicing rights</a></td>
        <td class="nump">283<span></span></td>
        <td class="nump">308<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure', window );">Financial assets: Investment in FHLB stock</a></td>
        <td class="nump">2,932<span></span></td>
        <td class="nump">3,593<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedAmount', window );">Financial assets: Bank owned life insurance</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="nump">11,887<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="nump">2,589<span></span></td>
        <td class="nump">2,468<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits</a></td>
        <td class="nump">543,356<span></span></td>
        <td class="nump">527,707<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Financial liabilities: Short-term borrowings</a></td>
        <td class="nump">32,386<span></span></td>
        <td class="nump">21,794<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Financial liabilities: Other borrowings</a></td>
        <td class="nump">30,780<span></span></td>
        <td class="nump">30,002<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="nump">1,462<span></span></td>
        <td class="nump">1,321<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Financial assets: Securities</a></td>
        <td class="nump">401<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure', window );">Financial assets: Investment in FHLB stock</a></td>
        <td class="nump">2,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedAmount', window );">Financial assets: Bank owned life insurance</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="nump">2,589<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits</a></td>
        <td class="nump">330,734<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Financial liabilities: Short-term borrowings</a></td>
        <td class="nump">32,386<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="nump">1,462<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Other Observable Inputs (Level 2) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Financial assets: Securities</a></td>
        <td class="nump">147,413<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Unobservable Inputs (Level 3) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Financial assets: Loans receivable, net</a></td>
        <td class="nump">485,255<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_MortgageServicingRightsFairValueDisclosure', window );">Financial assets: Mortgage servicing rights</a></td>
        <td class="nump">283<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits</a></td>
        <td class="nump">212,622<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Financial liabilities: Other borrowings</a></td>
        <td class="nump">$ 30,780<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_MortgageServicingRightsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Servicing Rights Fair Value Disclosure</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_MortgageServicingRightsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents commitments outstanding as of the balance sheet date which obligate or represent potential claims against the assets of the Company relating to, for example, the extension of credit. Further, commitments generally represent off balance sheet arrangements that obligate the entity to deliver assets or services or enter into another obligation in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 17<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 25<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount shown on an entity's books for investments in Federal Home Loan Bank stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 20<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the amount that could be realized under a life insurance contract or contracts owned by the Entity as of the date of the statement of financial position. Such Entity-owned life insurance policies are commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 30<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6384206&amp;loc=d3e41899-111602<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 06-5<br><br> -Paragraph 6, 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -Paragraph 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 12<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans which are due the Company as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtFairValue</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total debt and equity financial instruments including: (1) securities held-to-maturity, (2) trading securities, and (3) securities available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShorttermDebtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of short-term debt existing as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShorttermDebtFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EV5BI">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">2,373<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">274,081<span></span></td>
        <td class="nump">262,476<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,407<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,009<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,060<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">28,528<span></span></td>
        <td class="nump">22,684<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21,598<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">427<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">659<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">148,056<span></span></td>
        <td class="nump">148,148<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">145,683<span></span></td>
        <td class="nump">145,061<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member] | Nonperforming Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">2,373<span></span></td>
        <td class="nump">3,087<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,819<span></span></td>
        <td class="nump">11,087<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,819<span></span></td>
        <td class="nump">11,087<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,515<span></span></td>
        <td class="nump">13,934<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 14,515<span></span></td>
        <td class="nump">$ 13,934<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Basis of Presentation<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock', window );">Basis of Presentation</a></td>
        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Basis of Presentation</u></font></b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &nbsp;and WTRO Properties.&nbsp;&nbsp; All significant intercompany transactions have been eliminated in consolidation.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&nbsp; Actual results could differ from those estimates.&nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&nbsp; The operating results for the three and nine month periods ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012 or any other future interim period.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2011.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></div></div> </div><span></span></td>
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                <p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELRBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Investments' Gross Unrealized Losses and Fair Value) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">$ 15,223<span></span></td>
        <td class="nump">$ 6,681<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(41)<span></span></td>
        <td class="num">(58)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">15<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">12 Months or More, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(1)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">15,223<span></span></td>
        <td class="nump">6,696<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">(41)<span></span></td>
        <td class="num">(59)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and political subdivisions [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">2,161<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">12 Months or More, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">2,161<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate obligations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,152<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(54)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,152<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(54)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">13,062<span></span></td>
        <td class="nump">2,495<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(39)<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More, Fair Value</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">12 Months or More, Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">13,062<span></span></td>
        <td class="nump">2,495<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">(39)<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">34<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 Months or More, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">12 Months or More, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">49<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (3)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less than 12 Months [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
        <td class="nump">14<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">12 Months or More [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for securities which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
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                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Disclosure regarding factors used to determine that the impairment of securities not categorized as either held-to-maturity securities or trading securities (hence equal to available for sale securities) where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the available-for-sale investments determined to be temporarily impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph b(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph b(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Securities (Amortized Cost and Fair Values of Securities) (Details) New (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Sep. 30, 2012</div>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">55,445<span></span></td>
        <td class="nump">54,106<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">3,249<span></span></td>
        <td class="nump">2,640<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">58,692<span></span></td>
        <td class="nump">56,746<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment', window );">Held to Maturity, Amortized Cost</a></td>
        <td class="nump">172<span></span></td>
        <td class="nump">171<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held to Maturity, Gross Unrealized Gains</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held to Maturity, Gross Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value</a></td>
        <td class="nump">175<span></span></td>
        <td class="nump">177<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate obligations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">9,041<span></span></td>
        <td class="nump">8,733<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">341<span></span></td>
        <td class="nump">130<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(54)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">9,382<span></span></td>
        <td class="nump">8,809<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">70,292<span></span></td>
        <td class="nump">68,886<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">1,869<span></span></td>
        <td class="nump">2,081<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(39)<span></span></td>
        <td class="num">(2)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">72,122<span></span></td>
        <td class="nump">70,965<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Debt Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">141,777<span></span></td>
        <td class="nump">144,993<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">5,502<span></span></td>
        <td class="nump">4,981<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(41)<span></span></td>
        <td class="num">(56)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">147,238<span></span></td>
        <td class="nump">149,918<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">374<span></span></td>
        <td class="nump">239<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">27<span></span></td>
        <td class="nump">109<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(3)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">401<span></span></td>
        <td class="nump">345<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">142,151<span></span></td>
        <td class="nump">145,232<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Available for Sale, Gross Unrealized Gains</a></td>
        <td class="nump">5,529<span></span></td>
        <td class="nump">5,090<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(41)<span></span></td>
        <td class="num">(59)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">$ 147,639<span></span></td>
        <td class="nump">$ 150,263<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15E<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of gross unrealized gains (losses) for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investments in debt securities categorized as held-to-maturity valued at amortized cost, excludes other than temporary impairment (OTTI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfInvestmentsLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfInvestmentsLineItems</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>duration</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Securities by Contractual Maturity) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available for Sale, Amortized Cost, Due in one year or less</a></td>
        <td class="nump">$ 7,586<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">12,691<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after five years through ten years</a></td>
        <td class="nump">21,165<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after ten years</a></td>
        <td class="nump">30,043<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost', window );">Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies</a></td>
        <td class="nump">70,292<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Amortized Cost, Total</a></td>
        <td class="nump">141,777<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available for Sale, Fair Value, Due in one year or less</a></td>
        <td class="nump">7,676<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, Due after one year through five years</a></td>
        <td class="nump">12,996<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, Due after five years through ten years</a></td>
        <td class="nump">22,223<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available for Sale, Fair Value, Due after ten years</a></td>
        <td class="nump">32,221<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Available for Sale, Fair Value, Mortgage-backed securities- government sponsored agencies</a></td>
        <td class="nump">72,122<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">147,238<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">172<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount', window );">Held to Maturity, Amortized Cost, Total</a></td>
        <td class="nump">172<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, Due after one year through five years</a></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 175<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the cost over several maturity groupings. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of debt securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)-(g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMNAC">
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        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 631<span></span></td>
        <td class="nump">$ 548<span></span></td>
        <td class="nump">$ 1,318<span></span></td>
        <td class="nump">$ 776<span></span></td>
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        <td class="num">(4)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(8)<span></span></td>
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        <td class="nump">631<span></span></td>
        <td class="nump">544<span></span></td>
        <td class="nump">1,318<span></span></td>
        <td class="nump">768<span></span></td>
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        <td class="nump">$ 15,549<span></span></td>
        <td class="nump">$ 17,390<span></span></td>
        <td class="nump">$ 23,265<span></span></td>
        <td class="nump">$ 27,734<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 21<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 21<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAHBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES</strong></a></td>
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        <td class="nump">$ 5,359<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,650<span></span></td>
        <td class="nump">1,075<span></span></td>
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        <td class="nump">420<span></span></td>
        <td class="nump">369<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">116<span></span></td>
        <td class="nump">68<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
        <td class="num">(404)<span></span></td>
        <td class="num">(31)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of securities premiums and discounts</a></td>
        <td class="nump">888<span></span></td>
        <td class="nump">564<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfInvestments', window );">Net realized gain on sales of securities</a></td>
        <td class="num">(1,318)<span></span></td>
        <td class="num">(768)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireOtherInvestments', window );">Net increase in value of life insurance</a></td>
        <td class="num">(395)<span></span></td>
        <td class="num">(299)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges', window );">Loss (gain) on sale of foreclosed real estate</a></td>
        <td class="num">(24)<span></span></td>
        <td class="nump">54<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Net gain on sale of mortgage loans</a></td>
        <td class="num">(163)<span></span></td>
        <td class="num">(282)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Mortgage loans originated for sale</a></td>
        <td class="num">(4,343)<span></span></td>
        <td class="num">(8,677)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Proceeds from sale of mortgage loans originated for sale</a></td>
        <td class="nump">4,506<span></span></td>
        <td class="nump">8,959<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Compensation expense related to stock options</a></td>
        <td class="nump">98<span></span></td>
        <td class="nump">126<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in accrued interest receivable and other assets</a></td>
        <td class="nump">1,434<span></span></td>
        <td class="nump">2,049<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLiabilities', window );">(Decrease) increase in accrued interest payable and other liabilities</a></td>
        <td class="num">(281)<span></span></td>
        <td class="nump">675<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">8,828<span></span></td>
        <td class="nump">9,241<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Securities available for sale: Proceeds from sales</a></td>
        <td class="nump">23,265<span></span></td>
        <td class="nump">27,734<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities</a></td>
        <td class="nump">25,251<span></span></td>
        <td class="nump">23,180<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Securities available for sale: Purchases</a></td>
        <td class="num">(45,780)<span></span></td>
        <td class="num">(35,043)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFederalReserveStock', window );">Redemption of FHLB stock</a></td>
        <td class="nump">661<span></span></td>
        <td class="nump">527<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net (increase) decrease in loans</a></td>
        <td class="num">(24,261)<span></span></td>
        <td class="nump">15,975<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of bank premises and equipment</a></td>
        <td class="num">(394)<span></span></td>
        <td class="num">(135)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate', window );">Proceeds from sale of bank premises and equipment and foreclosed real estate</a></td>
        <td class="nump">3,229<span></span></td>
        <td class="nump">346<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AcquisitionNetOfCashAndCashEquivalents', window );">Acquisition, net of cash acquired</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,544<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash (used in) provided by investing activities</a></td>
        <td class="num">(18,029)<span></span></td>
        <td class="nump">37,128<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase (decrease) in deposits</a></td>
        <td class="nump">15,823<span></span></td>
        <td class="num">(2,786)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net increase (decrease) in short-term borrowings</a></td>
        <td class="nump">10,592<span></span></td>
        <td class="num">(1,333)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfOtherDebt', window );">Repayments of other borrowings</a></td>
        <td class="num">(137)<span></span></td>
        <td class="num">(18,060)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock options exercised</a></td>
        <td class="nump">99<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxBenefitFromStockOptionsExercised1', window );">Tax benefit of stock options exercised</a></td>
        <td class="nump">11<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfOtherEquity', window );">Acquisition of treasury stock</a></td>
        <td class="num">(320)<span></span></td>
        <td class="num">(207)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td>
        <td class="num">(2,951)<span></span></td>
        <td class="num">(2,559)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in)financing activities</a></td>
        <td class="nump">23,117<span></span></td>
        <td class="num">(24,945)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Increase in cash and cash equivalents</a></td>
        <td class="nump">13,916<span></span></td>
        <td class="nump">21,424<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</a></td>
        <td class="nump">21,423<span></span></td>
        <td class="nump">16,625<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS, END OF PERIOD</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">38,049<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental Disclosure of Cash Flow Information</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash payments for: Interest paid to depositors and borrowers</a></td>
        <td class="nump">3,430<span></span></td>
        <td class="nump">3,985<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash payments for: Income taxes paid, net of refunds</a></td>
        <td class="nump">1,408<span></span></td>
        <td class="nump">1,409<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Supplemental Schedule of Noncash Investing Activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfInvestments', window );">Investment purchases</a></td>
        <td class="num">(774)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Transfer of loans to foreclosed real estate and repossession of other assets</a></td>
        <td class="nump">$ 954<span></span></td>
        <td class="nump">$ 3,051<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_AcquisitionNetOfCashAndCashEquivalents">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value listed on this line represents the increase of assets and liabilities acquired, net of cash and cash equivalents, as a result of an acquisition during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_AcquisitionNetOfCashAndCashEquivalents</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale, in addition to inflow from sale of foreclosed real estate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate</nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
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                    <td>credit</td>
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                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>debit</td>
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                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationNonproduction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationNonproduction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfMortgageLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element is for Real Estate Investment Trust (REIT) statement of income purposes. It represents the income or loss from operations, both continuing and discontinued, before the effects of extraordinary items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 974<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-15.(a)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6875705&amp;loc=d3e641549-123027<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 15<br><br> -Paragraph a<br><br> -Subparagraph 1(i)<br><br> -Article 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossBeforeGainOrLossOnSaleOfPropertiesExtraordinaryItemsAndCumulativeEffectsOfAccountingChanges</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of liabilities that result from activities that generate operating income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfOtherEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire other equity not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfOtherEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireOtherInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with other investments held by the entity for investment purposes not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireOtherInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfFederalReserveStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of the Federal Reserve Stock (equity interest in Federal Reserve Bank) during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfFederalReserveStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfOtherDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of other borrowing not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfOtherDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxBenefitFromStockOptionsExercised1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax benefits realized from the exercise of stock options resulting in reductions in the entity's income taxes, which increases net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11283-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxBenefitFromStockOptionsExercised1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of investments transferred from the entity's investments in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of other real estate transferred from the entity's other real estate in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3IBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Composition of Loans Receivable) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 479,999<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 458,329<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Deferred fees (net)</a></td>
        <td class="num">(498)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(422)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(5,341)<span></span></td>
        <td class="num">(5,775)<span></span></td>
        <td class="num">(5,458)<span></span></td>
        <td class="num">(5,345)<span></span></td>
        <td class="num">(5,267)<span></span></td>
        <td class="num">(5,616)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans receivable</a></td>
        <td class="nump">474,160<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">452,449<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">148,056<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">148,148<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">30.90%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">32.30%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(1,697)<span></span></td>
        <td class="num">(1,559)<span></span></td>
        <td class="num">(1,257)<span></span></td>
        <td class="num">(1,153)<span></span></td>
        <td class="num">(1,096)<span></span></td>
        <td class="num">(1,167)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">274,081<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">262,476<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">57.10%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">57.30%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(3,117)<span></span></td>
        <td class="num">(3,691)<span></span></td>
        <td class="num">(3,838)<span></span></td>
        <td class="num">(3,795)<span></span></td>
        <td class="num">(3,675)<span></span></td>
        <td class="num">(3,976)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,819<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,087<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">3.10%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2.40%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(75)<span></span></td>
        <td class="num">(87)<span></span></td>
        <td class="num">(72)<span></span></td>
        <td class="num">(81)<span></span></td>
        <td class="num">(91)<span></span></td>
        <td class="num">(110)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">28,528<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22,684<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">5.90%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(282)<span></span></td>
        <td class="num">(263)<span></span></td>
        <td class="num">(147)<span></span></td>
        <td class="num">(154)<span></span></td>
        <td class="num">(258)<span></span></td>
        <td class="num">(171)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,515<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,934<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
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        <td class="nump">3.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">$ (170)<span></span></td>
        <td class="num">$ (175)<span></span></td>
        <td class="num">$ (144)<span></span></td>
        <td class="num">$ (162)<span></span></td>
        <td class="num">$ (147)<span></span></td>
        <td class="num">$ (192)<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percent of Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_PercentOfLoans</nobr></td>
                  </tr>
                  <tr>
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                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(i-v)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph f<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph e<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph a(i)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952072&amp;loc=d3e45377-112738<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableDeferredIncome</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHCAE">
      <tr>
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          <div style="width: 200px;"><strong>Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) (Significant Unobservable Inputs (Level 3) [Member], USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 13,192<span></span></td>
        <td class="nump">$ 15,309<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">12,533<span></span></td>
        <td class="nump">12,399<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 659<span></span></td>
        <td class="nump">$ 2,910<span></span></td>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsFairValueDisclosureNonrecurring</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E4QAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 10,514<span></span></td>
        <td class="nump">$ 8,974<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Interest bearing deposits with banks</a></td>
        <td class="nump">24,825<span></span></td>
        <td class="nump">12,449<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsAndFederalFundsSold', window );">Cash and cash equivalents</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">21,423<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale, at fair value</a></td>
        <td class="nump">147,639<span></span></td>
        <td class="nump">150,263<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, fair value 2012: $175, 2011: $177</a></td>
        <td class="nump">172<span></span></td>
        <td class="nump">171<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans receivable, net of unearned income</a></td>
        <td class="nump">479,501<span></span></td>
        <td class="nump">457,907<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
        <td class="nump">5,341<span></span></td>
        <td class="nump">5,458<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans receivable</a></td>
        <td class="nump">474,160<span></span></td>
        <td class="nump">452,449<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Investment in Federal Home Loan Bank Stock, at cost</a></td>
        <td class="nump">2,932<span></span></td>
        <td class="nump">3,593<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Bank premises and equipment, net</a></td>
        <td class="nump">7,453<span></span></td>
        <td class="nump">7,479<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">12,234<span></span></td>
        <td class="nump">11,887<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">2,589<span></span></td>
        <td class="nump">2,468<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateAcquiredThroughForeclosure', window );">Foreclosed real estate owned</a></td>
        <td class="nump">659<span></span></td>
        <td class="nump">2,910<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">9,715<span></span></td>
        <td class="nump">9,715<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsCurrent', window );">Other intangibles</a></td>
        <td class="nump">684<span></span></td>
        <td class="nump">800<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">5,121<span></span></td>
        <td class="nump">5,656<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">698,697<span></span></td>
        <td class="nump">668,814<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic', window );">Deposits: Non-interest bearing demand</a></td>
        <td class="nump">89,218<span></span></td>
        <td class="nump">71,959<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilitiesDomestic', window );">Deposits: Interest-bearing</a></td>
        <td class="nump">452,372<span></span></td>
        <td class="nump">453,808<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">541,590<span></span></td>
        <td class="nump">525,767<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">32,386<span></span></td>
        <td class="nump">21,794<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Other borrowings</a></td>
        <td class="nump">27,533<span></span></td>
        <td class="nump">27,670<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,462<span></span></td>
        <td class="nump">1,321<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">3,775<span></span></td>
        <td class="nump">4,201<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
        <td class="nump">606,746<span></span></td>
        <td class="nump">580,753<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $.10 par value per share, authorized 10,000,000; shares issued 2012: 3,371,849 shares, 2011: 3,371,866 shares</a></td>
        <td class="nump">337<span></span></td>
        <td class="nump">337<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Surplus</a></td>
        <td class="nump">24,728<span></span></td>
        <td class="nump">24,660<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">66,005<span></span></td>
        <td class="nump">62,308<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock at cost: 2012: 94,242 shares, 2011: 87,370 shares</a></td>
        <td class="num">(2,739)<span></span></td>
        <td class="num">(2,559)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Accumulated other comprehensive income</a></td>
        <td class="nump">3,620<span></span></td>
        <td class="nump">3,315<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL STOCKHOLDERS' EQUITY</a></td>
        <td class="nump">91,951<span></span></td>
        <td class="nump">88,061<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY</a></td>
        <td class="nump">$ 698,697<span></span></td>
        <td class="nump">$ 668,814<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated appreciation or loss, net of tax, in value of the total of available-for-sale securities at the end of an accounting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br> -Number 6<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15E<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 9<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 12<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1, 2, 3<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 1, 2, 3, 7, 11<br><br> -IssueDate 2006-05-01<br><br> -Chapter 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsAndFederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.1,2,3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashCashEquivalentsAndFederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                  <tr>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37, 38, 39<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 15, 18<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37<br><br> -IssueDate 2006-05-01<br><br> -Chapter 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 47<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 325<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 26<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion of nonphysical assets, excluding financial assets, if these assets are classified into the current and noncurrent portions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e1107-107759<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 46<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilitiesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total amount of interest-bearing domestic deposit liabilities, which may include brokered, retail, demand, checking, notice of withdrawal, money market and other interest-bearing deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilitiesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19-26)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.32)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 25<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 32<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(ii)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph e<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 116<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of domestic noninterest-bearing deposits held by the entity, which may include demand deposits, checking, brokered and retail deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilitiesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateAcquiredThroughForeclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Subparagraph Schedule III<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 28<br><br> -Article 12<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4437-111522<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 2, 9, 10, 11<br><br> -IssueDate 2006-05-01<br><br> -Chapter 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateAcquiredThroughForeclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Subparagraph a(1)<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Subparagraph 2, 3<br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermBorrowings</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-6<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJJBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Surplus [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings [Member]</div>
        </th>
        <th class="th">
          <div>Treasury [Member]</div>
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          <div>Accumulated Other Comprehensive Income [Member]</div>
        </th>
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          <div>Total</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance, at Dec. 31, 2011</a></td>
        <td class="nump">$ 337<span></span></td>
        <td class="nump">$ 24,660<span></span></td>
        <td class="nump">$ 62,308<span></span></td>
        <td class="num">$ (2,559)<span></span></td>
        <td class="nump">$ 3,315<span></span></td>
        <td class="nump">$ 88,061<span></span></td>
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      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Shares, Issued, Beginning Balance at Dec. 31, 2011</a></td>
        <td class="nump">3,371,866<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">87,370<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,644<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,644<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">305<span></span></td>
        <td class="nump">305<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared $.90 per share</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,947)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,947)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Acquisition of treasury stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(320)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(320)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued', window );">Acquisition of treasury stock, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,647<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Compensation expense related to stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">98<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">98<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Stock options exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(41)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">140<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">99<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Stock options exercised, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(4,775)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,775<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxBenefitFromStockOptionsExercised1', window );">Tax benefit on stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_EffectOfNorthPennAcquisitionShares', window );">North Penn exchange adjustment, shares</a></td>
        <td class="num">(17)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 337<span></span></td>
        <td class="nump">$ 24,728<span></span></td>
        <td class="nump">$ 66,005<span></span></td>
        <td class="num">$ (2,739)<span></span></td>
        <td class="nump">$ 3,620<span></span></td>
        <td class="nump">$ 91,951<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Shares, Issued, Ending Balance at Sep. 30, 2012</a></td>
        <td class="nump">3,371,849<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">94,242<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The value listed on this line represents the shares issued and adjustments to the number of common shares outstanding as a result of an acquisition during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>nwfl_</td>
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                    <td>xbrli:sharesItemType</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of stock issued as of the balance sheet date, including shares that had been issued and were previously outstanding but which are now held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of treasury shares (units) reissued during the period, excluding reissuance of shares (units) held in treasury used to satisfy equity-based compensation obligations exercised by the holders of such rights. Upon reissuance of shares (units) from treasury, either the common or preferred stock (unit) reissued is outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxBenefitFromStockOptionsExercised1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax benefits realized from the exercise of stock options resulting in reductions in the entity's income taxes, which increases net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11283-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxBenefitFromStockOptionsExercised1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section B<br><br> -Paragraph 7<br><br> -Subparagraph b<br><br> -Chapter 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValueAcquiredCostMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EL2AK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Financing Receivables) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">$ 11,394,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 11,394,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 12,384,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">1,228,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,228,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,246,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">467,377,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">467,377,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">444,699,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">479,999,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">479,999,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">458,329,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">5,775,000<span></span></td>
        <td class="nump">5,267,000<span></span></td>
        <td class="nump">5,458,000<span></span></td>
        <td class="nump">5,616,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="num">(1,350,000)<span></span></td>
        <td class="num">(384,000)<span></span></td>
        <td class="num">(1,794,000)<span></span></td>
        <td class="num">(1,417,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">16,000<span></span></td>
        <td class="nump">37,000<span></span></td>
        <td class="nump">27,000<span></span></td>
        <td class="nump">71,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">900,000<span></span></td>
        <td class="nump">425,000<span></span></td>
        <td class="nump">1,650,000<span></span></td>
        <td class="nump">1,075,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">5,341,000<span></span></td>
        <td class="nump">5,345,000<span></span></td>
        <td class="nump">5,341,000<span></span></td>
        <td class="nump">5,345,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance individually evaluated for impairment</a></td>
        <td class="nump">89,000<span></span></td>
        <td class="nump">1,322,000<span></span></td>
        <td class="nump">89,000<span></span></td>
        <td class="nump">1,322,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">5,252,000<span></span></td>
        <td class="nump">4,023,000<span></span></td>
        <td class="nump">5,252,000<span></span></td>
        <td class="nump">4,023,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_LoanLossesInHospitalityIndustry', window );">Loan Losses in Hospitality Industry</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GrossRealizedGainsOnLoans', window );">Gross Realized Gains on Loans</a></td>
        <td class="nump">88,000<span></span></td>
        <td class="nump">81,000<span></span></td>
        <td class="nump">163,000<span></span></td>
        <td class="nump">240,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GrossRealizedLossesOnLoans', window );">Gross Realized Losses on Loans</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ProceedsFromSaleOfResidentialMortgageLoans', window );">Proceeds from Sale of Residential Mortgage Loans</a></td>
        <td class="nump">2,200,000<span></span></td>
        <td class="nump">2,200,000<span></span></td>
        <td class="nump">4,500,000<span></span></td>
        <td class="nump">9,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">343,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">147,785,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">147,785,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">147,805,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">148,056,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">148,056,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">148,148,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">1,559,000<span></span></td>
        <td class="nump">1,096,000<span></span></td>
        <td class="nump">1,257,000<span></span></td>
        <td class="nump">1,167,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="num">(94,000)<span></span></td>
        <td class="num">(146,000)<span></span></td>
        <td class="num">(402,000)<span></span></td>
        <td class="num">(372,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">5,000<span></span></td>
        <td class="nump">18,000<span></span></td>
        <td class="nump">6,000<span></span></td>
        <td class="nump">25,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">227,000<span></span></td>
        <td class="nump">185,000<span></span></td>
        <td class="nump">836,000<span></span></td>
        <td class="nump">333,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">1,697,000<span></span></td>
        <td class="nump">1,153,000<span></span></td>
        <td class="nump">1,697,000<span></span></td>
        <td class="nump">1,153,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">1,697,000<span></span></td>
        <td class="nump">1,153,000<span></span></td>
        <td class="nump">1,697,000<span></span></td>
        <td class="nump">1,153,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">11,157,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,157,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,786,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">957,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">957,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">903,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">261,967,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">261,967,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">249,787,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">274,081,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">274,081,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">262,476,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">3,691,000<span></span></td>
        <td class="nump">3,675,000<span></span></td>
        <td class="nump">3,838,000<span></span></td>
        <td class="nump">3,976,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="num">(1,220,000)<span></span></td>
        <td class="num">(199,000)<span></span></td>
        <td class="num">(1,316,000)<span></span></td>
        <td class="num">(963,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">645,000<span></span></td>
        <td class="nump">319,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">782,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">3,117,000<span></span></td>
        <td class="nump">3,795,000<span></span></td>
        <td class="nump">3,117,000<span></span></td>
        <td class="nump">3,795,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance individually evaluated for impairment</a></td>
        <td class="nump">89,000<span></span></td>
        <td class="nump">1,322,000<span></span></td>
        <td class="nump">89,000<span></span></td>
        <td class="nump">1,322,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">3,028,000<span></span></td>
        <td class="nump">2,473,000<span></span></td>
        <td class="nump">3,028,000<span></span></td>
        <td class="nump">2,473,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">14,819,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,819,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,087,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,819,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,819,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,087,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">87,000<span></span></td>
        <td class="nump">91,000<span></span></td>
        <td class="nump">72,000<span></span></td>
        <td class="nump">110,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(7,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="num">(12,000)<span></span></td>
        <td class="num">(10,000)<span></span></td>
        <td class="nump">10,000<span></span></td>
        <td class="num">(29,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">75,000<span></span></td>
        <td class="nump">81,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="nump">81,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">75,000<span></span></td>
        <td class="nump">81,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="nump">81,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">28,291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">28,291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22,086,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">28,528,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">28,528,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22,684,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">263,000<span></span></td>
        <td class="nump">258,000<span></span></td>
        <td class="nump">147,000<span></span></td>
        <td class="nump">171,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="num">(23,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(23,000)<span></span></td>
        <td class="num">(2,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">42,000<span></span></td>
        <td class="num">(104,000)<span></span></td>
        <td class="nump">158,000<span></span></td>
        <td class="num">(20,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">282,000<span></span></td>
        <td class="nump">154,000<span></span></td>
        <td class="nump">282,000<span></span></td>
        <td class="nump">154,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">282,000<span></span></td>
        <td class="nump">154,000<span></span></td>
        <td class="nump">282,000<span></span></td>
        <td class="nump">154,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">14,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,934,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,515,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,934,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">175,000<span></span></td>
        <td class="nump">147,000<span></span></td>
        <td class="nump">144,000<span></span></td>
        <td class="nump">192,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="num">(13,000)<span></span></td>
        <td class="num">(39,000)<span></span></td>
        <td class="num">(46,000)<span></span></td>
        <td class="num">(80,000)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">10,000<span></span></td>
        <td class="nump">19,000<span></span></td>
        <td class="nump">20,000<span></span></td>
        <td class="nump">41,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="num">(2,000)<span></span></td>
        <td class="nump">35,000<span></span></td>
        <td class="nump">52,000<span></span></td>
        <td class="nump">9,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">170,000<span></span></td>
        <td class="nump">162,000<span></span></td>
        <td class="nump">170,000<span></span></td>
        <td class="nump">162,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">$ 170,000<span></span></td>
        <td class="nump">$ 162,000<span></span></td>
        <td class="nump">$ 170,000<span></span></td>
        <td class="nump">$ 162,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GrossRealizedGainsOnLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross Realized Gains on Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GrossRealizedGainsOnLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GrossRealizedLossesOnLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross Realized Losses on Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GrossRealizedLossesOnLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_LoanLossesInHospitalityIndustry">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loan Losses in Hospitality Industry</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_LoanLossesInHospitalityIndustry</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ProceedsFromSaleOfResidentialMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from Sale of Residential Mortgage Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ProceedsFromSaleOfResidentialMortgageLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock', window );">Amortized Cost and Fair Values of Securities [Table Text Block]</a></td>
        <td class="text"><div> <div class="MetaData">

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,999</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$43</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">55,445</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,249</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,041</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;government sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,869</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">141,777</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,238</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">374</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$142,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$5,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,639</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$3</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$175</font></p></td></tr></table>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,268</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$130</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,398</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">54,106</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,640</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,733</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">130</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(54)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; &nbsp;&nbsp;sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">68,886</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">144,993</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">4,981</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(56)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">149,918</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;239</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 109</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,232</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$5,090</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(59)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$150,263</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$177</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Investments' Gross Unrealized Losses and Fair Value [Table Text Block]</a></td>
        <td class="text"><div> <div class="MetaData">

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; <u>&nbsp;Less than 12 Months</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>12 Months or More</u>&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>__<u>Total</u>_____<u>&nbsp;&nbsp;</u>&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,161</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,161</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,062</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,062</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Less than 12 Months&nbsp; </font><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12 Months or More &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$4,152</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (54)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$4,152</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (54)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,495</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,495</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;(1)</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,681</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (58)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,696</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(59)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Securities by Contractual Maturity [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;Available for Sale&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Held to Maturity</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due in one year or less</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,676</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after one year through five years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,691</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,996</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after five years through ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,165</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">22,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,043</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,221</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$141,777</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,238</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$175</font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRealizedGainLossTableTextBlock', window );">Gross Realized Gains and Losses on Sales of Securities Available-for-Sale [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Three Months</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Nine Months</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Ended&nbsp; September 30,</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Ended September 30,</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;2012 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized gains</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$631</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1,318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$776</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">___-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (4)&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">___-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (8)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Net realized gain</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$631</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $544</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1,318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$768</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Proceeds from sales of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $15,549 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$17,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$23,265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$27,734</font></p></td></tr></table> </div><span></span></td>
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                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
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                <p>No definition available.</p>
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                <p>Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
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                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
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                <p>Tabular disclosure of unrealized gains and losses on investments.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ENKBI">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Impaired Loans and Related Interest Income by Loan Portfolio Class) (Details) (USD $)<br></strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">$ 6,093,000<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 6,807,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,823,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">12,622,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,622,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,630,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">6,193,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,193,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,978,000<span></span></td>
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        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,823,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">12,722,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,722,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,801,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">13,366,000<span></span></td>
        <td class="nump">15,818,000<span></span></td>
        <td class="nump">13,622,000<span></span></td>
        <td class="nump">15,849,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">62,000<span></span></td>
        <td class="nump">155,000<span></span></td>
        <td class="nump">210,000<span></span></td>
        <td class="nump">380,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing Receivable, Modifications, Recorded Investment</a></td>
        <td class="nump">6,100,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,100,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,200,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">78,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,200,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment', window );">Financing Receivable, Modifications, Subsequent Default, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings', window );">New Loans Identified as Troubled Debt Restructurings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">343,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">271,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">343,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">385,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">291,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">385,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">272,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">284,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">5,585,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,585,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,866,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,823,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">12,114,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,114,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,689,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">5,665,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,665,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,995,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,529,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,823,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">12,194,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,194,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,818,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Associated Allowance</a></td>
        <td class="nump">89,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">89,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,231,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">12,783,000<span></span></td>
        <td class="nump">15,426,000<span></span></td>
        <td class="nump">12,937,000<span></span></td>
        <td class="nump">15,454,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">60,000<span></span></td>
        <td class="nump">145,000<span></span></td>
        <td class="nump">206,000<span></span></td>
        <td class="nump">320,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">237,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">311,000<span></span></td>
        <td class="nump">392,000<span></span></td>
        <td class="nump">401,000<span></span></td>
        <td class="nump">395,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 10,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 60,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans Identified as Troubled Debt Restructurings</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableImpairedLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableImpairedLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of the write-down related to a troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZAAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Measurements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock', window );">Fair Value, Assets Measured on Recurring Basis [Table Text Block]</a></td>
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<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 279.15pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="372" colspan="5">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurement Using</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81.35pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="100">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 476.6pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="635" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr style="height: 12.6pt;"><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &#173;&nbsp; ______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,639</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,238</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp; 13,398</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp; 13,398</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">_____-_</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&#173;_______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$150,263</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$149,918</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp; </font></p></td></tr>
<tr><td width="263">&nbsp;</td>
<td width="12">&nbsp;</td>
<td width="96">&nbsp;</td>
<td width="79">&nbsp;</td>
<td width="84">&nbsp;</td>
<td width="100">&nbsp;</td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
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<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Fair Value Measurement&nbsp; using</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,533</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">659</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$13,192</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$13,192</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,399</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,399</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,910</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$15,309</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$15,309</font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock', window );">Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]</a></td>
        <td class="text"><div> <font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">
</font></font>
<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Quantitative Information about Level 3 Fair Value Measurements</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Estimate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Valuation <u>Techniques</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unobservable</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Input</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Range(Weighted</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp; 12,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">adjustments(2)</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Liquidation</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">expenses(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="133">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10-30% (24.05%)</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">20%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $&nbsp;&nbsp;&nbsp;&nbsp; 659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)(3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1) Fair value is generally determined through independent appraisals of the underlying collateral, which</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; estimated liquidation expenses.&nbsp; The range and weighted average of liquidation expenses and other </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; appraisal adjustments are presented as a percent of the appraisal.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(3) Includes qualitative adjustments by management and estimated liquidation expenses.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value, by Balance Sheet Grouping [Table Text Block]</a></td>
        <td class="text"><div> <font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and due from banks, interest-bearing deposits with banks and federal funds sold</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,811</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,413</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">474,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,255</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,255</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;283 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment in FHLB stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">541,590</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">543,356</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">330,734</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,622</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,780</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,780</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 189.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="253" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and due from banks, interest-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; bearing deposits with banks and</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; federal funds sold</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$21,423</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$21,423</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,434</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,440</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">452,449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">463,118</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">302</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">308</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment in FHLB stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,593</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,593</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,887</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,887</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,468</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,468</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">525,767</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">527,707</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,794</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,794</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27,670</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,002</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,321</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

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                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
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                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3E">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (parenthetical) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
        <th class="th">
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      <tr class="re">
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 0.9<span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ESIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
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      <tr class="re">
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">94,242<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfFinancialPositionAbstract</nobr></td>
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                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation (Policy)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Basis of Presentation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis of Accounting, Policy [Policy Text Block]</a></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &nbsp;and WTRO Properties.&nbsp;&nbsp; All significant intercompany transactions have been eliminated in consolidation.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The accompanying unaudited consolidated financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&nbsp; Actual results could differ from those estimates.&nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&nbsp; The operating results for the three and nine month periods ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012 or any other future interim period.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2011.</font></p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQAAE">
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                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
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                <p>End date of current fiscal year in the format --MM-DD.</p>
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
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                <p>No definition available.</p>
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                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
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                <p>No definition available.</p>
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                  <tr>
                    <td><strong> Name:</strong></td>
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                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div>Sep. 30, 2012</div>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-family: 'CG Times','serif'; font-size: 12pt;" lang="X-NONE" class="_mt">Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></p></div> </div><span></span></td>
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                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 6, 8-16, 60<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br></p>
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<html>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EI5BG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
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          <div>Sep. 30, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2011</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans receivable, including fees</a></td>
        <td class="nump">$ 6,429<span></span></td>
        <td class="nump">$ 6,521<span></span></td>
        <td class="nump">$ 19,233<span></span></td>
        <td class="nump">$ 16,917<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Securities</a></td>
        <td class="nump">971<span></span></td>
        <td class="nump">1,116<span></span></td>
        <td class="nump">3,004<span></span></td>
        <td class="nump">3,341<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other</a></td>
        <td class="nump">9<span></span></td>
        <td class="nump">18<span></span></td>
        <td class="nump">20<span></span></td>
        <td class="nump">42<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">7,409<span></span></td>
        <td class="nump">7,655<span></span></td>
        <td class="nump">22,257<span></span></td>
        <td class="nump">20,300<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDomesticDeposits', window );">Deposits</a></td>
        <td class="nump">897<span></span></td>
        <td class="nump">1,054<span></span></td>
        <td class="nump">2,800<span></span></td>
        <td class="nump">2,871<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">14<span></span></td>
        <td class="nump">24<span></span></td>
        <td class="nump">38<span></span></td>
        <td class="nump">75<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Other borrowings</a></td>
        <td class="nump">246<span></span></td>
        <td class="nump">314<span></span></td>
        <td class="nump">733<span></span></td>
        <td class="nump">992<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">1,157<span></span></td>
        <td class="nump">1,392<span></span></td>
        <td class="nump">3,571<span></span></td>
        <td class="nump">3,938<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">NET INTEREST INCOME</a></td>
        <td class="nump">6,252<span></span></td>
        <td class="nump">6,263<span></span></td>
        <td class="nump">18,686<span></span></td>
        <td class="nump">16,362<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">PROVISION FOR LOAN LOSSES</a></td>
        <td class="nump">900<span></span></td>
        <td class="nump">425<span></span></td>
        <td class="nump">1,650<span></span></td>
        <td class="nump">1,075<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES</a></td>
        <td class="nump">5,352<span></span></td>
        <td class="nump">5,838<span></span></td>
        <td class="nump">17,036<span></span></td>
        <td class="nump">15,287<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges and fees</a></td>
        <td class="nump">561<span></span></td>
        <td class="nump">581<span></span></td>
        <td class="nump">1,674<span></span></td>
        <td class="nump">1,722<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities', window );">Income from fiduciary activities</a></td>
        <td class="nump">96<span></span></td>
        <td class="nump">106<span></span></td>
        <td class="nump">274<span></span></td>
        <td class="nump">324<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on sales of securities</a></td>
        <td class="nump">631<span></span></td>
        <td class="nump">544<span></span></td>
        <td class="nump">1,318<span></span></td>
        <td class="nump">768<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Gains on sale of loans and servicing rights</a></td>
        <td class="nump">83<span></span></td>
        <td class="nump">41<span></span></td>
        <td class="nump">143<span></span></td>
        <td class="nump">282<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other</a></td>
        <td class="nump">220<span></span></td>
        <td class="nump">234<span></span></td>
        <td class="nump">679<span></span></td>
        <td class="nump">611<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total other income</a></td>
        <td class="nump">1,591<span></span></td>
        <td class="nump">1,506<span></span></td>
        <td class="nump">4,088<span></span></td>
        <td class="nump">3,707<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>OTHER EXPENSES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">2,102<span></span></td>
        <td class="nump">2,129<span></span></td>
        <td class="nump">6,300<span></span></td>
        <td class="nump">5,662<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy, furniture &amp; equipment</a></td>
        <td class="nump">512<span></span></td>
        <td class="nump">489<span></span></td>
        <td class="nump">1,489<span></span></td>
        <td class="nump">1,295<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing related</a></td>
        <td class="nump">222<span></span></td>
        <td class="nump">233<span></span></td>
        <td class="nump">670<span></span></td>
        <td class="nump">635<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxesExcludingIncomeAndExciseTaxes', window );">Taxes, other than income</a></td>
        <td class="nump">150<span></span></td>
        <td class="nump">142<span></span></td>
        <td class="nump">451<span></span></td>
        <td class="nump">414<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">157<span></span></td>
        <td class="nump">171<span></span></td>
        <td class="nump">583<span></span></td>
        <td class="nump">296<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForMergerRelatedCosts', window );">Merger related expenses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16<span></span></td>
        <td class="nump">18<span></span></td>
        <td class="nump">771<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Federal Deposit Insurance Corporation insurance assessment</a></td>
        <td class="nump">94<span></span></td>
        <td class="nump">102<span></span></td>
        <td class="nump">290<span></span></td>
        <td class="nump">317<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Foreclosed real estate owned expense (income)</a></td>
        <td class="num">(23)<span></span></td>
        <td class="nump">372<span></span></td>
        <td class="nump">184<span></span></td>
        <td class="nump">408<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
        <td class="nump">743<span></span></td>
        <td class="nump">700<span></span></td>
        <td class="nump">2,076<span></span></td>
        <td class="nump">2,026<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total other expenses</a></td>
        <td class="nump">3,957<span></span></td>
        <td class="nump">4,354<span></span></td>
        <td class="nump">12,061<span></span></td>
        <td class="nump">11,824<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">INCOME BEFORE INCOME TAXES</a></td>
        <td class="nump">2,986<span></span></td>
        <td class="nump">2,990<span></span></td>
        <td class="nump">9,063<span></span></td>
        <td class="nump">7,170<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">INCOME TAX EXPENSE</a></td>
        <td class="nump">786<span></span></td>
        <td class="nump">775<span></span></td>
        <td class="nump">2,419<span></span></td>
        <td class="nump">1,811<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="nump">$ 2,200<span></span></td>
        <td class="nump">$ 2,215<span></span></td>
        <td class="nump">$ 6,644<span></span></td>
        <td class="nump">$ 5,359<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">BASIC EARNINGS PER SHARE</a></td>
        <td class="nump">$ 0.67<span></span></td>
        <td class="nump">$ 0.67<span></span></td>
        <td class="nump">$ 2.03<span></span></td>
        <td class="nump">$ 1.79<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">DILUTED EARNINGS PER SHARE</a></td>
        <td class="nump">$ 0.67<span></span></td>
        <td class="nump">$ 0.67<span></span></td>
        <td class="nump">$ 2.02<span></span></td>
        <td class="nump">$ 1.79<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from services rendered by trust departments or by any consolidated subsidiaries acting in a fiduciary capacity, including fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services when such fees are not separately billed to the customer. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedRealEstateExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest and dividend income, including amortization of the premium and discount on securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2, 3<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2,3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16383099&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecurities</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDomesticDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on all domestic deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDomesticDeposits</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 7<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseShortTermBorrowings</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 62<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
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                    <td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the reporting period for charges associated with the mergers.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
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                    <td><nobr>us-gaap_PaymentsForMergerRelatedCosts</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>All taxes not related to income of the entity or excise or sales taxes levied on the revenue of the entity that are not reported elsewhere. These taxes could include production, real estate, personal property, and pump tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxesExcludingIncomeAndExciseTaxes</nobr></td>
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          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Off-Balance Sheet Financial Instruments and Guarantees</u></font></b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&nbsp; These financial instruments include commitments to extend credit and letters of credit.&nbsp; Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&nbsp; The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></div><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">A summary of the Bank's financial instrument commitments is as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">
</font></p>
<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(in thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2012&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2011&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Unfunded availability under loan commitments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$38,297</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$37,649</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Unfunded commitments under lines of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">37,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 31,183</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Standby letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">11,277</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 11,960&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$86,655</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$80,792</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>
<p>&nbsp;</p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Bank evaluates each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation of the customer and generally consists of real estate.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&nbsp; Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.&nbsp; Generally, all letters of credit, when issued, have expiration dates within one year.&nbsp; The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&nbsp; The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&nbsp; Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&nbsp; The current amount of the liability as of September 30, 2012 for guarantees under standby letters of credit issued is not material.</font> </div></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for each guarantee obligation, or each group of similar guarantee obligations, including (a) the nature of the guarantee, including its term, how it arose, and the events or circumstances that would require the guarantor to perform under the guarantee; (b) the maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee; (c) the current carrying amount of the liability, if any, for the guarantor's obligations under the guarantee; and (d) the nature of any recourse provisions under the guarantee, and any assets held either as collateral or by third parties, and any relevant related party disclosure. Excludes disclosures about product warranties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Stock-Based Compensation<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text"><div> <font style="font-family: 'Times New Roman','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">3. <u>Stock-Based Compensation</u></font></b></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">As of September 30, 2012, there was $<font class="_mt">33,000</font> of total unrecognized compensation cost related to non-vested options granted in 2011 under the plan, which will be fully amortized by <font class="_mt">December 31, 2012</font>. </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></div><font style="font-family: 'Times New Roman','serif';" class="_mt">
</font>
<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt">A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="GenericEDC">&nbsp;</p>

<table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Options</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Exercise Price</b></p>

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Per Share</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Remaining Contractual Term</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Aggregate Intrinsic Value (in thousands)</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at January 1, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">209,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.43</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;6.3</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">113</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Granted</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercised</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4,775)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">20.72</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">.8</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">31</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Forfeited</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">(12,225)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">29.65</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.2</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at September 30, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">192,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.54</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.7</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">370&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercisable at September 30, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">164,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.72</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.0</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">293&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
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<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-size: 11pt;" class="_mt"> </font></b>&nbsp;</p><font style="font-family: 'Times New Roman','serif';" class="_mt">
</font>
<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&nbsp; The stock price was $<font class="_mt">30.20</font> as of September 30, 2012 and $<font class="_mt">27.47</font> as of December 31, 2011.&nbsp; </font></p></div> </div><span></span></td>
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                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
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<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Types of loans</font></p></td></tr>
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<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(dollars in thousands)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; September &nbsp;30, 2012 </font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; December 31, 2011&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Real Estate-Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$148,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">30.9%</font></p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$148,148 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 32.3%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">274,081</font></p></td>
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<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">57.1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 262,476&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 57.3</font></p></td></tr>
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<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,819</font></p></td>
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<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.1</font></p></td>
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<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 2.4</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">28,528</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5.9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 22,684</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 5.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Consumer loans to individuals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.0</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 3.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">479,999</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 458,329</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Deferred fees (net)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(498)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (422)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;Allowance for loan losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5,341)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; <u>(5,458)</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Net loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$474,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$452,449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock', window );">Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at beginning of period </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accretion</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (71)</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Reclassification and other </font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; &nbsp;&nbsp;&nbsp;-</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at end of period</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$100</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock', window );">Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Acquired Loans with Specific Evidence of Deterioration in Credit <u>Quality </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Acquired Loans with Specific Evidence of Deterioration in Credit <u>Quality</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Outstanding Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$ 1,328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$ 1,412</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;&nbsp; 1,228</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;1,246</font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block]</a></td>
        <td class="text"><div> <div class="MetaData">

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<div style="text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left">

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<div><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">
</font></p>
<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
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<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,157</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,394</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Loans acquired</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; with </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; deteriorated</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">957</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,228</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">147,785</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">261,967</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">467,377</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,999</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16.65pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 16.65pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 153.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="205" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,384</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">343</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">903</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,246</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">147,805</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">249,787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,086</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">444,699</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,148</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">458,329</font></p></td></tr></table></div></div></div></div></div></div></div>

<div>

<div style="text-indent: 0pt; display: block;">

<div>

<div style="text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left">

<div>

<div style="text-indent: 0pt; display: block;">

<div style="text-align: center; text-indent: 0pt; display: block;">

<div>

<div style="text-indent: 0pt; display: block;">

<div>

<div style="text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left">

<div>

<div style="text-indent: 0pt; display: block;">

<div>

<div align="left">

<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font class="_mt" style="font-family: Times New Roman;"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font class="_mt" style="font-family: Times New Roman;"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font class="_mt" style="font-family: Times New Roman;"> </font>&nbsp;</p>

<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">144</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(525)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,216)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(46)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,794)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 10.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">959&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">494</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">135</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">52</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,650</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;September &nbsp;30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,028</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,252</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, June 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,559</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,691</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">87</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">263</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">175</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,775</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(217)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,120)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(13)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,350)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">16</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">350&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">545</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(12)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">19</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(2)&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">900</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"><br /></font>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2010</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,167</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,976</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">110</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">192</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(372)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(963)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(80)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,417)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">41</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">71</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">333</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">782</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,075</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,795</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,322</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,322</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,473</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,023</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 22pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, June 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,096</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,675</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">91</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">258</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,267</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(146)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(199)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(384)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">18</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">19</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">37</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">185</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(10)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(104)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">35</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">425</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,795</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block]</a></td>
        <td class="text"><div> <div class="MetaData">

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,585</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,665</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,093</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,193</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,114</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,194</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,722</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<table style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt; border-top: medium none; border-right: medium none;" class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0">
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (In thousands)</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">343</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">385</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,866</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,995</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,807</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,978</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">343</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">385</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,689</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,818</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,630</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,801</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"><br />
</font>
<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the nine months ended September 30, 2012 and 2011:</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="height: 32.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Interest Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Recognized</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">284</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">4</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,454</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">206</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">320</font></p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">395</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">60</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,849</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">210</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">380</font></p></td></tr>
<tr style="height: 15.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the three months ended September 30, 2012 and 2011:</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="height: 32.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Interest Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Recognized</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">272</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,783</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,426</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">60</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145</font></p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">311</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">392</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,366</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,818</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">155</font></p></td></tr>
<tr style="height: 15.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div></div></div></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block]</a></td>
        <td class="text"><div> <div class="MetaData">

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of September 30, 2012 and December 31, 2011 (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">247,475</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,376</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,230</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">27,930</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">320</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">275,405</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,696</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,508</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">302,609</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.7in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" width="11">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,&nbsp; 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237,407</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,009</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,060</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">21,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,005</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,436</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,719</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">285,160</font></p></td></tr></table></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Loan Portfolio Summarized by the Past Due Status [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 0px !important; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="779">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days Past <u>Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">144,724</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">128</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,332</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,056</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">260,555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,364</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">991</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,104</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,526</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,799</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">250</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,457</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">58</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">462,813</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,281</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,714</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">17,186</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,999</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days Past <u>Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31, 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">143,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,351</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">4,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,148</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">255,613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,015</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,524</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">4,324</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">6,863</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,532</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,086</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">194</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">404</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,835</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">99</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">445,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,440</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">7,815</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,713</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">458,329</font></p></td></tr></table> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Changes In The Accretable Yield For Purchased Credit Impaired Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock</nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock</nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7880640&amp;loc=SL6953803-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
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                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
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                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Earnings Per Share (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(in thousands)</font></p>

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<tr><td> </td>
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<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Three Months Ended</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Nine Months Ended</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Basic EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;3,292&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,279</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,001</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Dilutive effect of stock options</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Diluted EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;3,293</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,284</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,002</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div> </div><span></span></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Fair Value Measurements<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Fair Value Measurements</u> </font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&nbsp; These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&nbsp; Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair value is determined at one point in time and is not representative of future value.&nbsp; These amounts do not reflect the total value of a going concern organization.&nbsp; Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The fair value of securities available for sale (carried at fair value) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices.&nbsp; For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability and such adjustments are generally based on available market evidence (Level 2).&nbsp; Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain (Level 3) investments, if applicable.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We may be required from time to time to measure certain assets at fair value on a nonrecurring basis. &nbsp;&nbsp;These adjustments to fair value usually result from application of lower-of-cost-or market accounting or write-downs of individual assets.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans (carried at fair value):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Company measured impairment generally based on the fair value of the loan's collateral.&nbsp; Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds.&nbsp; These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned (carried at fair value):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&nbsp; Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral.&nbsp; These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:</font></p></div></div><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>
</font>
<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 279.15pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="372" colspan="5">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurement Using</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 197.45pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="263">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81.35pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="100">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 476.6pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="635" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr style="height: 12.6pt;"><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &#173;&nbsp; ______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,639</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,238</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp; 13,398</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp; 13,398</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">_____-_</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&#173;_______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 206.8pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="276" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$150,263</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 59.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 63.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$149,918</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 75.25pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp; </font></p></td></tr>
<tr><td width="263">&nbsp;</td>
<td width="12">&nbsp;</td>
<td width="96">&nbsp;</td>
<td width="79">&nbsp;</td>
<td width="84">&nbsp;</td>
<td width="100">&nbsp;</td></tr></table><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at September 30, 2012 and December 31, 2011 are as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Fair Value Measurement&nbsp; using</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,533</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">659</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$13,192</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$13,192</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,399</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$12,399</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,910</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,910</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$15,309</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$15,309</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">There were no assets measured at fair value on a recurring basis for which the Company has utilized Level 3 inputs to determine fair value at September 30, 2012.</font></p></div></div></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Norwood has utilized Level 3 inputs to determine fair value:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Quantitative Information about Level 3 Fair Value Measurements</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Estimate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Valuation <u>Techniques</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unobservable</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Input</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Range(Weighted</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$ 12,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">adjustments(2)</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="133">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt"><font class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">10</font></font>-<font class="_mt">30</font>% (<font class="_mt">24.05</font>%)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $&nbsp;&nbsp; 659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)(3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Liquidation</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">expenses(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="133">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;<font class="_mt">20</font>%</p></td></tr></table></div><font style="font-family: 'CG Times','serif';" class="_mt">
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<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1) Fair value is generally determined through independent appraisals of the underlying collateral, which</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></p></div></div><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
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<div class="MetaData">

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; estimated liquidation expenses.&nbsp; The range and weighted average of liquidation expenses and other </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; appraisal adjustments are presented as a percent of the appraisal.</font></p></div></div></div>

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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(3) Includes qualitative adjustments by management and estimated liquidation expenses.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

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<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company's financial instruments at September 30, 2012 and December 31, 2011.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets' fair values.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><i><font style="font-family: 'CG Times','serif';" class="_mt"> </font></i></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&nbsp; Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&nbsp; Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair value of impaired loans are generally based on the fair value of the loan's collateral.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights <i>(generally carried at cost)</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><i><font style="font-family: 'CG Times','serif';" class="_mt"> </font></i></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&nbsp; Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment in Federal Home Loan Bank stock <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&nbsp; This restricted stock has no quoted market value and is carried at cost.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The fair value is equal to the cash surrender value of the Bank-owned life insurance.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable and payable <i>(carried at cost):</i>&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposit liabilities <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&nbsp; Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The carrying amounts of short-term borrowings approximate their fair values.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings <i>(carried at cost</i>):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity.&nbsp; These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments <i>(disclosed at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair values for the Company's off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties' credit standing.</font></p></div></div></div><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The estimated fair values of the Bank's financial instruments were as follows at September 30, 2012 and December 31, 2011. (In thousands)</font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and due from banks, interest-bearing deposits with banks and federal funds sold</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$35,339</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,811</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,413</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">474,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,255</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,255</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">283</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment in FHLB stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,932</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,589</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">541,590</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">543,356</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">330,734</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,622</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,386</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,780</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,780</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,462</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 189.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="253" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and due from banks, interest-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; bearing deposits with banks and</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; federal funds sold</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$21,423</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$21,423</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,434</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,440</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">452,449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">463,118</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">302</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">308</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment in FHLB stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,593</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,593</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,887</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,887</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,468</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,468</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">525,767</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">527,707</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,794</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,794</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27,670</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,002</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,321</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 207.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="277">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 128.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="171">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table></div> </div><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13504-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15C, 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 44A, 44B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph a-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3, 10, 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 17-22, 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15B<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32, 33, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Securities<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">5. <u>Securities</u></font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The amortized cost and fair value of securities were as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

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<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,999</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$43</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,042</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">55,445</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,249</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,692</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,041</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9,382</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;government sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,869</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">141,777</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,238</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">374</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$142,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$5,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,639</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$3</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$175</font></p></td></tr></table>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,268</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$130</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,398</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">54,106</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,640</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">56,746</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,733</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">130</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(54)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,809</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; &nbsp;&nbsp;sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">68,886</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,965</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">144,993</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">4,981</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(56)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">149,918</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;239</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 109</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">345&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,232</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$5,090</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(59)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$150,263</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$177</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following tables show the Company's investments' gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):</font></p>

<div class="MetaData">

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 379.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="506" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; <u>&nbsp;Less than 12 Months</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>12 Months or More</u>&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>__<u>Total</u>_____<u>&nbsp;&nbsp;</u>&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,161</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,161</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,062</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,062</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(39)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(41)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 171.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="229">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Less than 12 Months&nbsp; </font><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12 Months or More &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$4,152</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (54)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$4,152</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (54)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,495</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,495</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(2)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;(1)</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,681</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$ (58)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$6,696</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$(59)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">At September 30, 2012, the Company has&nbsp;<font class="_mt">14</font> debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category. In Management's opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to the acquisition of specific securities. The Company holds a small amount of equity securities in other financial institutions. As of September 30, 2012, there were no unrealized losses on equity securities. Management believes that the unrealized loss represents temporary impairment of the securities as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the securities before recovery of their cost basis.</font></font></p></div></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The amortized cost and fair value of debt securities as of September 30, 2012 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;Available for Sale&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Held to Maturity</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due in one year or less</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,586</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$7,676</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after one year through five years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,691</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,996</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after five years through ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,165</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">22,223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Due after ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">30,043</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">32,221</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">70,292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">72,122</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$141,777</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147,238</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$172</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$175</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):</font></font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Three Months</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Nine Months</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 123pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="164" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Ended&nbsp; September 30,</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 121.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="162" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Ended September 30,</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;2012 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized gains</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$631</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1,318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$776</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">___-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (4)&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">___-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (8)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Net realized gain</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$631</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $544</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1,318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$768</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Proceeds from sales of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $15,549 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$17,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$23,265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$27,734</font></p></td></tr></table></div></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 3, 19, 20, 21, 22, 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans Receivable and Allowance for Loan Losses</a></td>
        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><u><font style="font-family: 'CG Times','serif';" class="_mt">6. Loans Receivable and Allowance for Loan Losses</font></u></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Types of loans</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(dollars in thousands)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; September &nbsp;30, 2012 </font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; December 31, 2011&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Real Estate-Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$148,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">30.9%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$148,148 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 32.3%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">274,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">57.1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 262,476&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 57.3</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 2.4</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">28,528</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5.9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 22,684</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 5.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Consumer loans to individuals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.0</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 3.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">479,999</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 458,329</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Deferred fees (net)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(498)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (422)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;Allowance for loan losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5,341)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; <u>(5,458)</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Net loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$474,160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="55">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.2in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="19">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$452,449</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Changes in the accretable yield for purchased credit-impaired loans were as follows for the nine months ended September 30, 2012 (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at beginning of period </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accretion</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (71)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Reclassification and other </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; &nbsp;&nbsp;&nbsp;-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at end of period</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$100</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands): </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Acquired Loans with Specific Evidence of Deterioration in Credit <u>Quality </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Acquired Loans with Specific Evidence of Deterioration in Credit <u>Quality</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Outstanding Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$ 1,328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$ 1,412</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;&nbsp; 1,228</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;1,246</font></p></td></tr></table><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the "acquisition date") and September 30, 2012.&nbsp;&nbsp;</font></p></div></div></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The Company maintains a loan review system, which&nbsp;provides for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.</font></p></div></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><u><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"><font style="text-decoration: none;" class="_mt">
</font></font></u>
<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,157</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,394</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Loans acquired</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; with </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; deteriorated</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">957</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,228</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">147,785 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">261,967</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">467,377</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,999</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
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<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,384</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">343</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">903</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" class="MetaData" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,246</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">147,805</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">249,787</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,086</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">444,699</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,148</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">458,329</font></p></td></tr>
<tr><td width="105">&nbsp;</td>
<td width="22">&nbsp;</td>
<td width="85">&nbsp;</td>
<td width="0">&nbsp;</td>
<td width="22">&nbsp;</td>
<td width="1">&nbsp;</td>
<td width="92">&nbsp;</td>
<td width="22">&nbsp;</td>
<td width="96">&nbsp;</td>
<td width="22">&nbsp;</td>
<td width="87">&nbsp;</td>
<td width="6">&nbsp;</td>
<td width="17">&nbsp;</td>
<td width="1">&nbsp;</td>
<td width="80">&nbsp;</td>
<td width="22">&nbsp;</td>
<td width="68">&nbsp;</td></tr></table><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div class="MetaData">

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,585</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,665</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,093</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,193</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,529</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">271</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">291</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,114</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,194</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,722</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<table style="border-bottom: medium none; border-left: medium none; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt; border-top: medium none; border-right: medium none;" class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0">
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (In thousands)</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">343</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">385</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,866</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">5,995</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,807</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,978</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">6,823</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">343</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">385</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,689</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,818</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">598</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,630</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,801</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,231</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt"><br />
</font>
<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the nine months ended September 30, 2012 and 2011:</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="height: 32.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Interest Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Recognized</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">284</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">4</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,454</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">206</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">320</font></p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">401</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">395</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">60</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,849</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">210</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">380</font></p></td></tr>
<tr style="height: 15.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the three months ended September 30, 2012 and 2011:</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="width: 495.25pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="660">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="height: 32.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 32.9pt; padding-top: 0in;" valign="bottom" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Interest Income </font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Recognized</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="bottom">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">2011</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">272</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">12,783</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,426</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">60</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145</font></p></td></tr>
<tr style="height: 16.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">311</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">392</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16.9pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10</font></p></td></tr>
<tr style="height: 16pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,366</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,818</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">62</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 16pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">155</font></p></td></tr>
<tr style="height: 15.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 15.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div></div></div></div>

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt">&nbsp;
</font>
<p>&nbsp;</p></div></div></div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<div class="MetaData"><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources. As of September 30, 2012, troubled debt restructured loans totaled $<font class="_mt">6.1</font> million and resulted in specific reserves of $<font class="_mt">78,000</font>. During the quarter ending September 30, 2012, one loan with a balance of $<font class="_mt">6.5</font> million was written down by $<font class="_mt">1.0</font> million to $<font class="_mt">5.5</font> million as a result of the borrower's inability to make the modified payments. The write-down was based on the estimated realizable value of the real estate collateral. During 2012 and 2011, there were&nbsp;<font class="_mt">no new loans</font> identified as troubled debt restructurings. As of December 31, 2011, troubled debt restructured loans totaled $<font class="_mt">7.2</font> million and resulted in specific reserves of $<font class="_mt">1.2</font> million. </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Management uses a seven point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first three categories are considered not criticized, and are aggregated as "Pass" rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event. The Bank's Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings. Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></div>

<div class="MetaData">

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of September 30, 2012 and December 31, 2011 (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">247,475</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,376</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,230</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">27,930</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">320</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">275,405</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,696</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,508</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">$</p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">302,609</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.7in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" width="11">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,&nbsp; 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237,407</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,009</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,060</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">21,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">659</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,005</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,436</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,719</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">285,160</font></p></td></tr></table></div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt"> </font></font>&nbsp;

<p>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. Nonperforming loans include loans on nonaccrual status and accruing loans which are past due over ninety days. The following table presents the recorded investment in the loan classes based on payment activity as of September 30, 2012 and December 31, 2011 (in thousands):</font>
</font>
<p>&nbsp;</p>

<div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Performing</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Nonperforming</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Residential real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,683</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$ </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,056</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,819</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Consumer loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,515</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,515</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">175,017</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">177,390</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Performing</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Nonperforming</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Residential real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,061</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$ </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,148</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,087</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Consumer loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,934</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">170,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">3,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">173,169</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div></div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">
</font>
<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of September 30, 2012 and December 31, 2011 (in thousands):</font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 0px !important; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="779">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days Past <u>Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">September 30, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">144,724</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">128</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,373</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,332</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,056</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">260,555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,364</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">991</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,104</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,526</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,081</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,799</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,819</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">237</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">250</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">28,528</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,457</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">58</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,515</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">462,813</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,281</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,714</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">17,186</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,999</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days Past <u>Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31, 2011</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">143,550</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">160</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,351</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">4,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">148,148</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">255,613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,015</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,524</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">4,324</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">6,863</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">262,476</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,532</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">555</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,087</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,086</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">194</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">404</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">22,684</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,835</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">99</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,934</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">445,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.8in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="77">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,440</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">7,815</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,713</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">458,329</font></p></td></tr></table></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">The following table presents the allowance for loan losses by the classes of the loan portfolio:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<table style="line-height: 115%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">144</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(402)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,316)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(23)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(46)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,794)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 10.5pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 10.5pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">836&nbsp;</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">158</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">52</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,650</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;September &nbsp;30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">89</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,028</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,252</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="line-height: 115%; border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="54">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="29">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, June 30, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,559</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,691</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">87</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">263</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">175</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,775</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(94)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,220)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(23)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(13)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,350)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">10</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">16</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">227&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">645</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(12)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">42</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(2)&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">900</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2012</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,117</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">282</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">170</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 40.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="54">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,341</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 21.4pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="29">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div>

<div><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">
</font></font>
<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2010</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,167</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,976</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">110</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">171</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">192</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(372)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(963)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(80)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(1,417)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">25</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">41</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">71</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">333</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">782</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,075</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,795</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,345</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,322</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,322</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,473</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,023</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="786">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="23">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 22pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, June 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,096</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,675</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">91</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">258</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,267</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 22pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(146)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(199)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(39)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(384)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">18</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">19</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">37</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">185</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(10)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(104)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">35</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">425</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="23">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; September 30, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,153</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,795</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">81</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,345</font></p></td>
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<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The Company's primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region's economy. </font></p></div>&nbsp;</div>

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<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">As of September 30, 2012, the Company considered its concentration of credit risk to be acceptable. The highest concentrations are in the hospitality lodging industry and property owners associations with loans outstanding of $46.4 million, or 51.6% of capital, to the hospitality lodging industry and $10.3 million, or 15.6% of capital, to property owners associations. There were no losses recognized on loans to the hospitality industry or to property owners associations during the current period.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized gains and gross realized losses on sales of residential mortgage loans were $<font class="_mt">163,000</font> and $<font class="_mt">0</font> respectively, in the first nine months of 2012 compared to $<font class="_mt">240,000</font> and $<font class="_mt">21,000</font>, respectively, in the same period in 2011. The proceeds from the sales of residential mortgage loans totaled $<font class="_mt">4.5</font> million and $<font class="_mt">9.0</font> million for the nine months ended September 30, 2012 and 2011, respectively. During the three months ended September 30, 2012, gross realized gains and gross realized losses on sales of residential mortgage loans were $<font class="_mt">88,000</font> and $<font class="_mt">0</font> respectively, compared to $<font class="_mt">81,000</font> and $<font class="_mt">21,000</font>, respectively in the same three month period of 2011. The proceeds from the sales of residential mortgage loans totaled $<font class="_mt">2.2</font> million and $<font class="_mt">2.2</font> million, respectively for the three months ended September 30, 2012 and 2011.</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></div>

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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5162-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>New and Recently Adopted Accounting Pronouncements<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">8.</font></b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b><u>New and Recently Adopted Accounting Pronouncements</u></b></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><u><font style="font-family: 'CG Times','serif';" class="_mt"><font style="text-decoration: none;" class="_mt"> </font></font></u></b>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><b><u><font style="font-family: 'Times New Roman','serif';" class="_mt">Recent Accounting Pronouncements:</font></u></b></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

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<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-align: justify; font-family: 'Times New Roman','serif'; margin-left: 0in; font-size: 12pt; margin-right: 0in;"><font style="font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="color: black;" class="_mt">In December 2011, the FASB issued ASU 2011-10, <i>Property, Plant, and Equipment (Topic 360):&nbsp; Derecognition of in Substance Real Estate-a Scope Clarification.</i>&nbsp; The amendments in this Update affect entities that cease to have a&nbsp; controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt. Under the amendments in this Update, when a parent (reporting entity) ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary's nonrecourse debt, the reporting entity should apply the guidance in <a name="GAAPUPD:176.1000-1"> </a><a href="tocFrameTocParms?usid=ede15cd2e1&amp;baseTid=T0GAAPCOD%3A360-20&amp;feature=ttoc&amp;lastCpReqId=3052761"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt">Subtopic 360-20</font></font></a> to determine whether it should derecognize the in substance real estate. Generally, a reporting entity would not satisfy the requirements to derecognize the in substance real estate before the legal transfer of the real estate to the lender and the extinguishment of the related nonrecourse indebtedness.&nbsp; That is, even if the reporting entity ceases to have a controlling financial interest under <a name="GAAPUPD:176.1001-1"> </a><a href="tocFrameTocParms?usid=ede15cd2e1&amp;baseTid=T0GAAPCOD%3A810-10&amp;feature=ttoc&amp;lastCpReqId=3052761"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt">Subtopic 810-10</font></font></a> , the reporting entity would continue to include the real estate, debt, and the results of the subsidiary's operations in its consolidated financial statements until legal title to the real estate is transferred to legally satisfy the debt.&nbsp; The amendments in this Update should be applied on a prospective basis to deconsolidation events occurring after the effective date.&nbsp; Prior periods should not be adjusted even if the reporting entity has continuing involvement with previously derecognized in substance real estate entities.&nbsp; For public entities, the amendments in this Update are effective for fiscal years, and interim periods within those years, beginning on or after June 15, 2012.&nbsp; Early adoption is permitted.&nbsp; </font>This ASU is not expected to have a significant impact on the Company's financial statements.&nbsp; </p>

<p style="text-align: justify; text-indent: 0.5in; font-family: 'Times New Roman','serif'; margin-left: 0in; font-size: 12pt; margin-right: 0in;"><font style="color: black;" class="_mt">In December 2011, the FASB issued ASU 2011-11, <i>Balance Sheet (Topic 210): Disclosures about Offsetting Assets and Liabilities</i>. The amendments in this Update affect all entities that have financial instruments and derivative instruments that are either (1) offset in accordance with either <a name="GAAPUPD:203.8-1"> </a><a href="docLinkNew?DocID=iGAAPCD13%3A636.1&amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;feature=ttoc&amp;lastCpReqId=3053828"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt">Section 210-20-45</font></font></a> or <a name="GAAPUPD:203.9-1"> </a><a href="docLinkNew?DocID=iGAAPCD08%3A2648.1&amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;feature=ttoc&amp;lastCpReqId=3053828"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt">Section 815-10-45</font></font></a> or (2) subject to an enforceable master netting arrangement or similar agreement. The requirements amend the disclosure requirements on offsetting in <a name="GAAPUPD:203.10-1"> </a><a href="docLinkNew?DocID=iGAAPCD13%3A10448.1&amp;SrcDocId=T0GAAPUPD%3A203.1-7&amp;feature=ttoc&amp;lastCpReqId=3053828"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt"><font style="color: black; text-decoration: none; text-underline: none;" class="_mt">Section 210-20-50</font></font></a> . This information will enable users of an entity's financial statements to evaluate the effect or potential effect of netting arrangements on an entity's financial position, including the effect or potential effect of rights of setoff associated with certain financial instruments and derivative instruments in the scope of this Update. An entity is required to apply the amendments for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. </font>This ASU is not expected to have a significant impact on the Company's financial statements. </p></div></div> </div><span></span></td>
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                <p>The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning all changes and error corrections reported in the Company's financial statements for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Loans Acquired and Accounted for in Accordance with ASC 310-30) (Details) (USD $)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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          <div>Dec. 31, 2011</div>
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                <p>Allowance for Loan Losses Reversed</p>
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                <p>No definition available.</p>
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                <p>Total net Increase or Decrease in the aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan for loans not accounted for as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>The undiscounted sum of all amounts, including amounts deemed principal, interest, fees, penalties, and other under the loan, owed to the investor at the reporting date, whether or not currently due and whether or not any such amounts have been written or charged off by the investor.  This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
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                <p>The balance of financing receivables that were acquired with deteriorated credit quality.</p>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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            </div>
          </td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GuaranteesAbstract', window );"><strong>Off-Balance Sheet Financial Instruments and Guarantees [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock', window );">Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(in thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2012&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2011&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Unfunded availability under loan commitments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$38,297</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$37,649</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Unfunded commitments under lines of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">37,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 31,183</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Standby letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">11,277</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 11,960&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$86,655</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$80,792</font></p></td></tr></table> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GuaranteesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GuaranteesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 7, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13467-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ETNAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Options, Outstanding, beginning of period</a></td>
        <td class="nump">209,914<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Options, Exercised in Period</a></td>
        <td class="num">(4,775)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Options, Forfeited in Period</a></td>
        <td class="num">(12,225)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Options, Outstanding, end of period</a></td>
        <td class="nump">192,914<span></span></td>
        <td class="nump">209,914<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Options, Exercisable at Period End</a></td>
        <td class="nump">164,914<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Outstanding,</a></td>
        <td class="nump">$ 28.43<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Exercised in Period</a></td>
        <td class="nump">$ 20.72<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Forfeited in Period</a></td>
        <td class="nump">$ 29.65<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Outstanding,</a></td>
        <td class="nump">$ 28.54<span></span></td>
        <td class="nump">$ 28.43<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Exercisable at End of Period</a></td>
        <td class="nump">$ 28.72<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted Average Remaining Contractual Term, Outstanding,</a></td>
        <td class="text">5 years 8 months 12 days<span></span></td>
        <td class="text">6 years 3 months 18 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Granted in Period</a></td>
        <td class="text">0 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Exercised During Period</a></td>
        <td class="text">0 years 9 months 18 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Forfeited During Period</a></td>
        <td class="text">5 years 2 months 12 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted Average Remaining Contractual Term, Outstanding,</a></td>
        <td class="text">5 years 8 months 12 days<span></span></td>
        <td class="text">6 years 3 months 18 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Weighted Average Remaining Contractual Term, Exercisable at End of Period</a></td>
        <td class="text">5 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, Outstanding,</a></td>
        <td class="nump">$ 113<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Aggregate Intrinsic Value, Exercised in Period</a></td>
        <td class="nump">31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, Outstanding,</a></td>
        <td class="nump">370<span></span></td>
        <td class="nump">113<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Aggregate Intrinsic Value, Exercisable at End of Period</a></td>
        <td class="nump">293<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</a></td>
        <td class="text">1 year<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized</a></td>
        <td class="nump">$ 33<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AmortizationDateOfUnrecognizedCompensationCostRelatedToNonVestedOptionsGrantedIn2011', window );">Amortization Date of Unrecognized Compensation Cost, Related to Non-Vested Options Granted in 2011</a></td>
        <td class="text">Dec. 31,
         2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharePrice', window );">Share Price</a></td>
        <td class="nump">$ 30.20<span></span></td>
        <td class="nump">$ 27.47<span></span></td>
        <td class="nump">$ 24.02<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_AmortizationDateOfUnrecognizedCompensationCostRelatedToNonVestedOptionsGrantedIn2011">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amortization Date of Unrecognized Compensation Cost, Related to Non-Vested Options Granted in 2011</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_AmortizationDateOfUnrecognizedCompensationCostRelatedToNonVestedOptionsGrantedIn2011</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Exercised During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Forfeited During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod</nobr></td>
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                    <td>nwfl_</td>
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                    <td>na</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Granted During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the aggregate unrecognized cost of equity-based awards made to employees under equity-based compensation awards that have yet to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c), d(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total accumulated difference between fair values of underlying shares on dates of exercise and exercise price on options which were exercised (or share units converted) into shares during the reporting period under the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph c(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(f)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharePrice">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Price of a single share of a number of saleable stocks of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharePrice</nobr></td>
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                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>duration</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E46AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements (Quantitative Information about Level 3 Fair Value Measurements) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Techniques</a></td>
        <td class="text">Appraisal of

collateral(1)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Unobservable Input</a></td>
        <td class="text">Appraisal

adjustments(2)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member] | Fair Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump"> 12,533<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Techniques</a></td>
        <td class="text">Appraisal of

collateral(1)(3)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsSignificantAssumptions', window );">Unobservable Input</a></td>
        <td class="text">Liquidation

expenses(2)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Range (Weighted Average)</a></td>
        <td class="nump">20.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Foreclosed Real Estate Owned [Member] | Fair Value [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump"> 659<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Range (Weighted Average)</a></td>
        <td class="nump">30.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Range (Weighted Average)</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weighted Average [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueInputsDiscountRate', window );">Range (Weighted Average)</a></td>
        <td class="nump">24.05%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="3"></td>
      </tr>
      <tr>
        <td colspan="3">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">



(1) Fair value is generally determined through independent appraisals of the underlying collateral, which

      generally include various level 3 inputs which are not identifiable, less any associated allowance.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">



(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and

       estimated liquidation expenses.  The range and weighted average of liquidation expenses and other

       appraisal adjustments are presented as a percent of the appraisal.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">

(3) Includes qualitative adjustments by management and estimated liquidation expenses.</td>
            </tr>
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      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureNonrecurring">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueInputsDiscountRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest rate used to find the present value of an amount to be paid or received in the future as an input to measure fair value.  For example, but not limited to, weighted average cost of capital (WACC), cost of capital, cost of equity and cost of debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueInputsDiscountRate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of significant assumptions used by management to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUJAE">
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          <div style="width: 200px;"><strong>Consolidated Statement of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
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        <th class="th">
          <div>Sep. 30, 2012</div>
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        <th class="th">
          <div>Sep. 30, 2011</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 2,200<span></span></td>
        <td class="nump">$ 2,215<span></span></td>
        <td class="nump">$ 6,644<span></span></td>
        <td class="nump">$ 5,359<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other Comprehensive Income:</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Investment securities available for sale: Unrealized holding gains</a></td>
        <td class="nump">1,331<span></span></td>
        <td class="nump">2,021<span></span></td>
        <td class="nump">1,775<span></span></td>
        <td class="nump">3,648<span></span></td>
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        <td class="num">(453)<span></span></td>
        <td class="num">(688)<span></span></td>
        <td class="num">(602)<span></span></td>
        <td class="num">(1,241)<span></span></td>
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        <td class="num">(631)<span></span></td>
        <td class="num">(544)<span></span></td>
        <td class="num">(1,318)<span></span></td>
        <td class="num">(768)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax', window );">Reclassification of gains recognized in net income: Tax effect</a></td>
        <td class="nump">214<span></span></td>
        <td class="nump">185<span></span></td>
        <td class="nump">450<span></span></td>
        <td class="nump">261<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other Comprehensive Income</a></td>
        <td class="nump">461<span></span></td>
        <td class="nump">974<span></span></td>
        <td class="nump">305<span></span></td>
        <td class="nump">1,900<span></span></td>
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        <td class="nump">$ 2,661<span></span></td>
        <td class="nump">$ 3,189<span></span></td>
        <td class="nump">$ 6,949<span></span></td>
        <td class="nump">$ 7,259<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A5<br><br> -Appendix A<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 18, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br></p>
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                <p>Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
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                <p>Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities.</p>
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                <p>Tax effect of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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</font></font></font></font>
<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><b><font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Earnings Per Share</u></font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><strong> </strong>&nbsp;</p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'CG Times','serif';" lang="X-NONE" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-family: 'CG Times','serif'; font-size: 12pt;" lang="X-NONE" class="_mt">Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<div><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt">&nbsp;The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></div>

<div><font size="3" class="_mt"> </font>&nbsp;</div></div>

<div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left">

<div>

<div>

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(in thousands)</font></p>

<table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Three Months Ended</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Nine Months Ended</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 99pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="132" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 112.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="150" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">September 30,</font><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"> </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2011</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Basic EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,278</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;3,292&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,279</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,001</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Dilutive effect of stock options</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Diluted EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;3,293</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,284</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,002</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div><font style="font-family: 'CG Times','serif';" class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">
</font></font>
<div><b><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 12pt;" class="_mt">Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore were not included in the diluted earnings per share calculation were&nbsp;<font class="_mt">60,000</font> and&nbsp;<font class="_mt">165,150</font> as of September 30, 2012 and 2011, respectively, based upon the closing price of Norwood common stock of $<font class="_mt">30.20</font> and $<font class="_mt">24.02</font> per share on September 30, 2012 and 2011, respectively.</font> </div></div></div></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6JAE">
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          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Sep. 30, 2012</div>
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        <td class="nump">$ 86,655<span></span></td>
        <td class="nump">$ 80,792<span></span></td>
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          <div class="a">Unfunded availability under loan commitments [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Financial Instrument Commitments</a></td>
        <td class="nump">38,297<span></span></td>
        <td class="nump">37,649<span></span></td>
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        <td class="nump">37,081<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 11,277<span></span></td>
        <td class="nump">$ 11,960<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EMRAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Loan Portfolio Summarized by the Past Due Status) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">$ 462,813<span></span></td>
        <td class="nump">$ 445,616<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">2,281<span></span></td>
        <td class="nump">1,458<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">1,124<span></span></td>
        <td class="nump">3,440<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Greater than 90 Days Past Due and still accruing</a></td>
        <td class="nump">67<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">13,714<span></span></td>
        <td class="nump">7,815<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">17,186<span></span></td>
        <td class="nump">12,713<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">479,999<span></span></td>
        <td class="nump">458,329<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</a></td>
        <td class="nump">78<span></span></td>
        <td class="nump">1,200<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">17,186<span></span></td>
        <td class="nump">12,713<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">144,724<span></span></td>
        <td class="nump">143,550<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">831<span></span></td>
        <td class="nump">160<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">128<span></span></td>
        <td class="nump">1,351<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">2,373<span></span></td>
        <td class="nump">3,087<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">3,332<span></span></td>
        <td class="nump">4,598<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">148,056<span></span></td>
        <td class="nump">148,148<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">3,332<span></span></td>
        <td class="nump">4,598<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">260,555<span></span></td>
        <td class="nump">255,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">1,364<span></span></td>
        <td class="nump">1,015<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">991<span></span></td>
        <td class="nump">1,524<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">Greater than 90 Days Past Due and still accruing</a></td>
        <td class="nump">67<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">11,104<span></span></td>
        <td class="nump">4,324<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">13,526<span></span></td>
        <td class="nump">6,863<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">274,081<span></span></td>
        <td class="nump">262,476<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">13,526<span></span></td>
        <td class="nump">6,863<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">14,799<span></span></td>
        <td class="nump">10,532<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">20<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">555<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">20<span></span></td>
        <td class="nump">555<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,819<span></span></td>
        <td class="nump">11,087<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">20<span></span></td>
        <td class="nump">555<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">28,278<span></span></td>
        <td class="nump">22,086<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">13<span></span></td>
        <td class="nump">194<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">237<span></span></td>
        <td class="nump">404<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">250<span></span></td>
        <td class="nump">598<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">28,528<span></span></td>
        <td class="nump">22,684<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">250<span></span></td>
        <td class="nump">598<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">14,457<span></span></td>
        <td class="nump">13,835<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">53<span></span></td>
        <td class="nump">89<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">10<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">58<span></span></td>
        <td class="nump">99<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,515<span></span></td>
        <td class="nump">13,934<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">58<span></span></td>
        <td class="nump">99<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Relationship One [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">5,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Pre-Modification Recorded Investment</a></td>
        <td class="nump">6,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Financing Receivable, Modifications, Post-Modification Recorded Investment</a></td>
        <td class="nump">$ 5,500<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (before modification) modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of the write-down related to a troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Stock-Based Compensation (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Stock Options from All Plans, Adjusted for Stock Dividends Declared [Table Text Block]</a></td>
        <td class="text"><div> <table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695">
<tr><td>&nbsp;</td>
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<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Options</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Exercise Price</b></p>

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Per Share</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Remaining Contractual Term</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Aggregate Intrinsic Value (in thousands)</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; border-top: windowtext 1pt solid; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at January 1, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">209,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.43</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;6.3</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">113</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Granted</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercised</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4,775)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">20.72</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">.8</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">31</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Forfeited</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">(12,225)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">29.65</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.2</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at September 30, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">192,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.54</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.7</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">370&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercisable at September 30, 2012</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">164,914</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">28.72</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.0</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">293&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_ShareBasedCompensationAbstract</nobr></td>
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</DOCUMENT>
</SEC-DOCUMENT>
